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Stergiopoulos & Castro v. First Midwest Bancorp, Inc.

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Car dealers have been "shopping" their deals with multiple lenders for years. Their customers don't necessarily know which lenders will get a shot at these loans, and they usually don't care, if they get the financing they want to buy their cars. But is it legal under the FCRA for a lender to request a credit report if that lender isn't identified to the consumer when the application is signed?

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