Most Popular Compliance Content
New High Cost Mortgage Trigger
12/01/1996
The Home Ownership and Equity Protection Act of 1994 requires the Federal Reserve Board to adjust the total amount of "total points and fees" paid by the borrower that triggers the additional discl
Forever Demanding Increased Compliance
12/01/1996
In this issue, we visit the FDIC at http://www.fdic.gov If you are a state non-member bank, this site should be at the top of your bookmark list.
Proposal To Update Regulation Z Commentary
12/01/1996
In keeping with its annual schedule for updating the Regulation Z commentary, the Federal Reserve Board has proposed revisions to the commentary.
New Year's Resolutions
12/01/1996
Carry a copy of Regulation Z and Official Staff Commentary at all times so that when trapped somewhere or snowed in, I can re-read the entire regulation and commentary.
Question & Answer
12/01/1996
Question: I recently went to a seminar on fair lending in which a speaker stated that we should not be taking copies of loan applicants' drivers licenses.