How do you know when to use a regular children's savings or to use the TX UTMA type of account?
If we have a situation where your name goes into the "hat" if your customer or a referral you made opens an account or deposits $50,000 new funds into the bank, when the prescribed period is over a drawing will be made for a prize (example $500 gift card), this would be a lottery, right?
For the new Reg D regulation changes for COVID-19 in which withdrawal limits are waived, does the bank have to provide a notice of change within 30 days of the change or not? Is the notification requirement waived if the change is temporary and/or the change is permanent?
Can we advertise a drawing on social media only?
Are loan disbursement checks, escrow checks and accounts payable checks "official checks"?