How does imaging software support business continuity objectives?
Does the final rule require small banks to collect and report CRA data.?
My bank makes QM Balloon loans and one of my new loan officers is insisting he does not have to stay under the QM 43% Debt to Income cap. He does, doesn’t he?
If credit is denied because of issues related to only one applicant, for example a charge-off, can we disclose that reason to both applicants, and do both applicants get an Adverse Action Notice?
Does the final rule only apply to national banks?