Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
815 4535
Re: HELOC Simultaneous 2nd
(Couples) - 05/23/17 10:24 AM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
187 896
Re: HPML and Balloon payme...
(John Burnett) - 05/12/17 03:51 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
173 1103
Re: Overnight Delivery Fee...
(rlcarey) - 05/05/17 11:57 AM
HMDA Overhaul 2018 (4 viewing)
Discussion on the revised HMDA rules effective in 2018
111 1160
Re: Hot Off the Press
(Truffle Royale) - 44 minutes 56 seconds ago
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (2 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
423 2430
Re: Waiver of Receipt of A...
(Dan Persfull) - 05/16/17 04:14 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
226 1261
Re: MLO commissions purcha...
(T Schoolitz) - 02/08/17 03:40 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
564 2502
Re: ARM Notice on loans no...
(rlcarey) - 05/23/17 06:32 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
192 940
Re: Foreign Exchange Wire ...
(MiniMee) - 05/15/17 04:32 PM
TRID - TILA/RESPA Integrated Disclosures Rule (16 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
2669 18260
Re: Repairs and Seller Cre...
(Justin C.) - 19 minutes 30 seconds ago
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
47 504
Re: CFPB Proposal to amend...
(David Dickinson) - 04/26/17 01:56 PM
Article 9 387 1420
Re: UCC filing/ Foreign En...
(parr04) - 04/28/17 06:08 PM
Audit (3 viewing)
Discussions of audit-related questions and issues
3627 17436
Re: OREO Audit
(NJND) - 05/18/17 05:36 PM
BSA/AML/CIP/OFAC Forum (23 viewing)
CIP, BSA and PATRIOT Act Issues
18218 96464
Re: Op acct for customer w...
(thomasj) - Today at 09:07 AM
CRA (6 viewing)
Discussions of Community Reinvestment Act issues.
4484 24169
Re: Inside/Outside Assessm...
(InFairness, CRCM) - Yesterday at 06:57 PM
Deposits and Payments (13 viewing) 11828 50785
Re: Visa/MasterCard Automa...
('Lil Freak!) - Yesterday at 06:57 PM
Disaster Recovery 273 1349
Re: Staff Contact Informat...
(Always In Training) - 03/10/17 10:17 AM
eBanking / Technology (3 viewing)
Discussions of electronic banking services and technology issues.
4714 20447
FDIC Logo and Mobile Banki...
(kjbabington) - Yesterday at 11:46 AM
Fair Lending (1 viewing)
Questions, responses and comments on Fair Lending topics.
395 1995
Re: Reg text- Fair Housing...
(rlcarey) - Today at 08:56 AM
FCRA (6 viewing)
Questions and comments on the Fair Credit Reporting Act.
4077 19021
Re: ECOA - 3 Borrowers
(rlcarey) - Yesterday at 12:05 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
333 3235
Re: Sec 1071 Reporting req...
(Reads Regs) - 12/29/16 11:33 PM
Flood Compliance (3 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
2865 15211
Re: RCBAP Certificate Hold...
(C0mp!y) - Today at 10:26 AM
General Discussion (21 viewing) 25005 123302
Re: Compliance Department ...
(osucpa) - Today at 10:39 AM
HMDA (10 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7228 37937
Pre-Qual Loan Applications
(cowgirlsrule) - 8 minutes 41 seconds ago
Human Resources (1 viewing) 1923 13615
Re: Job Advertising
(Darth HMDA, CRCM ) - 05/22/17 04:30 PM
Lending Compliance (47 viewing) 45658 200637
Re: "Home Buying Fair...
(rlcarey) - Today at 07:04 AM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (5 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1046 5569
Re: MLA-Cosigner
(GuitarDude) - Yesterday at 06:37 PM
Marketing (1 viewing) 4209 15470
Re: Contest on Facebook ...
(P*Q) - 05/19/17 12:27 PM
Need to Remain Anonymous (6 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12297 56595
Re: Implementing Beneficia...
(Cape Codder) - 55 minutes 12 seconds ago
Newbie Nook (2 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1311 5809
Re: Reg E -
(John Burnett) - 05/15/17 03:05 PM
Operations Compliance (7 viewing)
Discussion of operations-related issues and questions
12066 50489
Re: Reg E dispute resoluti...
(katheh) - 05/23/17 02:51 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
5 37
Re: New HMDA
(Island Dreaming) - 05/22/17 04:23 PM
RESPA (1 viewing) 4554 26756
Re: CFPB Force-Placed Insu...
(Jay McGee) - 05/19/17 02:11 PM
Risk Management 413 1490
Re: Risk Assessment Invent...
(osucpa) - 04/20/17 03:35 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
623 3962
Re: Must name match exactl...
(Always In Training) - 05/22/17 09:42 AM
Security - PUBLIC 1973 11339
FedLine tokens
(Dog Lady) - 05/15/17 10:41 AM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (1 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
387 902
Re: KS - C/D/s as collater...
(Patricia) - 04/14/17 11:36 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 41 80
Usury Fee
(ComplianceNewby) - 12/18/15 02:06 PM
California (1 viewing) 503 1520
Wirt of Attachment
(Patrick Lee) - 02/28/17 08:22 PM
Colorado
Colorado Compliance Professionals
150 385
Re: Hemp Growing Operation
(rlcarey) - 04/27/17 02:36 PM
Connecticut
State Specific Compliance Forum
58 125
Re: Account Number Truncat...
(rlcarey) - 06/30/15 12:43 PM
Florida 545 1537
Re: Intangible Tax on loan...
(rlcarey) - 05/19/17 12:12 PM
Georgia (1 viewing) 528 1999
Re: GRMA fee?
(GilaMonster) - 05/12/17 08:28 AM
Illinois (1 viewing) 582 1620
Re: (815 ILCS 205/) Intere...
(MyBrainHurts) - 05/23/17 04:56 PM
Indiana 476 1659
Re: Force-placed insurance
(Dan Persfull) - 05/15/17 02:12 PM
Iowa 208 714
Homestead exemption
(Cornfed Turtle) - 10/06/16 04:00 PM
Kentucky 575 1765
Re: Ky Dormant account law...
(rlcarey) - 04/26/17 07:39 AM
Louisiana 70 174
Usufruct Account
(jswa) - 03/31/17 12:04 PM
Maryland 90 220
Higher-priced mortgage loa...
(Kelcey D) - 05/19/17 07:39 PM
Massachusetts 527 1526
Re: Leasing Space to a Mar...
(Cape Codder) - 05/02/17 01:48 PM
Michigan 247 703
Re: Mortgage Loan Payment ...
(Docs) - 02/03/17 02:35 PM
Minnesota 232 620
Re: $25 loan administrativ...
(Banker57) - 05/12/17 10:01 AM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey 330 1218
Re: National School Lunch ...
(Reads Regs) - 02/01/17 11:07 AM
New Mexico 33 112
Re: banking tribal nations
(fmissle) - 03/03/17 07:21 PM
New York 321 756
Re: Zombie property exempt...
(Soccer) - 02/02/17 03:55 PM
North Carolina 80 228
Re: Initial construction l...
(Docs) - 04/05/17 06:14 PM
Ohio 193 472
Ohio state-specific Equal ...
(SMQC) - 05/15/17 09:43 AM
Oklahoma 534 1858
Re: State Withholding on I...
(rlcarey) - 05/16/17 01:23 PM
Pennsylvania 437 1324
Re: right of offset?
(madukes) - 05/23/17 04:21 PM
South Carolina 193 583
Re: SC Unauthorized Practi...
(SeekingKnowledge) - 04/17/17 09:44 AM
Tennessee 355 945
Re: Credit Card State Bank...
(OnTheEdge) - 05/08/17 10:55 AM
Texas (2 viewing) 1534 6527
Re: Texas Workforce Commis...
(rlcarey) - Yesterday at 04:35 PM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 144 404
Re: Trust Certification Do...
(rlcarey) - 05/03/17 03:48 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin (2 viewing)
Wisconsin state-specific discussion forum
368 1444
Application during divorce
(SMali) - 04/17/17 10:18 AM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (20 viewing)
The spot to blow off steam and have fun.
24745 885113
Re: Random Thoughts
(GuitarDude) - 38 minutes 46 seconds ago
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1667 56463
Re: Dental Implant Experie...
(cheekEE) - 43 minutes 15 seconds ago