Most Popular Compliance Content
Seniors DDA Violates Reg B
07/15/2020
Most restaurants offer senior discounts now at about age 55 and so we want our Seniors Checking account product to be available at age 55. Our compliance officer said it violated Reg B, but then left the bank. This isn’t a loan product, so what gives?
Imaging and Business Continuity During Remote Work
07/12/2020
How does imaging software support business continuity objectives?
Small Bank Data Collection
07/12/2020
Does the final rule require small banks to collect and report CRA data.?
Special rate spread for small creditors?
07/12/2020
My bank makes QM Balloon loans and one of my new loan officers is insisting he does not have to stay under the QM 43% Debt to Income cap. He does, doesn’t he?
Small Creditor QM only allowed in rural/underserved areas?
07/05/2020
To be a Small Creditor QM, must the loan be made in a rural or under served area?
