Most Popular Compliance Content
Late Escrow Payment
10/01/2004
Question: What are the RESPA implications if the creditor makes a late payment from an escrow account and because the payment was late, the insurer increases the price of insurance?
Preparing for the FACT Act: Identity Theft Flags
10/01/2004
In the South, cold winter winds are called Yankee Clippers. In the Northern states they are called Canadian Cold Fronts. Canadians blame the arctic.
Unmarried Co-Applicants
10/01/2004
Question: With the changes to Regulation B and recent discussions, we are still confused about how to aggregate income for unmarried co-borrowers.
ID Theft Affidavit
10/01/2004
If you have been wondering how to establish standards or procedures for consumers who wish to file information about identity theft, the government has done the job for you.
Reg O and Discounted Loans
09/20/2004
Are there any limits on discounting consumer loan rates to officers of the bank? We offer 75 bps off for regular employees.