Most Popular Compliance Content
IAMB v. Office of Banks and Real Estate and William Darr, Which Side Will Win the Hugo Award?
10/22/2002
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by Howard A. Lax, Esq.
Overdraft Limits, ATMs & POS
10/21/2002
Are you aware of any regulatory issues in reference to including overdraft limits in balances available at ATM's vs POS.
Restitution, Reg Z, and Early TIL Disclosure
10/21/2002
I was told that there was a court decision requiring restitution under Reg Z based on early TIL disclosure. Does anyone have more information about this case and what the banking industry should do?
RESPA & HOEPA Disclosures
10/21/2002
We understand if we have a Real Estate Loan which falls under HOEPA, we are required to give disclosures 3 days prior to closing. We also give the customer the initial disclosures required by RESPA within three days after receiving their application. If the disclosures we give under RESPA are identical to what HOEPA requires and these disclosures, (for example), are given two weeks prior to closing, would the RESPA Disclosures fulfill the HOEPA disclosure requirements?
Increasing The Accuracy Of Budgeting & Forecasting
10/21/2002
What is the best way to respond to requests from our Board of Directors and the Regulators to upgrade our financial analysis systems to increase the accuracy of our budgeting and forecasting?