Does the final rule retain the "one rating" concept from the proposal?
Can we make non-QM HPMLs, and if so, what do we need to watch out for?
Has there been a case where a lender tried so hard to assist minority applicants that it had a fair lending issue with majority applicants?
A recurring charge was processed on a credit card that was closed due to bankruptcy. It had originally been denied and then was allowed a few days later. Is this allowed per regulations?
What is the effective date of the final rule?