Most Popular Compliance Content
Small Bank Exam Cycle
10/01/1996
Existing law provides for an 18-month examination cycle for certain small banks rather than the 12 month cycle applicable to larger banks.
Question & Answer
10/01/1996
Question: If a director's account has an overdraft and the director covers the overdraft before the 2:00 p.m. pay/no-pay deadline, is the overdraft a loan for purposes of Regulation 0?
Paperwork Reduction
10/01/1996
A provision buried in the regulatory burden act's section on "Regulatory Micromanagement Relies" requires the bank regulatory agencies to review requirements for internal written policies to identi
Finance Charge Ins and Outs
10/01/1996
Regulation Z's new finance charge rule treats charges imposed by third parties as finance charges when the creditor requires the borrower to use the third party.
Truth In Lending: Debt Cancellation Fees & Gap
10/01/1996
The final rule provides clear guidance on the treatment of debt cancellation fees, GAP, and similar items that function as alternatives to credit insurance or credit life insurance.