Most Popular Compliance Content
UCC Recording Fee Treatment Under Reg Z
01/19/2004
Are fees for UCC recording considered a prepaid fee?
Signatures on ARM Disclosures
01/19/2004
Is there something in the regs which requires borrowers sign the ARM Disclosures?
Rescission Rights on Collateral Swap
01/19/2004
Does the right to rescind apply when we are just "swapping properties"? We currently hold a 2nd mortgage on a property. That property is being sold and we would like to replace the mortgage with the new property, but not refinance the loan. Does Reg Z apply to this transaction? No new money is involved. Original lender.
Web Site Accessibility and the ADA
01/19/2004
Can anyone give me advice on what the specific requirements are relating to bank Web site accessibility, in accordance with the Americans with Disabilities Act?
Disclosures on Prequals and Preapprovals
01/19/2004
Are preliminary disclosures required on preapprovals when there is no designated property? Borrowers obtain full credit approval, subject to appraisal. Also on prequalifications, are disclosures required? These would be cases that there is no credit verified, only qualified at borrower's verbal communication.