Internet Gambling became legal in Colorado this year. Our bank is wondering how that affects our Reg GG Policy?
I would like to know if a check issued by a state university in the same state of our bank is considered a government check for Reg CC purposes?
In May 2019, the CFPB issued a Notice of Proposed Rulemaking (NPRM) for the Fair Debt Collection Practices Act (FDCPA); how has this rule updated the antiquated FDCPA? the NPRM will likely have a dramatic impact on collection practices for debt collectors.
We had a customer ask to start a voluntary escrow account on an existing loan. Do we need a new agreement?
Did the Supreme Court’s decision in Henson v. Santander Consumer USA, Inc. obviate the necessity for first party creditors to comply with the CFPB’s debt collection rules?