09/11/2022
We have had quite a few clients that willingly send funds through Zelle to purchase merchandise and never receive it. To us this is not a REG E claim since they authorized the transfer. Is this correct?
09/11/2022
Do we give out Regulation DD disclosures on business accounts?
09/11/2022
If a fee is deleted on the closing disclosure in section B and the disclosure was sent out for signing, do we re-disclose to the borrower and show that fee as a Lender Credit?
09/04/2022
How often should we approve our policies?
09/04/2022
How do we reach a P2P vendor for investigative information when we don't
have a real agreement with that vendor? We've been unable to reach them.
09/04/2022
Do we interest report on every account?
09/04/2022
Is it okay to request gender information on deposit application?
08/28/2022
If the board is ultimately responsible for compliance, what is the compliance officer’s role?
08/28/2022
So, if my customer initiated the Zelle transfers to bad guy- is the customer
liable? Bad guy calls our customer, states to be from the bank, has the customer login to
their online banking and the customer is the one who is sending funds...who is pushing the
submit button...is this the customer loss?
08/28/2022
If an LLC is doing business under a trade name such as "ABC LLC dba John's Farm Supplies," what is needed for beneficial ownership?
I know the ABC LLC is required to have beneficial ownership and control prong information, but what about the dba John's Farm Supplies, does it need anything separate?
