10/30/2016
Where can we access the 2017 HMDA platform so we can register?
10/23/2016
Why should a financial institution have an earlier internal deadline for file submission for the revised HMDA process?
10/23/2016
Can we directly enter our 2017 HMDA data into the new online HMDA platform just as we do now with the FFIEC software?
10/16/2016
1. Will we need a Legal Entity Identifier in order to register to use the new HMDA submission process for 2017?
10/09/2016
Our customer wants to buy a new lot on which they will put a mobile home they already own. We aren’t sure yet what we will secure the loan with, but what are some of the issues we'll have to deal with?
10/02/2016
We are considering financing the purchase of mobile homes that will be placed in rental slots in a new mobile home park. Will we have to worry about complying with RESPA on these loans?
09/04/2016
On telephone applications, what if the spouse is not on the phone at the time of application? How do you capture the absent spouse's specific intent in that scenario?
05/08/2016
The greatest risk of discrimination is in the credit decision, right?
05/01/2016
Does a fair lending exam cover only residential real estate loan products?
04/24/2016
What is an acceptable timeframe for our flood vendor to send life of loan monitoring updates for map changes? It seems our vendor sends them out once a month, but they are dated throughout the past 30 days. Would it be acceptable to send notices to customers within 1 week of receipt of life of loan update?