Most Popular Compliance Content
Disclosures on HELOC to Purchase Home
01/19/2004
What required disclosures to you need on a HELOC ifthe main purpose of the loan is to purchase the borrowers' house? They are only asking for $40,000.00? Do you need an early truth in lending disclosure or early good faith estimate and any other early disclosures?
UCC Recording Fee Treatment Under Reg Z
01/19/2004
Are fees for UCC recording considered a prepaid fee?
Signatures on ARM Disclosures
01/19/2004
Is there something in the regs which requires borrowers sign the ARM Disclosures?
Rescission Rights on Collateral Swap
01/19/2004
Does the right to rescind apply when we are just "swapping properties"? We currently hold a 2nd mortgage on a property. That property is being sold and we would like to replace the mortgage with the new property, but not refinance the loan. Does Reg Z apply to this transaction? No new money is involved. Original lender.
Web Site Accessibility and the ADA
01/19/2004
Can anyone give me advice on what the specific requirements are relating to bank Web site accessibility, in accordance with the Americans with Disabilities Act?