Most Popular Compliance Content
Loan Sign Advertising Compliance
02/02/2009
We want to advertise a daily thirty year fixed mortgage rate or APR on our electrical sign that is on a busy highway. How do we advertise this and meet Reg Z compliance?
Use Same BIN for HSA & Debit Card Programs?
02/02/2009
Can a bank use the same BIN for their debit card program and their HSA program? We've been told you have to have a separate BIN number, but know of several banks that use the same BIN for both. We are looking into offering HSA's and want to be in compliance, but I cannot find the right answer.
HMDA Reporting - Modified Construction Loan
02/02/2009
When a construction loan is modified to become a rental property with permanent financing is it HMDA reportable?
Car Dealership and Customer Credit Reports
02/02/2009
Can a car dealership give a copy of or show a customer his or her credit report?
Daily Monitoring System for Excessive Transactions
02/02/2009
Our institution monitors transactions for Reg D purposes only at the end of the month. We are looking into changing it to monitor daily, but what if the customer has excessive transactions three days in a row and the account is converted before the customer receives the change notice? We'd like to know if there's a better way to do this. Is there a sample that will show us how to create a daily monitoring system?