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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 6
PRIVATE FORUMS APPROVAL PROCESS
Truffle Royale - 09/30/08 11:55 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Regulation B Small Business Loan Reporting (section 1071)
Discussions on the reporting requirements for loans to small businesses (under $5 million gross annual income) required by subpart B of Regulation B.
24 297
1071 Data Collection
lrobbins - 02/21/24 01:56 PM
TRID - TILA/RESPA Integrated Disclosures Rule (1 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
4445 29705
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/17/23 07:21 PM
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
951 5257
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 01:37 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
257 1209
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 05/08/23 03:32 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
194 1208
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 01:56 PM
HMDA Overhaul 2018 (1 viewing)
Discussion on the revised HMDA rules effective in 2018
1456 10902
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 02:17 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
537 2995
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 02:22 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
263 1427
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 02:27 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
802 3467
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 02:31 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
209 1015
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 02:35 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
56 578
1033 Notice of Proposed Rulemaking
InFairness, CRCM - 10/26/23 09:37 PM
Article 9 397 1451
UCC FILING
rainman - 07/12/22 07:58 PM
Audit (4 viewing)
Discussions of audit-related questions and issues
3759 18030
Sample Methodology
rlcarey - 02/22/24 12:30 PM
BSA/AML/CIP/OFAC Forum (3 viewing)
CIP, BSA and PATRIOT Act Issues
20914 110830
Loan Purpose
motomac - 03/15/24 08:44 PM
CRA (1 viewing)
Discussions of Community Reinvestment Act issues.
5275 27544
CRA Public File Update 4/1/24
banker-12 - Yesterday at 10:44 PM
Deposits and Payments (2 viewing) 13739 59474
New FDIC Membership Rules
Cielo - 03/15/24 04:42 PM
Disaster Recovery 283 1377
Funding loans when disaster has occurred
rlcarey - 05/20/23 02:05 PM
eBanking / Technology
Discussions of electronic banking services and technology issues.
5240 23178
Reg E claim wrong amount
Newbie06 - Yesterday at 08:13 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
682 3487
cash advance fee
Secret Squirrel - 02/12/24 08:10 PM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4424 20672
Required Reporting
rlcarey - 03/16/24 12:34 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3819 20107
Duplex in SFHA, what is maximum insr?
Tarhe - Yesterday at 07:48 PM
General Discussion (7 viewing) 25874 127283
Safety Deposit Boxes ownership
bkca - 03/13/24 02:49 PM
HMDA (1 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
8043 42476
Purpose:Purchase mobile home park not collateral
raitchjay - Yesterday at 07:38 PM
Human Resources 2000 14309
Retiree Gifts
HappyGilmore - 11/28/23 01:42 PM
Lending Compliance (7 viewing) 48831 215045
Late Payment Notices
JamesH - 03/14/24 10:10 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1237 6501
MLA
Dan Persfull - 02/21/24 06:44 PM
Marketing 4672 17415
Survey Opinion and UDAAP Issues
rlcarey - Yesterday at 08:20 PM
Need to Remain Anonymous (2 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
14959 69648
Consumer Loan Automatic Payment
Richard Insley - 03/15/24 09:23 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1378 6122
REG B - Demographic Info
WDMT - 02/15/24 05:59 PM
Operations Compliance (3 viewing)
Discussion of operations-related issues and questions
12841 53812
Reclamations & Record Retention
rlcarey - 03/14/24 06:19 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA (13 viewing) 4738 27662
Affiliated Business Agreement Disclosure
Dan Persfull - 03/11/24 08:17 PM
Risk Management 463 1687
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
713 4323
Bank NMLS #
rlcarey - 03/14/24 03:55 PM
Security - PUBLIC (1 viewing) 2003 11464
Mask Policy 2024
TaraSue - 03/14/24 05:49 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (1 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
414 975
Puerto Rico
Puerto Rican Bankers Discussion Forum
18 40
Mortgage Lending in PR
TMatt87 - 02/04/22 06:03 PM
Arkansas 46 91
Safe Deposit Box Relocation
VMack - 10/26/22 09:13 PM
California 527 1652
NEW California Privacy Law
Reg Warrior - 01/16/24 11:02 PM
Colorado
Colorado Compliance Professionals
162 413
Colorado Real Estate Disclosures
MJNoone - 03/30/21 05:09 PM
Connecticut
State Specific Compliance Forum
63 136
CT Recrd Retention for Abandoned Property
happyauditor - 12/20/23 07:35 PM
Florida 579 1644
Non Customer Check Cashing
rlcarey - 01/24/24 08:11 PM
Georgia 550 2081
Illinois 642 1762
SAFE DEPOSIT BOX
rlcarey - 02/15/24 04:18 PM
Indiana 509 1802
POD on INUTMA Account
Bankwoman1 - 01/03/24 07:19 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 629 1917
Name Change Require New Signature Cards
rlcarey - 05/16/23 06:26 PM
Louisiana 74 181
Record Retention
LaLendingLady - 06/30/23 01:16 PM
Maryland 98 240
UTMA Checks
rlcarey - 07/05/22 04:35 PM
Massachusetts 587 1690
Rate Locks in MA
rlcarey - 12/21/23 06:30 PM
Michigan 257 726
PC598 AFFIDAVIT OF DECEDENT'S SUCCESSOR...
truckman30 - 02/05/24 08:05 PM
Minnesota 271 721
Default Rate on Consumer Loans
KeepSmiling - 11/16/23 06:14 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey (1 viewing) 345 1245
BOD Approved List of Wire System Users
LostFan - 09/24/21 01:22 PM
New Mexico 36 123
MLO # on Ad
rlcarey - 07/19/21 06:40 PM
New York 363 910
New York Attorney Review Requirements for Mortgage
Tiffany12345 - 03/04/24 04:00 PM
North Carolina 91 262
Family Trust - How to set up
rlcarey - 04/20/23 04:24 PM
Ohio 210 513
Proper Account Titling for a DBA in Ohio
rlcarey - 03/02/24 11:44 PM
Oklahoma 578 1999
Pennsylvania 466 1414
Termination for Inactivity for US LOC
Luv2run - 10/31/23 12:39 PM
South Carolina 209 649
range of first payment dates in SC
rlcarey - 01/26/24 10:11 PM
Tennessee 408 1076
Buying & Selling Gold Coins
Believing... - 12/28/23 04:17 PM
Texas 1661 6979
Home Equity - 2% cap - lender credit
rlcarey - 02/29/24 01:59 PM
Virginia 122 298
Limit of 3 loan originations
Compliance0411 - 11/02/22 09:08 PM
Washington State 151 420
Deed of Trust - CSI Documents
rlcarey - 11/26/21 09:44 AM
Washington, DC 9 17
Dormant Accounts
rlcarey - 04/18/22 01:17 PM
Wisconsin (1 viewing)
Wisconsin state-specific discussion forum
415 1599
Assignment of Deposit Account
Scott Chicoine - 03/06/23 04:05 PM
Wyoming 15 39
test
Andy Z - 01/08/24 01:31 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (640 viewing)
The spot to blow off steam and have fun.
25132 917021
Movie Quotes
Sunshine Lady - Yesterday at 07:48 PM
The BOL Couch (95 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1714 58113
Another Retirement Announcement
CalifDreamin - Yesterday at 06:42 PM