Most Popular Compliance Content
Does Reg D apply to all savings accounts?
06/23/2003
Under Regulation D does the excess transaction limit (6/3) apply only to money market accounts or to all statement and passbook savings accounts? I work for a savings and loan bank. We have always applied the limits to money market accounts but I read a couple of articles that made me think it should apply to all deposit accounts.
Section 314(a) Records Requests
06/23/2003
by Mary Beth Guard, BOL Guru
Guru Bios
Home Equity Loans, Lines, and GFEs
06/23/2003
We offer a "No Closing Costs" Credit Line Home Equity loan for which we do not provide a GFE. If the customer is required to pay all closing costs, should we be providing a GFE?
Can You Spell R-I-S-K? New FDIC Compliance Exam Procedures - Mary Beth Guard
06/20/2003
Can You Spell R-I-S-K?
New FDIC Compliance Exam Procedures
by BOL Guru Mary Beth Guard
Flood Insurance Needed?
06/16/2003
I have a flood certification (LOL) that indicates the subject property (a Condominium) is not in a flood zone but indicates zone C* with the following comments "*the subject property is partially within a SFHA. The existing structure, however, is not affected and is not in the floodplain." The insurance policy provided by the applicant does not indicate flood coverage. Do I need flood insurance?
