Who is responsible for a check that was deposited through an ATM? In this case the paying bank sends an affidavit of altered check 20 days after the deposit was made. Then calls to state the payee and endorsement does not match, but also states in the affidavit that customer stated it was not his signature and someone stole the check from the mailbox.
We have a customer who writes checks from his account at our bank (Bank A) and deposits them at Bank B. The account is overdrawn every morning. He then wires money from Bank B back to Bank A to cover the overdraft. The account is not being used as a business operating account. Each day the amount involved gets larger. How should we address this? Is there a specific Regulation we can site for closing the account?
Website ADA Discrimination cases appear to be on the rise; how many of these cases were filed in federal court in 2019, and is this actually a significant increase from earlier years?
Where does the CFPB’s authority come in when they determine something is “Abusive”?
With fewer and fewer employees available to access dual control we're considering putting a small number of safe deposit box keys into a working supply. What guidance can you give me on this?