Do we have to disclose the actual MAPR to all borrowers?
If a customer requests a remittance wire transfer while in the bank, but then decides they can't wait for the printed disclosure, can they leave and we provide the disclosure to them orally, provided we send them the receipt by mail?
Does CAN-SPAM apply to those emails sent by platform employees to let their preferred customers know of new rates, etc.?
If the customer asks me a question on structuring is that reportable on a SAR?
If a minor has funds in a custodianship under the UTMA but also has an individual account in his own name, and he has reached the age for release of the UTMA funds, can we use the funds in the UTMA to offset an overdraft in the individually-owned account?
Is CAN-SPAM limited to emails to consumers?
If the customer attempts mortgage fraud should we tell BSA?
What’s the most severe penalty for a military lending violation you’ve seen?
If a credit union board holds a board only meeting after the normal Board meeting, must the Board Chair prepare special minutes or can they provide notes to add to the regular Board meeting minutes?
Some taverns/bars are involved in "Sporting Pools" aka: Football Pools, Office Pools, Super Bowl Pools, etc.
Does FinCEN encourage SARs to be reported for a business involved in such activity? Gambling is not legal in my area.