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McCoy v. Chase Manhattan Bank USA, NA

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In this case, the U.S. Court of Appeals for the Ninth District effectively prevents credit card issuers subject to the ruling from imposing interest rate increases for a consumer cardholder's default until after notice of the increased rate is given to the consumer. The Federal Reserve Board has changed the Regulation Z provision that the court applied, effective July 1, 2010. Read the BOL Exclusive article linked above for details of the case and decision.

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