Most Popular Compliance Content
New High Cost Mortgage Trigger
12/01/1996
The Home Ownership and Equity Protection Act of 1994 requires the Federal Reserve Board to adjust the total amount of "total points and fees" paid by the borrower that triggers the additional discl
Question & Answer
11/01/1996
Question: I am working with several of our affiliates to try to make our compliance procedures uniform.
Reg B Commentary: Scoring Age
11/01/1996
The recent update to the Official Staff Commentary on Regulation B contained updated advice on credit scoring systems.
Question & Answer
11/01/1996
Question: In a recent article, you gave an example of a finance charge that occurs when the lender charges the customer $250 for an appraisal that cost $225 and the lender retains the $25 di
Starting December 6 ...
11/01/1996
If you or one of your customers are dealing with a house, condo or apartment built before 1978, starting December 6, 1996, you'll have to disclose to potential buyers or renters what you know about