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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
856 4731
Re: ATR Temporary Finance ...
(RR Joker) - Yesterday at 11:23 AM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
213 1000
Analysis
(George) - Today at 11:35 AM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
182 1158
Re: HOEPA - Cure
(raitchjay) - 06/21/18 03:44 PM
HMDA Overhaul 2018 (8 viewing)
Discussion on the revised HMDA rules effective in 2018
739 6373
Resubmit HMDA LAR?
(MFlea) - 24 seconds ago
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
458 2604
Re: ACE / PIW (Fannie/Fred...
(Dan Persfull) - 07/20/18 11:02 AM
Loan Originator Compensation Rule (1 viewing)
Discussion on the CFPB final rules on LO compensation.
236 1312
Re: LO NOT EMPLOYEE BUT CO...
(rlcarey) - 08/09/18 02:18 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
684 3005
Re: Discontinue Hz Insuran...
(HRH Okie Banker) - 07/16/18 01:13 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
197 959
Claim Form for Remittance ...
(Karen E) - 06/26/18 02:28 PM
TRID - TILA/RESPA Integrated Disclosures Rule (5 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3330 23008
Re: Change in Circumstance...
(John Burnett) - Today at 05:04 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
47 505
Re: CFPB Proposal to amend...
(Always In Training) - 06/23/17 02:47 PM
Article 9 (1 viewing) 391 1431
Re: UCC1 on paid loan
(fmissle) - 08/03/18 12:01 PM
Audit (1 viewing)
Discussions of audit-related questions and issues
3668 17631
Re: Fannie QC
(rlcarey) - Today at 07:43 AM
BSA/AML/CIP/OFAC Forum (9 viewing)
CIP, BSA and PATRIOT Act Issues
19127 101860
Re: CIP - Verification thr...
(Ken_Pegasus) - Today at 06:16 PM
CRA (3 viewing)
Discussions of Community Reinvestment Act issues.
4670 25004
Re: Small business loan an...
(mrogersfib) - Yesterday at 02:01 PM
Deposits and Payments (9 viewing) 12292 52797
Re: Truth in Savings Penal...
(rlcarey) - Today at 12:03 PM
Disaster Recovery 275 1355
Re: Business Impact Analys...
(bcompliance) - 11/14/17 12:23 PM
eBanking / Technology (4 viewing)
Discussions of electronic banking services and technology issues.
4839 21070
Re: ATM Transactions outsi...
(rlcarey) - Yesterday at 05:05 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
477 2404
Re: Statistical Analysis -...
(ComplianceRegs) - 07/23/18 05:57 PM
FCRA (5 viewing)
Questions and comments on the Fair Credit Reporting Act.
4180 19525
Re: AAN - Address of CRA/C...
(deeb) - Today at 02:43 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 01:07 PM
Flood Compliance (4 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3122 16625
Re: LOMA-New Flood Determ...
(Moman) - Today at 02:51 PM
General Discussion (11 viewing) 25243 124411
Re: personal cell phones
(Deputy Dawn) - Today at 04:57 PM
HMDA
This forum is for discussions on the Home Mortgage Disclosure Act
7459 39468
Re: Pre-Approval???
(David Dickinson) - 08/10/18 03:26 PM
Human Resources (1 viewing) 1953 13902
Re: Tattoos & Piercing...
(HappyGilmore) - Yesterday at 03:18 PM
Lending Compliance (17 viewing) 46465 204300
Re: Change in purpose
(beegee) - Today at 05:12 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (4 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1115 5960
Re: S.3334
(Andy Z) - Yesterday at 02:41 PM
Marketing (1 viewing) 4331 16032
Re: Service messages in ne...
(LiveFunLife) - 08/14/18 11:51 AM
Need to Remain Anonymous (8 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12935 59854
Finance Charges understate...
(Anonymous) - 10 minutes 51 seconds ago
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1321 5860
Re: Training.............
(RR Sarah) - 06/07/18 05:32 PM
Operations Compliance (4 viewing)
Discussion of operations-related issues and questions
12281 51455
Re: CD Rates posted in lob...
(danyielg) - Today at 12:20 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 163
New HMDA verification tool
(Andy Z) - 08/09/18 01:48 PM
RESPA (2 viewing) 4612 27066
Re: RESPA Section *
(rlcarey) - 08/09/18 05:49 PM
Risk Management 424 1530
Re: Loan Exceptions
(rlcarey) - 08/14/18 12:44 PM
S.A.F.E. Act Forum (1 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
646 4042
Re: Terminated MLO on clos...
(CRL) - 07/25/18 12:05 PM
Security - PUBLIC (2 viewing) 1981 11364
FBI warns of global ATM fr...
(Ken_Pegasus) - Yesterday at 12:08 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
401 923
Re: Late Fees - MO
(rlcarey) - Today at 10:49 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California 512 1550
Re: NEW California Privacy...
(Dan Persfull) - 07/02/18 03:35 PM
Colorado
Colorado Compliance Professionals
154 392
CO Cybersecurity Standards
(drchiles) - 06/19/18 11:03 AM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 11:46 AM
Florida 556 1572
OFR Real System
(Lilly C) - 05/22/18 09:15 AM
Georgia 538 2031
Re: Foreclosure on Rental ...
(RR Joker) - 08/01/18 04:15 PM
Illinois (1 viewing) 599 1664
Re: Temporary closing of a...
(Bibliofiend) - 08/14/18 04:49 PM
Indiana 488 1696
Re: Notary Commission Numb...
(Runner4fun) - 07/30/18 05:40 PM
Iowa 209 717
Re: Common Stock
(ahkcompliance) - 12/13/17 09:43 AM
Kentucky 602 1845
How many days to hold fund...
(ineedhelp) - 08/13/18 12:41 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 03:33 PM
Maryland 94 229
Re: Foreclosure In MD
(WABComply) - 08/03/18 10:45 AM
Massachusetts 549 1583
Question on a Trust Accoun...
(Jo) - 08/02/18 01:56 PM
Michigan 253 715
Re: Financial Institution ...
(bigfish) - 08/13/18 02:36 PM
Minnesota 245 656
Re: MN mortgage taxes and ...
(rlcarey) - 08/09/18 05:43 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey (1 viewing) 337 1233
Re: Undelivered/Returned M...
(rlcarey) - 07/25/18 10:16 AM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 10:09 AM
New York (1 viewing) 331 780
Re: New York Banking Laws
(rlcarey) - Yesterday at 05:17 PM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 08:31 AM
Ohio 197 481
Sharing Customer Informati...
(Isn'tThisFun) - 08/13/18 02:52 PM
Oklahoma (1 viewing) 553 1914
Re: Exempt from NFIP under...
(HRH Okie Banker) - 08/13/18 11:10 AM
Pennsylvania 444 1342
Re: Writs
(Half Pint) - 06/27/18 02:19 PM
South Carolina 198 618
Re: Balloon Payments on 2n...
(rlcarey) - 08/11/18 08:40 AM
Tennessee (1 viewing) 368 978
Re: MLO registered on NMLS...
(rlcarey) - 07/28/18 07:03 AM
Texas 1589 6740
Re: Texas HELOC
(swiggles) - 08/13/18 10:54 AM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 148 415
Re: WA State allow non-nat...
(Puzzled) - 07/03/18 04:39 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
385 1514
WI Rule Updates for 2018
(drchiles) - 07/03/18 12:51 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (24 viewing)
The spot to blow off steam and have fun.
24908 899947
Re: Ruin a book with one l...
(Valley girl) - Today at 06:02 PM
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1686 57034
Re: Teen Cell Rules
(ItNeverEnds CRCM) - 07/17/18 07:52 PM