Most Popular Compliance Content
Extending IT Compliance Coverage with Fewer Dollars
04/06/2009
How can the bank maintain or even improve its information technology related compliance posture with fewer dollars to spend?
Mortgage/ARMs on the Web
04/06/2009
We want to make mortgage loan applications available on our internet banking website. What are some of the issues we need to prepare for?
Cutting PCI Compliance Costs
04/06/2009
How can the bank reduce it PCI DSS compliance costs?
ODP Via a LOC - Annual Financial Statement
04/06/2009
We currently offer overdraft protection via a personal line of credit. Our loan policy states that personal unsecured loans in excess of $5,000 shall be documented with an annual personal financial statement. However, our application and initial disclosure do not indicate this and we have not asked for financial statements for these lines of credit in the past. Are we required to provide advance notice to the customer if we want to now implement this process?
Reg B Intent to Apply Jointly - Phone Application
04/06/2009
We do not require an application for commercial loans so our lenders tend to forget about getting initials on a separate form. Are initials required or would a comment in the file suffice? What is the best way to deal with this issue if the application is taken by phone?