Do Patriot Act Notices and UBO notices have to be on the bank website? We do not open accounts online at this time.
Where can I find regulatory citation regarding the retention of copy of driver's license from CIP process on a loan application? Is it okay to retain in loan file or separate CIP file? Our concern is possible fair lending implications.
We have a Corporation customer that opened a new wedding event center. He wants the checks to be made out to the event center name but wants to deposit into his corporate account. Is there a document that we can use that states his corporation operates the following businesses? Smith Enterprise is the Corporation operating Smith Event Center Smith Catering Smith Restaurant Equipment
Can a check that has been charged back as "Refer to Maker" be redeposited?
What is a loan application?