What questions do loan portfolio metrics help to answer?
Does the final rule retain the "one rating" concept from the proposal?
Can we make non-QM HPMLs, and if so, what do we need to watch out for?
We have been hearing rumors that our customer, ABC Corp., is going to file bankruptcy. They have a loan with us that is current and they have a deposit account. Can we use setoff to grab funds?
Our examiners made the bank change customers passwords to expire on online banking every 60 days. Of course, customers do not like this. Can you tell me what the requirements are on this?