If a customer requests a stop payment on an ACH debit (on the day of presentment), are we required to honor their request? Or since they've indicated they've revoked authorization, should we ask them to complete the WSUD instead?
What can we do if one of our cashier’s checks is converted and paid as an ACH check conversion?
Are we required to get an updated photo ID on an existing customer when we open a new account relationship with them (i.e. a loan, DDA, savings, etc)?
Are the stop payment rules different for business accounts than they are for consumer accounts?
Are there different rules around the escheatment timeframes for a deceased account?