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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
829 4608
TRID Closing Disclosure
(RR Joker) - 01/09/18 02:21 PM
Escrows on Higher-Priced Mortgages (2 viewing)
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
198 931
Re: Required HPML escrow o...
(rlcarey) - 12/10/17 08:47 AM
HOEPA and Homeowner Counseling Rule (3 viewing)
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
177 1121
Re: FFIEC Average Prime Of...
(rlcarey) - 01/02/18 11:47 AM
HMDA Overhaul 2018 (3 viewing)
Discussion on the revised HMDA rules effective in 2018
389 3648
Re: Manufactured Home afte...
(RR Joker) - 1 minute 36 seconds ago
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (2 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
446 2536
Re: delivery of Validation...
(MarieR) - 01/09/18 11:09 AM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
234 1286
Re: Incent more for CRA-qu...
(Tarhe) - 12/28/17 11:40 AM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
627 2772
Re: 1098 Question
(Sinatra Fan) - 6 minutes 11 seconds ago
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
195 949
Re: Incorrect Account Numb...
(John Burnett) - 12/04/17 01:32 PM
TRID - TILA/RESPA Integrated Disclosures Rule (4 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3030 20930
Re: Purpsoe: Purchase or ...
(Adam Witmer) - 33 minutes 55 seconds ago
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
47 505
Re: CFPB Proposal to amend...
(Always In Training) - 06/23/17 02:47 PM
Article 9 388 1422
Re: UCC FILING
(fmissle) - 07/21/17 11:20 AM
Audit (1 viewing)
Discussions of audit-related questions and issues
3651 17532
Internal Audit Training
(rocky) - Yesterday at 06:59 PM
BSA/AML/CIP/OFAC Forum (7 viewing)
CIP, BSA and PATRIOT Act Issues
18613 98723
Re: Loan Renewals and Bene...
(fmissle) - Yesterday at 12:00 PM
CRA (3 viewing)
Discussions of Community Reinvestment Act issues.
4582 24599
Loan extension
(Burgess) - Yesterday at 05:08 PM
Deposits and Payments (11 viewing) 12047 51744
Re: Delay of Prepaid Accou...
(Adam Witmer) - 34 minutes 57 seconds ago
Disaster Recovery 275 1355
Re: Business Impact Analys...
(bcompliance) - 11/14/17 12:23 PM
eBanking / Technology
Discussions of electronic banking services and technology issues.
4779 20739
Re: Online billpay - Does ...
(Andy Z) - 01/12/18 02:32 PM
Fair Lending (1 viewing)
Questions, responses and comments on Fair Lending topics.
437 2197
New Product
(Brightside3277) - 01/12/18 11:46 AM
FCRA (4 viewing)
Questions and comments on the Fair Credit Reporting Act.
4135 19312
Re: Equifax TriMerge AAN
(David Dickinson) - 01/17/18 03:58 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 01:07 PM
Flood Compliance (1 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3020 16036
Re: Same Lender, Subordina...
(Cats Meow) - 01/17/18 09:57 AM
General Discussion (11 viewing) 25133 123915
Re: Complaints from a Serv...
(BrianC) - Yesterday at 03:05 PM
HMDA (1 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7378 38977
Re: purchase lot with SFR ...
(David Dickinson) - Yesterday at 03:30 PM
Human Resources 1937 13767
Re: Gift to president for ...
(HRH Okie Banker) - Yesterday at 10:10 AM
Lending Compliance (26 viewing) 46095 202607
Re: TRID No Closing Cost M...
(Adam Witmer) - 42 minutes 26 seconds ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1088 5785
SCRA search certificate sh...
(happyauditor) - Yesterday at 12:33 PM
Marketing (4 viewing) 4264 15671
Re: Lobby Sign
(John Burnett) - Yesterday at 03:59 PM
Need to Remain Anonymous (5 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12627 58300
Re: RESPA Violation?
(Richard Insley) - Yesterday at 05:43 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1320 5848
Re: EOY IRA statement
(Ken_Pegasus) - 12/23/17 10:27 AM
Operations Compliance (5 viewing)
Discussion of operations-related issues and questions
12165 50905
Re: Revise Privacy Notice
(Adam Witmer) - Today at 07:36 AM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
6 82
Re: CECL?
(rlcarey) - 07/05/17 08:34 AM
RESPA 4581 26909
Re: Affiliated Business Ar...
(Adam Witmer) - 8 minutes 42 seconds ago
Risk Management 418 1509
Insurance Tracking Vendors
(LegalUser) - 11/06/17 11:26 AM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
635 4002
Re: Using NMLS ID # during...
(BSAguy) - 01/05/18 12:24 PM
Security - PUBLIC (2 viewing) 1977 11354
Re: Reporting Counterfeit ...
(Andy Z) - 11/30/17 12:46 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
391 907
Re: License need to Mortga...
(rlcarey) - 12/12/17 01:47 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas (1 viewing) 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California 510 1538
Re: SB2 - CA Recording Fee...
(Reg Warrior) - 01/10/18 07:52 PM
Colorado
Colorado Compliance Professionals
151 387
Re: Affidavit of Trust
(rlcarey) - 12/30/17 08:48 AM
Connecticut
State Specific Compliance Forum
59 126
Mortgage Document - Close...
(jmd) - 01/08/18 05:29 PM
Florida 552 1567
Re: TRID - Liability After...
(rlcarey) - 12/14/17 09:38 AM
Georgia (1 viewing) 536 2020
Re: Loan Skip-a-payment Pr...
(GilaMonster) - 11/17/17 09:36 AM
Illinois (1 viewing) 586 1624
Chicagoland Compliance Ass...
(Dave M_TCA) - Yesterday at 02:46 PM
Indiana (1 viewing) 482 1674
Indiana Property Tax Benef...
(Runner4fun) - 01/15/18 11:12 AM
Iowa 209 717
Re: Common Stock
(ahkcompliance) - 12/13/17 09:43 AM
Kentucky (1 viewing) 587 1810
Re: IRA Beneficiary
(Ken_Pegasus) - 01/12/18 04:38 PM
Louisiana 71 175
Documents for a Political ...
(Daisy Doodle) - 01/11/18 10:50 AM
Maryland (1 viewing) 92 222
Understanding state laws a...
(ABrooks) - 01/02/18 04:51 PM
Massachusetts 541 1561
Re: Mass Gen. Laws Ann. ch...
(John Burnett) - 12/27/17 03:51 PM
Michigan 249 706
Attorney in Fact Mortgage ...
(Harambe) - 11/30/17 10:46 AM
Minnesota 237 636
Re: Non-borrowering-non ti...
(Adam Witmer) - 12/19/17 08:53 AM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey (1 viewing) 333 1222
NJDOBI Rule RE: Appraisal ...
(Reads Regs) - 12/19/17 07:26 PM
New Mexico 33 112
Re: banking tribal nations
(fmissle) - 03/03/17 07:21 PM
New York (1 viewing) 327 767
Re: Federal Taxes vs NYS E...
(edAudit) - 01/02/18 09:42 AM
North Carolina (1 viewing) 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 08:31 AM
Ohio 196 480
Re: Ohio Good Funds Law 20...
(LesaB) - 12/04/17 03:19 PM
Oklahoma (1 viewing) 543 1880
Re: Sole Proprietor requir...
(danyielg) - 11/13/17 02:33 PM
Pennsylvania (2 viewing) 438 1327
cosigners
(b2c) - 09/28/17 05:06 PM
South Carolina 197 614
Re: Elder Financial Abuse
(GilaMonster) - 12/14/17 07:37 AM
Tennessee 363 960
Re: Unclaimed Property - H...
(rlcarey) - 01/04/18 08:24 AM
Texas 1569 6678
Loan Operations office
(KMG365) - 01/17/18 09:39 AM
Virginia (1 viewing) 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 146 409
Registered Domestic Partne...
(Mel in WA) - 11/28/17 04:51 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
383 1505
Application of Payments
(Bec) - 01/17/18 04:57 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (34 viewing)
The spot to blow off steam and have fun.
24842 892140
Re: The word association t...
(Purple Pride) - 28 minutes 48 seconds ago
The BOL Couch (1 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1679 56759
Re: Colonoscopy Screening
(Rocky P) - 01/17/18 01:28 PM