Most Popular Compliance Content
Red Flag Checklist - Maintaining an Account
01/26/2009
When should the Red Flag Checklist titled "Maintaining an Account" be used?
SCRA Notice in Past Due Mortgage Notices?
01/19/2009
Should we include the SCRA Notice Disclosure to Servicemembers in ALL past due mortgage notices?
RESPA - Non-Borrowing Owner Sign Initial TIL & GFE
01/19/2009
Do we need to have a non-borrower owner of title sign an initial TIL and GFE for a RESPA transaction? Reg Z talks about material disclosures, but I can’t find what is considered a material disclosure. Which other documents besides the deed of trust and riders need to be signed by a non-borrower owner of a property?
ATM/Debit Card Applications Retention
01/19/2009
I cannot find the record retention requirement for ATM/Debit card applications in my state's (Connecticut) retention schedule or Reg E. How long do I have to keep ATM/Debit card applications?
Stop Email & Paper Statements Per Customer Request
01/19/2009
We have e-banking customers who do not want to get a paper or email statement because they view their account history online. Are we out of compliance if we stop sending email or printed statements?