Most Popular Compliance Content
Small Creditor QM only allowed in rural/underserved areas?
07/05/2020
To be a Small Creditor QM, must the loan be made in a rural or under served area?
Privacy among applicants
07/05/2020
If credit is denied because of issues related to only one applicant, for example a charge-off, can we disclose that reason to both applicants, and do both applicants get an Adverse Action Notice?
Single Ratio
06/28/2020
Does the final rule retain the "one rating" concept from the proposal?
Non-QM HPML considerations
06/28/2020
Can we make non-QM HPMLs, and if so, what do we need to watch out for?
Discrimination against the majority
06/28/2020
Has there been a case where a lender tried so hard to assist minority applicants that it had a fair lending issue with majority applicants?
