Most Popular Compliance Content
Mailing Privacy Notices For A Third Party
02/03/2003
The company that writes our credit life/A and H policies recently requested that we send THEIR annual privacy statement to any customer with life/A and H still outstanding. They also requested that we sign a statement saying that we have complied with their request regarding the annual disclosure. Question: is this the bank's responsibility or the insurance company's?
HMDA and LAR Retention Requirements
02/03/2003
We maintain a copy of our HMDA Disclosure Statement, for the two prior years, in one office in each MSA that we have an office. Should we also to maintain a copy of the modified LAR in multiple offices or can it be available only at our home office?
What are the difference between the Control List and the FinCEN Advisories?
02/03/2003
What are the difference between the Control List and the FinCEN Advisories ?
Is it necessary to have a new GFE if the amount of the loan changes before the closing of the loan?
02/02/2003
Is it necessary to have a new GFE if the amount of the loan changes before the closing of the loan?
Automobile Loan Fees For Insurance Tracking
02/02/2003
We are considering charging each automobile loan a fee for insurance tracking in lieu of obtaining force place insurance on uninsured borrowers. What compliance related issues do we need to take into consideration?