Most Popular Compliance Content
Credit Report - Account Write Off
04/20/2009
Is it possible to add a written off checking account as a negative relationship on a credit report?
Mobile Branch Account Transfers
04/20/2009
We are licensed to have a mobile branch (courier). If our courier picks up deposits/transfers from a customer’s place of business does this count as one of the six transfers since we are a licensed mobile branch?
RESPA Changes on Hold?
04/20/2009
I was told that some of the RESPA changes due for January 2009 have been put on hold due to litigation. Is this true? Can you tell me where to find the information on the parts put on hold?
Reg Q Premium Restrictions
04/20/2009
Is a donation to a charity of the customer's choice, in the name of the bank, subject to the premium restrictions of Reg Q? For arguments sake let's say the donation is $25 for an account opened with a minimum of $1000 and it must remain active for six months. If the premium were paid to the depositor this would be a violation, but does the fact that the premium does not go to the depositor alter that?
Reg B - Joint Credit & Cosigners
04/20/2009
Is a Reg B Notice of Intent to Apply for Joint Credit needed when a Cosigner is used?