How can I determine my bank's cyber risk, inherent risks to my institution, and measure our cybersecurity preparedness profile?
How many banks have been sued under the ADA in federal court?
Would it be considered co-mingling of funds if a customer is making business related purchases on the personal account?
Who is responsible for a check that was deposited through an ATM? In this case the paying bank sends an affidavit of altered check 20 days after the deposit was made. Then calls to state the payee and endorsement does not match, but also states in the affidavit that customer stated it was not his signature and someone stole the check from the mailbox.
I have a compliance question related to our CIP documentation process. An IRS SS-4 Form is typically a required document to verify the Employee Identification Number. We are asking if a company’s Tax Returns and Department of Revenue Letter can be used as substitute items in lieu of the SS-4?