Most Popular Compliance Content
Use New Red Flag Checklist on All Customers?
09/01/2008
Is the new Red Flag checklist to be used on all new customers or on existing customers that have a loan that is renewing?
Tolerance for an Understated APR Violation
09/01/2008
What is the tolerance for an understated APR violation?
RESPA Record Retention
09/01/2008
Under RESPA, how long do you have to keep documents after a mortgage loan has paid off?
Full Amount of Fee as Prepaid Finance Charge
09/01/2008
We use life of loan flood determinations. Are we in compliance for listing the full amount of the fee as a prepaid finance charge? This fee affects the APR which ultimately affects the rate spread in HMDA reportable loans.
Policies and Procedures Manual for Red Flag Compliance
09/01/2008