Most Popular Compliance Content
Board Approval of Policies
02/09/2004
Does the board have to approve all written policies?
Combining Income of Unmarried Co-Applicants
02/09/2004
My question concerns calculating the Debt to Income ratio. It is my understanding that if we combine the income of a married couple then we are required to combine the income of co-applicants and/or co-signers regardless of the relationship. Is this correct?
Mandatory Training
02/09/2004
I recently heard at a meeting that there are 5 banking regulations that it is mandatory to have training on. Which regulations are they?
Retention Period on Home Equity Loan Files
02/09/2004
What is the retention period for home equity loan paid files and/or denied files?
HOEPA Disclosure Timing
02/09/2004
How long from the time of application does the Bank have to provide HOEPA disclosures on a HOEPA loan request?