Most Popular Compliance Content
CRA Comment Letter (Suggestions)
02/01/2004
Now that the agencies have finally issued proposed revision to the CRA regulation, it is time to stand up and be counted.
Construction Loans
02/01/2004
Question: If we check and verify information that is in a credit report, does this make us an investigative credit reporter?
CRA: How Not to Change a Regulation
02/01/2004
The proposal, following on the advance notice of proposed rulemaking, is now out. It may look innocuous - at first glance. But look again, carefully.
Loans and Insurance Disclosures
02/01/2004
Question: We are selling credit life policies in connection with consumer loans. Do we have to give the insurance disclosures as well as all the loan disclosures?
Preemption and Predatory Lending
02/01/2004
The OCC has issued a final rule to preempt state laws that have the effect of limiting the powers of national banks.