Most Popular Compliance Content
Flood Determination Date & ROR
12/15/2008
What date does the flood determination need to reflect? I had a loan that had a right to cancel and the flood wasn't pulled before the loan date, but was pulled before the rescission date. Is this acceptable?
Paying Tellers a Referral Fee - RESPA Violation?
12/15/2008
Can the bank pay a teller a referral fee when a first mortgage purchase or refinance closes without fear of a RESPA violation?
Vacation Home Subject to HUD’s Reg X?
12/15/2008
Is a vacation home subject to HUD’s Reg X?
Marketing Button - Indoor Signage?
12/15/2008
Is a marketing button for bankers to wear considered an indoor sign for compliance purposes? Do we really have to spell out APY, etc?
Dealing with Senior Management About Business Continuity Planning
12/12/2008
How do you get Senior Management to buy into the serious need for business continuity planning, including the need to spend money for adequate back-up materials, filters, etc.? We recently were hit with a computer virus and were without internet for 4 days. We should have a back up method for that!