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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
827 4599
Dodd -Frank - amended Reg ...
(CindyT) - 11/15/17 05:30 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
197 929
Re: HPML & ESCROW
(rlcarey) - 11/15/17 04:55 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
175 1115
Re: Rate Spread Caluclator
(Bville) - 11/16/17 12:37 PM
HMDA Overhaul 2018 (3 viewing)
Discussion on the revised HMDA rules effective in 2018
288 2668
Re: Negative Income
(c5nonbankmortgage) - Yesterday at 05:39 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
438 2487
Multiple Appraisals/Evalua...
(Mel in WA) - Yesterday at 07:35 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
229 1274
Re: Two parts of LO Bonus ...
(Inspector) - 10/20/17 11:28 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
608 2675
Re: Loan Extension and Mod...
(Compliance Rookie) - 11/08/17 05:05 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
193 945
Re: REMITTANCE TRANSFER
(Inherent_Risk) - 11/02/17 02:52 PM
TRID - TILA/RESPA Integrated Disclosures Rule (3 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
2959 20443
Re: Loan Estimate Date Iss...
(John Burnett) - Yesterday at 04:56 PM
Banker Forums ( Our Forums )
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Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
47 505
Re: CFPB Proposal to amend...
(Always In Training) - 06/23/17 02:47 PM
Article 9 (2 viewing) 388 1422
Re: UCC FILING
(fmissle) - 07/21/17 11:20 AM
Audit (2 viewing)
Discussions of audit-related questions and issues
3643 17498
Re: Audit confirmation by ...
(Cornfed Turtle) - Yesterday at 06:13 PM
BSA/AML/CIP/OFAC Forum (9 viewing)
CIP, BSA and PATRIOT Act Issues
18523 98206
Re: Trust BO
(Ken_Pegasus) - Yesterday at 09:09 PM
CRA (2 viewing)
Discussions of Community Reinvestment Act issues.
4560 24494
Re: Loans to CDFI
(zozo) - Yesterday at 04:53 PM
Deposits and Payments (5 viewing) 12002 51567
Re: Fraud
(JacPCB) - Yesterday at 11:22 PM
Disaster Recovery (1 viewing) 275 1355
Re: Business Impact Analys...
(bcompliance) - 11/14/17 12:23 PM
eBanking / Technology (5 viewing)
Discussions of electronic banking services and technology issues.
4769 20692
Re: New DDA requiring e-st...
(Richard Insley) - Yesterday at 04:19 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
425 2145
Secret/Mystery Shopper
(jharrison) - Yesterday at 06:51 PM
FCRA
Questions and comments on the Fair Credit Reporting Act.
4126 19248
Re: Can I pull credit repo...
(cgdiamond) - 11/15/17 10:36 AM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
333 3235
Re: Sec 1071 Reporting req...
(Reads Regs) - 12/29/16 11:33 PM
Flood Compliance
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
2975 15825
Transition home maximum fl...
(Bec) - Yesterday at 09:18 PM
General Discussion (15 viewing) 25105 123752
Re: Cordray to step down b...
(RR Joker) - Yesterday at 11:06 AM
HMDA (2 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7339 38653
Re: Reportable or Not??
(swiggles) - Yesterday at 05:35 PM
Human Resources 1936 13742
Re: Firing employee for so...
(Ken_Pegasus) - 11/16/17 05:20 AM
Lending Compliance (15 viewing) 46018 202230
non qualified mortgage loa...
(parr04) - Yesterday at 05:03 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1079 5706
Equifax MLA Covered Borrow...
(txraggedyann) - Yesterday at 04:45 PM
Marketing (3 viewing) 4259 15636
Survey & Gift Cards
(CompBank23) - Yesterday at 04:22 PM
Need to Remain Anonymous (2 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12561 57997
Re: Large Cash Withdrawal
(JacPCB) - Yesterday at 11:32 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1318 5843
Re: Automatic Biller Updat...
(BrianC) - 10/20/17 03:59 PM
Operations Compliance (5 viewing)
Discussion of operations-related issues and questions
12146 50820
deposit account files
(pjs) - Today at 08:18 AM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
6 82
Re: CECL?
(rlcarey) - 07/05/17 08:34 AM
RESPA 4577 26897
Re: Statement at Escrow Cl...
(terpsfan) - Yesterday at 11:12 AM
Risk Management 418 1509
Insurance Tracking Vendors
(LegalUser) - 11/06/17 11:26 AM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
631 3987
Re: New Employee
(rlcarey) - 11/01/17 09:41 AM
Security - PUBLIC (2 viewing) 1977 11352
Re: Annual Security Report
(fmissle) - 10/25/17 04:00 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
390 905
Utah - wet or dry closing?
(Kelcey D) - 10/27/17 10:02 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California 507 1530
Re: CA Consumer Disclsoure...
(Dan Persfull) - 11/01/17 09:06 AM
Colorado (1 viewing)
Colorado Compliance Professionals
150 385
Re: Hemp Growing Operation
(rlcarey) - 04/27/17 02:36 PM
Connecticut
State Specific Compliance Forum
58 125
Re: Account Number Truncat...
(rlcarey) - 06/30/15 12:43 PM
Florida 551 1559
Re: Basic Compliance Schoo...
(Ken_Pegasus) - 10/16/17 06:03 PM
Georgia 536 2020
Re: Loan Skip-a-payment Pr...
(GilaMonster) - Yesterday at 09:36 AM
Illinois 584 1622
Using Chicago FHLB Letters...
(Oscar) - 09/13/17 09:03 AM
Indiana 481 1673
Re: INUTMA - Releasing fun...
(Ken_Pegasus) - 08/23/17 04:30 PM
Iowa 208 714
Homestead exemption
(Cornfed Turtle) - 10/06/16 04:00 PM
Kentucky 586 1808
Re: IRA Escheatment
(burkemi) - 10/30/17 04:22 PM
Louisiana 70 174
Usufruct Account
(jswa) - 03/31/17 12:04 PM
Maryland 91 221
Deed in Customer's nicknam...
(Myra18) - 07/19/17 02:21 PM
Massachusetts 539 1557
Re: Waiver of Heir
(Jo) - Yesterday at 03:52 PM
Michigan (1 viewing) 248 705
Branch Closing for day
(JoAnne) - 07/25/17 08:35 AM
Minnesota 236 629
"certified copy"
(Banker57) - 10/20/17 11:19 AM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey (1 viewing) 330 1218
Re: National School Lunch ...
(Reads Regs) - 02/01/17 11:07 AM
New Mexico 33 112
Re: banking tribal nations
(fmissle) - 03/03/17 07:21 PM
New York 325 761
NY CRA Investment Self Cer...
(BigD64) - 11/08/17 03:30 PM
North Carolina 82 230
Convenience Signers on Dep...
(RetailChick) - 11/07/17 12:36 PM
Ohio (1 viewing) 195 477
Protecting Tenants at Fore...
(Crazy in Compliance) - 10/31/17 03:42 PM
Oklahoma 543 1880
Re: Sole Proprietor requir...
(danyielg) - 11/13/17 02:33 PM
Pennsylvania 438 1327
cosigners
(b2c) - 09/28/17 05:06 PM
South Carolina 197 613
Basic Compliance School
(BeechFlyboy) - 10/16/17 03:25 PM
Tennessee (1 viewing) 361 957
Basic Compliance School
(BeechFlyboy) - 10/16/17 03:27 PM
Texas (3 viewing) 1559 6611
Re: Can a payoff quote net...
(rlcarey) - 11/10/17 11:16 AM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 145 408
Re: POA - Agent's Certific...
(rlcarey) - 10/19/17 05:38 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
380 1496
Re: Right to Cure Wisconsi...
(Carl R) - 11/15/17 05:23 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (45 viewing)
The spot to blow off steam and have fun.
24812 890435
Re: I wonder if this will ...
(OldTymeBanker) - Yesterday at 05:07 PM
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1678 56669
Re: any experiene with TMJ...
(rainman) - Yesterday at 03:45 PM