It has been my understanding that a bank has up to a year to return items in the event the item is altered or the endorsement forged. I have another bank stating that the midnight deadline applies. Could you please provide clarification. I am located in Florida.
Would it be considered co-mingling of funds if a customer is making business related purchases on the personal account?
We have a church account that has multiple debit card users. Do all of these cardholders need to be signers on the account?
How can I determine my bank's cyber risk, inherent risks to my institution, and measure our cybersecurity preparedness profile?
How many banks have been sued under the ADA in federal court?