Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
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Ability to Repay/Qualified Mortgage Rule (4 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
801 4437
Re: Ability to Repay Unemp...
(Dan Persfull) - 01/17/17 03:33 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
181 864
Re: escrows on non hpml lo...
(rlcarey) - 12/27/16 09:04 AM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
170 1086
Reference 1026.34(a)(7)
(Scooter) - 08/30/16 11:45 AM
HMDA Overhaul 2018
Discussion on the revised HMDA rules effective in 2018
61 580
Re: Construction-only loan...
(RR Becca) - 33 minutes 29 seconds ago
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
412 2369
Re: Loan Assumption
(Jen J) - 01/13/17 09:36 AM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
224 1255
Re: Majority of comp not f...
(MB Guy) - 01/11/17 09:15 AM
Mortgage Servicing Rules (2 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
539 2413
Re: Payoff Statements and ...
(Frosh) - 52 minutes 57 seconds ago
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
192 939
Re: Remittance Transfer Pr...
(John Burnett) - 11/07/16 10:35 AM
TRID - TILA/RESPA Integrated Disclosures Rule (21 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
2608 17006
Re: Lender paid fees toler...
(HuntFish) - Today at 01:57 PM
Banker Forums ( Our Forums )
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Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
44 494
Re: Sample Military Lendin...
(John Burnett) - 11/15/16 10:20 AM
Article 9 386 1417
Re: Rely on previous PMSI ...
(Kevin) - 08/18/16 12:56 PM
Audit (5 viewing)
Discussions of audit-related questions and issues
3604 17337
Re: Training vs Job experi...
(compliance75) - 01/18/17 12:29 PM
BSA/AML/CIP/OFAC Forum (21 viewing)
CIP, BSA and PATRIOT Act Issues
18005 95256
Re: BSA E-Filer - Reports
(bcompliance) - 19 minutes 2 seconds ago
CRA (3 viewing)
Discussions of Community Reinvestment Act issues.
4410 23834
Re: CD Loan
(CompliantOkie) - Today at 01:21 PM
Deposits and Payments (15 viewing) 11672 50131
Re: Overdraft Fees with no...
(John Burnett) - Yesterday at 04:45 PM
Disaster Recovery 272 1345
Business Impact Analysis
(CindyS) - 11/17/16 05:30 PM
eBanking / Technology (4 viewing)
Discussions of electronic banking services and technology issues.
4661 20255
Ordering new Debit Cards/P...
(BrianC) - Today at 01:29 PM
Fair Lending (2 viewing)
Questions, responses and comments on Fair Lending topics.
362 1847
Re: Relining - Klein Bank ...
(Kathleen B) - Today at 10:59 AM
FCRA (4 viewing)
Questions and comments on the Fair Credit Reporting Act.
4043 18857
Exception notice vs. no no...
(burke116) - 01/11/17 12:44 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
333 3235
Re: Sec 1071 Reporting req...
(Reads Regs) - 12/29/16 11:33 PM
Flood Compliance (6 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
2759 14693
Re: Loan secured by 2 Prop...
(Jade'sFire) - 6 minutes 15 seconds ago
General Discussion (33 viewing) 24933 122938
Re: Rate change notice
(rlcarey) - 9 minutes 29 seconds ago
HMDA (8 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7069 37038
Re: refinance
(TMatt87) - Today at 01:04 PM
Human Resources (6 viewing) 1916 13544
Re: CFPB incentive guidanc...
(John Burnett) - Today at 10:27 AM
Lending Compliance (47 viewing) 45331 199155
Pre-Trid, HUD1-A
(Midmocomply) - Today at 12:04 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (3 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1021 5466
Re: Fresh Start loans
(MBTCompliance) - 01/18/17 08:36 PM
Marketing (2 viewing) 4170 15314
Re: Balloon payment at hig...
(Bec) - Today at 09:20 AM
Need to Remain Anonymous (15 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12101 55646
Job Roles
(JM) - 12 minutes 24 seconds ago
Newbie Nook (3 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1305 5784
Re: 2nd Mortgage on a One ...
(David Dickinson) - 01/16/17 10:14 AM
Operations Compliance (14 viewing)
Discussion of operations-related issues and questions
12006 50192
Re: Another Unauthorized D...
(burkemi) - Today at 01:31 PM
RESPA (2 viewing) 4533 26681
Re: HUD Informal Advisory ...
(Inspector) - Today at 01:29 AM
Risk Management 410 1484
Re: Risk Management Commit...
(TryingtoComply) - 12/17/16 06:44 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
613 3910
Re: Annual Audit required
(Dan Persfull) - 01/03/17 03:01 PM
Security - PUBLIC (5 viewing) 1972 11333
Re: dual control or atm at...
(cheekEE) - Yesterday at 02:26 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (2 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
385 897
Re: Michigan, Ohio, and In...
(WSB Compliance) - 11/04/16 12:46 PM
Puerto Rico (1 viewing)
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 41 80
Usury Fee
(ComplianceNewby) - 12/18/15 02:06 PM
California 502 1519
Re: California Natural Haz...
(Darth HMDA) - 09/23/16 05:26 PM
Colorado
Colorado Compliance Professionals
149 381
Re: Updated MLO Bond Requi...
(rlcarey) - 08/04/16 11:48 AM
Connecticut
State Specific Compliance Forum
58 125
Re: Account Number Truncat...
(rlcarey) - 06/30/15 12:43 PM
Florida (1 viewing) 538 1512
Re: Savings Promotion Raff...
(Compliance Risk) - 11/18/16 05:20 PM
Georgia 524 1985
Re: Inactivity vs. Dormant...
(GilaMonster) - 12/08/16 01:48 PM
Illinois 576 1608
Re: REG Z - LAND TRUSTS IL
(Dave M_TCA) - Yesterday at 06:33 PM
Indiana (1 viewing) 473 1651
Re: Indiana FSSA Recovery ...
(Ken_Pegasus) - 12/28/16 06:46 PM
Iowa (1 viewing) 208 714
Homestead exemption
(Cornfed Turtle) - 10/06/16 04:00 PM
Kentucky (3 viewing) 568 1740
Re: Non-Purchasing Spouse
(tuma) - 12/22/16 04:49 PM
Louisiana (1 viewing) 68 172
Re: Attorney Cash Deposits...
(rlcarey) - 08/01/16 06:50 PM
Maryland 88 218
Re: Insider Reporting
(rlcarey) - 01/17/17 03:08 PM
Massachusetts 521 1517
Debtor in Possession accou...
(Jo) - 10/26/16 10:30 AM
Michigan 246 699
Michigan Electronic Funds ...
(lmaizel) - 01/17/17 03:32 PM
Minnesota 228 612
Re: Non-Profit Organizatio...
(rlcarey) - 01/11/17 01:42 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey 330 1216
Re: National School Lunch ...
(Tennismom) - Today at 11:51 AM
New Mexico 32 107
Re: New Mexico Home Loan P...
(rlcarey) - 11/08/14 04:50 PM
New York 321 752
Re: Zombie property exempt...
(Soccer) - Yesterday at 07:31 AM
North Carolina (1 viewing) 79 226
Due Diligence Fee
(Kompliance) - Yesterday at 01:27 PM
Ohio 189 453
Posting the Ohio Sales Tax...
(lmaizel) - 10/04/16 12:07 PM
Oklahoma (2 viewing) 526 1843
Re: Forged Endorsement Cla...
(John Burnett) - 01/17/17 11:16 AM
Pennsylvania 428 1297
Re: Decedent Safe Deposit ...
(SwPa) - 12/08/16 08:34 AM
South Carolina (1 viewing) 192 579
Re: State Usury Laws - Cha...
(Rocky P) - 12/07/16 10:59 AM
Tennessee 350 928
Re: Social Media and posti...
(Norman Paperman) - 01/13/17 11:06 AM
Texas 1524 6481
Re: Record Retention for L...
(RVaughn) - 01/03/17 09:04 AM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State (1 viewing) 143 400
Re: HELOC Conversion fee
(rlcarey) - 11/21/16 02:27 AM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
364 1436
Re: WUTMA custodian wants ...
(Bec) - 01/17/17 01:52 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (110 viewing)
The spot to blow off steam and have fun.
24698 881174
Re: What happened to Word ...
(RR Joker) - 4 minutes 42 seconds ago
The BOL Couch (6 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1656 56123
Re: Polar Plunge
(HRH Okie Banker) - Today at 10:13 AM