Fair Credit Reporting Act

American Bar Association v. Federal Trade Commission

The U.S.

Stergiopoulos & Castro v. First Midwest Bancorp, Inc.

Car dealers have been "shopping" their deals with multiple lenders for years. Their customers don't necessarily know which lenders will get a shot at these loans, and they usually don't care, if they get the financing they want to buy their cars.

Mary Ruffin-Thompkins v. Experian Information Solutions, Inc.

This case, decided on September 7, 2005, by the U.S. Court of Appeals for the Seventh Circuit, does not directly involve a financial institution, although credit information supplied by US Bank was the trigger that set off the suit.

Reynolds v. Hartford Financial Services Group, et al; and Edo v. GEICO Casualty Company et al

In this U.S.

Johnson v. MBNA America Bank, NA

On 2/11/04, the 4th Circuit Court of Appeals handed down its decision in this appeal, affirming a judgment entered against MBNA following a jury verdict in favor of plaintiff Johnson on a claim that MBNA violated the Fair Credit Reporting Act by f

Phillips v. Grendahl

We have included this case, which does not directly involve a financial institution, because it provides a good opportunity to focus your attention on two factors: the need to guard against abuse of credit report access and the need to do backgrou

Nelson v. Chase Manhattan Mortgage Corporation

The issue in the case was whether the FCRA creates a cause of action for a consumer against a furnisher of credit information.

Jones v. Federated Financial Reserve Corporation

The 6th Circuit Court of Appeals finds that an employer may be subject to vicarious liability for unauthorized access to a credit report by an employee.

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