Most Popular Compliance Content
HMDA Reporting - Selling a Participation Loan
12/08/2008
If we sell a participation loan to another bank who reports HMDA?
Borrower Discontinues Loan Application
12/08/2008
Is an adverse action notice required when a loan is approved and the borrower receives a verbal approval (with conditions of approval) and he calls to say he does not want to continue with the application. Can we simply mark the loan approved and not accepted in the HMDA screen and not have to send the borrower any further communication?
Weblink to OREO
12/08/2008
We'd like to add a link to our website to advertise some of our repossessed mortgages. I've been searching for compliance issues regarding this, but have come up empty. Any ideas? Is this an acceptable practice?
Integrating Compliance Programs into your Operational Risk Management Program
12/08/2008
Among credit risk, market risk and operational risk, developing a good operational risk management program seems to be the most challenging. Can't our existing compliance processes (e.g., AML, Red Flags, GLBA, etc.) contribute to operational risk management?
Unlawful Internet Gambling Enforcement Act
12/08/2008
When does the Internet Gambling Enforcement Act go into effect and where can I get a copy?