Can a Reg E Claim over 60 days old be processed?
A customer placed a stop pay on a check for $1,600. The bank first processed the deposit as $16.00 so our system didn't stop it and the customer didn't realize it until several weeks later. I have looked everywhere and can't find any case similar to this. Can we return it and if so, for what reason, additional paperwork is needed?
Does the CAN-SPAM law apply to email announcements of weather-related branch closings or other information about office hours?
Do we have to disclose the actual MAPR to all borrowers?
We have a credit transaction that came in today on a closed debit card. This card has been closed for so long that it is not on our system any longer. This was presented as a "force post" transaction and did not go thru the authorization channel. Can we return this transaction even though it is attached to a debit card?