07/08/2013
How does Reg E apply to a Business? We are thinking about offering debit cards to our business customers. Does Reg E only apply to consumers regarding the liability and chargeback rights on debit cards?
03/25/2013
Under CRA, what constitutes a commercial or Industrial purpose? I have looked for a definition to no avail. Would this include a loan to a small business for a capital injection?
08/06/2012
I'm new at CRA and while I'm sure a construction loan isn't HMDA reportable and wouldn't be CRA reportable as Small Business (collateral is residential property). Is it possible a construction loan could be CRA reportable as Other Business Loan? My borrower is building homes for business purpose, secured by the residential property being built.
12/05/2011
Is CRA purpose driven or collateral driven?
10/03/2011
We are looking at purchasing Small Business loans from a third party. Management would like to advertise the third party's product for small business loans to our customers. What compliance issues could the bank face by advertising their product?
05/16/2011
A borrower wishes to borrow $20,000. The money will subsequently be given to a third party who will use it to start a small business. Is this a consumer purpose loan or a business purpose loan? The argument I am receiving is that it is a consumer purpose loan because the borrower’s purpose is to make a gift.
09/15/2008
Should a federal credit application insurance disclosure be signed when applying or receiving a small business loan?
09/08/2008
Should a federal credit application insurance disclosure be signed when applying or receiving a small business loan?
12/17/2007
What is required in a large bank CRA public file?
10/15/2007
What is the retention period for notice of action taken on turned down loans?
