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Rowe v. Union Planters Bank of S. E. Missouri

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In this U.S. Court of Appeals case from the Eighth Circuit, the Court listed the elements required for a plaintiff to establish a violation based on racial discrimination of the Fair Housing Act (FHA) and the Equal Credit Opportunity Act (ECOA). The plaintiff contended bad advice from a bank officer, the officer's mishandling of a loan application and the subsequent denial of the loan by the bank were motivated by racial discrimination. The Court ruled the plaintiff did not satisfy all the requirements to constitute an FHA or ECOA claim.

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