Most Popular Compliance Content
Notice when Cutting Off mRDC
09/25/2022
Is it a requirement to send a notice to a mobile remote deposit capture (mRDC) customer who apprars to be abusing the program? We suspect a customer of "kiting" between financial institutions. Were we to shut off access to mRDC, do we need to notify them in writing, or with any specific content in the notice?
Reporting Multiple Property Loans
09/18/2022
For HMDA purposes, when you have multiple properties as collateral, are all properties included in the value even though only one address is required?
Is not receiving the merchandise a valid Reg E claim?
09/18/2022
If a customer sends a Zelle or other platform for a P2P to purchase a cat for example and they never receive the cat. We generally deny the dispute because they authorized the payment but from what I am hearing since they did not benefit from it we should accept the claim and take the loss?
CD penalties and waiving them
09/18/2022
Can we waive a CD penalty?
Intermediate-Small banks should file CRA activity
09/18/2022
Is there any reason why an Intermediate-Small bank should voluntarily file its annual CRA activity?