Would an escrow waiver fee be disclosed in the Loan Origination Section and in the Escrow Waiver Fee section?
We are taking a non-residential property as collateral for a commercial loan. Do we need to give a flood notification if the property is in a Special Flood Hazard Area?
If our flood vendor provides us with a flood determination after a map change that reflects the new map date, does this mean we need to order a brand-new flood determination?
Under Reg CC, we must notify a customer in writing of any exception holds placed on their account within 24 hours of the deposit. It is a good quality control policy to test procedures to ensure it is being done, but are there any regulations that require us to keep a list of which accounts or checks received an exception hold?
It is easier to provide all disclosures to all customers than to train my new accounts CSRs to give some, but not others, based on the account product. What do you think of this?
Is the Telephone Consumer Protection Act even an issue today?
Does Section 8 prevent us from accepting Christmas gifts from providers such as appraisers and title companies?
Wasn’t there a recent court decision that affects the CFPB’s ability to enforce Section 8?
We are not examined by the CFPB. Should we be worried about Section 8 violations?
Our customer wants to buy a new lot on which they will put a mobile home they already own. We aren’t sure yet what we will secure the loan with, but what are some of the issues we'll have to deal with?