Have you got what it takes…
…to be a BOL Guru? Are you the go-to person coworkers and colleagues seek out for advice and answers? Have you taught examiners a thing or two? We're looking for a few good people to ascend to the rare strata of BOL Gurudom. Shoot us an email and tell us why our ranks are not complete without you!
Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums (1 viewing) 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
804 4461
Re: Renewals On Constructi...
(scb2011) - Yesterday at 10:04 AM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
181 864
Re: escrows on non hpml lo...
(rlcarey) - 12/27/16 09:04 AM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
171 1095
Re: Housing Counselor List...
(John Burnett) - 02/13/17 08:57 AM
HMDA Overhaul 2018
Discussion on the revised HMDA rules effective in 2018
66 637
Re: HMDA+ vs New HMFA
(Darth HMDA) - Yesterday at 04:49 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (1 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
413 2385
Re: ECOA Appraisal Notice ...
(rlcarey) - 02/21/17 02:19 PM
Loan Originator Compensation Rule (1 viewing)
Discussion on the CFPB final rules on LO compensation.
226 1261
Re: MLO commissions purcha...
(T Schoolitz) - 02/08/17 03:40 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
542 2433
Re: CFPB Small Servicer Gu...
(raitchjay) - Yesterday at 10:13 AM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
192 939
Re: Remittance Transfer Pr...
(John Burnett) - 11/07/16 10:35 AM
TRID - TILA/RESPA Integrated Disclosures Rule (16 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
2469 16971
Re: Liability after Forecl...
(rlcarey) - Yesterday at 05:57 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
44 494
Re: Sample Military Lendin...
(John Burnett) - 11/15/16 10:20 AM
Article 9 386 1417
Re: Rely on previous PMSI ...
(Kevin) - 08/18/16 12:56 PM
Audit (2 viewing)
Discussions of audit-related questions and issues
3609 17363
Re: Quality control chekli...
(MBTCompliance) - 02/21/17 07:21 PM
BSA/AML/CIP/OFAC Forum (19 viewing)
CIP, BSA and PATRIOT Act Issues
18068 95569
Re: CTR with wrong DL#
(Ken_Pegasus) - Yesterday at 04:42 PM
CRA (3 viewing)
Discussions of Community Reinvestment Act issues.
4438 23972
Re: Farmland - Address iss...
(Tennismom) - Yesterday at 03:09 PM
Deposits and Payments (3 viewing) 11713 50297
Re: Reg CC Hold Times with...
(rlcarey) - Yesterday at 05:56 PM
Disaster Recovery 272 1345
Business Impact Analysis
(CindyS) - 11/17/16 05:30 PM
eBanking / Technology (3 viewing)
Discussions of electronic banking services and technology issues.
4670 20280
Re: EMV Liability Shift
(BrianC) - Yesterday at 04:21 PM
Fair Lending (1 viewing)
Questions, responses and comments on Fair Lending topics.
373 1873
Private Banking and Fair L...
(crafty_girl) - 02/13/17 04:32 PM
FCRA (2 viewing)
Questions and comments on the Fair Credit Reporting Act.
4047 18866
Re: AANs for fraud score o...
(Rachel B) - 02/15/17 09:39 AM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
333 3235
Re: Sec 1071 Reporting req...
(Reads Regs) - 12/29/16 11:33 PM
Flood Compliance
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
2781 14792
Re: Map Changes in Area - ...
(rlcarey) - 02/18/17 09:18 AM
General Discussion (15 viewing) 24956 123041
When is a Commitment Lette...
(Dog Lady) - Yesterday at 01:20 PM
HMDA (8 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7128 37413
Re: Would have been a Temp...
(JobSecurity) - 11 minutes 44 seconds ago
Human Resources 1917 13550
Re: Diversity Assessment
(osucpa) - Yesterday at 10:41 AM
Lending Compliance (20 viewing) 45431 199559
Re: Joint Credit intention
(mdog76) - 11 minutes 4 seconds ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1029 5498
Re: counseling
(Bville) - 02/21/17 04:42 PM
Marketing (3 viewing) 4184 15356
Digital Billboard Question
(sway) - Yesterday at 02:10 PM
Need to Remain Anonymous (8 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12160 55945
Re: Business Loan HMDA app...
(Rocky P) - Yesterday at 09:14 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1308 5792
Re: Mort Mod/quitclaim dee...
(HRH Okie Banker) - 02/17/17 03:43 PM
Operations Compliance (7 viewing)
Discussion of operations-related issues and questions
12021 50275
Re: Training Ideals....Nee...
(Just Jean) - Yesterday at 05:22 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
4 12
Re: New HMDA
(raitchjay) - 02/13/17 10:52 AM
RESPA 4539 26702
Re: RESPA Notice of Trans...
(Cowboys Fan) - 02/17/17 12:05 PM
Risk Management (1 viewing) 411 1486
Re: ERM Reports
(osucpa) - 02/08/17 03:10 PM
S.A.F.E. Act Forum (2 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
616 3923
Re: NMLS number required?
(Norman Paperman) - Yesterday at 05:30 PM
Security - PUBLIC (1 viewing) 1972 11337
Re: dual control or atm at...
(madukes) - 02/13/17 04:38 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
385 897
Re: Michigan, Ohio, and In...
(WSB Compliance) - 11/04/16 12:46 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 41 80
Usury Fee
(ComplianceNewby) - 12/18/15 02:06 PM
California (1 viewing) 502 1519
Re: California Natural Haz...
(Darth HMDA) - 09/23/16 05:26 PM
Colorado
Colorado Compliance Professionals
149 381
Re: Updated MLO Bond Requi...
(rlcarey) - 08/04/16 11:48 AM
Connecticut (1 viewing)
State Specific Compliance Forum
58 125
Re: Account Number Truncat...
(rlcarey) - 06/30/15 12:43 PM
Florida 538 1512
Re: Savings Promotion Raff...
(Compliance Risk) - 11/18/16 05:20 PM
Georgia 525 1989
Re: Georgia - in branch di...
(waldensouth) - 02/06/17 02:32 PM
Illinois (2 viewing) 578 1610
Charge-Off Loan Record Ret...
(MScarn6942) - 02/08/17 12:08 PM
Indiana 474 1654
Re: Forged endorsement
(Ric30) - 02/21/17 01:10 PM
Iowa (2 viewing) 208 714
Homestead exemption
(Cornfed Turtle) - 10/06/16 04:00 PM
Kentucky (1 viewing) 569 1743
Re: Verifying Non-Profit O...
(Ken_Pegasus) - 02/20/17 09:22 AM
Louisiana 68 172
Re: Attorney Cash Deposits...
(rlcarey) - 08/01/16 06:50 PM
Maryland 88 218
Re: Insider Reporting
(rlcarey) - 01/17/17 03:08 PM
Massachusetts 522 1518
Living Trust as "Land...
(Jo) - 02/15/17 12:13 PM
Michigan 247 703
Re: Mortgage Loan Payment ...
(Docs) - 02/03/17 02:35 PM
Minnesota 230 616
Non-Customer ID
(Banker57) - 02/06/17 09:34 AM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey (1 viewing) 330 1218
Re: National School Lunch ...
(Reads Regs) - 02/01/17 11:07 AM
New Mexico 33 108
banking tribal nations
(Charles Everson) - 01/31/17 06:28 PM
New York 321 756
Re: Zombie property exempt...
(Soccer) - 02/02/17 03:55 PM
North Carolina (1 viewing) 79 226
Due Diligence Fee
(Kompliance) - 01/19/17 01:27 PM
Ohio (1 viewing) 190 454
Ohio Good Funds Law 2017
(Kompliance) - 02/21/17 09:41 AM
Oklahoma 527 1844
consumer complaint
(parr04) - 02/06/17 04:25 PM
Pennsylvania 430 1300
Re: Branch Closing - Irrev...
(dottiec) - 02/14/17 03:30 PM
South Carolina 192 579
Re: State Usury Laws - Cha...
(Rocky P) - 12/07/16 10:59 AM
Tennessee (1 viewing) 352 935
Re: Dormant CDs?
(mdog76) - 02/08/17 09:12 AM
Texas 1526 6491
Re: Deed of Trust not Nota...
(Maggie80) - 02/08/17 02:42 PM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 143 400
Re: HELOC Conversion fee
(rlcarey) - 11/21/16 02:27 AM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin (1 viewing)
Wisconsin state-specific discussion forum
366 1440
Re: Fipco Doc
(#Just Jay) - 02/21/17 12:21 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (31 viewing)
The spot to blow off steam and have fun.
24710 882058
Re: Random Thoughts
(Soccer) - 56 minutes 14 seconds ago
The BOL Couch (3 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1658 56223
Re: Bravecto
(Skittles) - Yesterday at 02:29 PM