Most Popular Compliance Content
HMDA Reporting - No Written Pre-Approval Program
03/30/2009
If the bank does not have a written pre-approval program should a denied pre-approval request be reported under HMDA?
Provider List Requirements
03/30/2009
Are there requirements for a provider list? We give a provider list at time of GF/TIL disclosures letting our customers know who we use on a regular basis for appraisals, title company, flood and credit reports. Is a list required if we are not affiliated with the business or individual? We do have a separate affiliated business disclosure for those businesses.
Fed Regulator Spreadsheet
03/30/2009
Is there some sort of chart or spreadsheet that shows the FDIC, Fed and comptroller with the similarities and differences in each of their regulations?
Third Party Originator Referral Fee
03/30/2009
If we process, underwrite and close loans in our name, but pay the third party originator a referral fee and disclose it on the Good Faith Estimate is this a violation of RESPA?
Reg O - Bank Holding Company Chairman
03/30/2009
Is the chairman of the holding company of the bank subject to the more restrictive lending requirements of executive officers of the bank under Reg O?