Latest Compliance - Internal Controls Topics

Advertising-more than ECOA, TILA, TISA and Fair Housing

09/13/2020

Is following the standard Regs, B, Z, DD and fair housing going to ensure advertising compliance?

Can You Opt In AND OUT of the New Capital Rules Framework?

08/30/2020

If my bank qualifies for, and opts into, the Community Bank Leverage Ratio (CBLR) Framework for our March 31, 2020, Call Report, can we opt OUT of the Framework at a later date?

2020 Banking Alert: New Capital Rules

08/23/2020

Have the October 2019 proposed changes for the Community Bank Leverage Ratio (CBLR) Framework been finalized?

Is a wheel-spin game allowed?

08/16/2020

We have a “spin the wheel” promotion. To spin, a customer must donate $1 that the bank donates to a charity. All the prize amounts on the wheel are more than $1 therefore all customers will get more than they donate. The amount won is then sent to the customer via our e-wallet app. We set a certain number of spins and it is done on a first-come-first-served basis.

Your Bank's Assessment Rate & the New Capital Rules

08/16/2020

Will opting-in to the Community Bank Leverage Ratio (CBLR) Framework change how my bank's assessment rate is calculated?

Has COVID-19 Affected Call Reports?

08/09/2020

Has COVID-19 had any impact on the call report?

Optimizing complaint log use

05/10/2020

What is the most common way that banks record or log complaints and inquiries to have available when the examiners come in looking to see what we have?

3 items for Reg E liability

04/19/2020

A customer had a charge out of his account six months ago. That’s old and means he has unlimited liability so we don’t have to investigate it. Is that right?

A Reg E claims 1st question

04/12/2020

What is our obligation under Reg E if a spouse on an account wants to file disputes for charges incurred by the other spouse on the account?

Time to Update Your FCRA Policies & Procedures

04/05/2020

When does your bank, as an employer, trigger FCRA obligations?