Can a check that has been charged back as "Refer to Maker" be redeposited?
What is a loan application?
If a customer is disputing a transfer of funds between accounts on which she is a signer, whether it was done via online web, mobile phone, ATM, at a branch or over the phone with a banker, does this fall under the Regulation E guidelines?
May we accept a debit card and/or a credit card payment over the phone, using our credit card machine, to accept a payment for an in-house loan? (This is not a cash advance machine.) In Visa Core Rules #18.104.22.168 it states "At the option of Visa a Merchant may accept a Visa card as payment for an existing debt".
Are financial institutions allowed to implement an ACH debit policy that limits the number of ACH debits once the account has gone negative, in an effort to prevent substantial ACH NSF fees and potential losses?