Do we have to look back to those customers already on our books for Foreign Taxpayer Identification Numbers (FTIN)?
When mailing statements, notices, etc. for a custodial account, would the mailing address be the address of the minor or the custodian? Can a mail "in care of" be set up so that the mail goes to the custodian or does it have to be mailed to the minor?
Are banks required to risk rate a CD at account opening?
Is a citizen of Puerto Rico a US Citizen or a nonresident alien for tax purposes?
What is the primary benefit of the Community Bank Leverage Ratio (CBLR) Framework?