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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
875 4820
Re: Balloon Payment 12 mo ...
(ccman) - 04/17/19 05:34 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
221 1050
Re: Home Improvement - 9 m...
(John Burnett) - 04/17/19 05:32 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
185 1174
Re: HomeOwnership Counseli...
(Carolina Blue) - 02/04/19 05:56 PM
HMDA Overhaul 2018 (1 viewing)
Discussion on the revised HMDA rules effective in 2018
1003 8405
Re: CLTV/LTV
(rlcarey) - Yesterday at 07:52 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
471 2664
Re: Reg B Appraisal Timing...
(rlcarey) - 03/26/19 09:11 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
244 1352
Re: TRID Cures and Dual Co...
(Larry) - 04/18/19 03:44 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
716 3130
Re: Periodic Statement on ...
(John Burnett) - 04/17/19 03:26 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
199 962
Preauthorized Remittance T...
(D Rodriguez) - Yesterday at 04:09 PM
TRID - TILA/RESPA Integrated Disclosures Rule
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3620 24910
Re: Property Taxes on LE
(rlcarey) - Yesterday at 08:45 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
49 512
ACH Payments
(ZR) - 04/02/19 06:06 PM
Article 9 392 1434
Re: UCC / Fixture Filing
(rainman) - 10/08/18 08:09 PM
Audit
Discussions of audit-related questions and issues
3688 17732
Re: Employee account revie...
(rlcarey) - 04/18/19 06:44 PM
BSA/AML/CIP/OFAC Forum (2 viewing)
CIP, BSA and PATRIOT Act Issues
19447 103653
Re: FFIEC Exam Manual - Mo...
(rlcarey) - Yesterday at 09:31 PM
CRA (1 viewing)
Discussions of Community Reinvestment Act issues.
4739 25299
Qualifying School Bonds
(CRAzy_lady) - Yesterday at 01:01 PM
Deposits and Payments (3 viewing) 12561 54024
Re: Stop Pay on Personal M...
(HappyGilmore) - Yesterday at 06:35 PM
Disaster Recovery 277 1358
Re: BCP/Disaster Notificat...
(osucpa) - 10/26/18 12:09 PM
eBanking / Technology (1 viewing)
Discussions of electronic banking services and technology issues.
4898 21328
Re: Reg E Dispute - Custom...
(Andy_Z) - Yesterday at 07:12 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
504 2521
Re: Identity Theft
(John Burnett) - 04/17/19 08:46 PM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4222 19738
Re: Notice to Home Loan Ap...
(Adam Witmer) - 04/17/19 06:43 PM
Financial Reform (1 viewing)
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 06:07 PM
Flood Compliance (2 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3245 17325
Re: Private Flood and Exce...
(Wanna Know) - Yesterday at 08:52 PM
General Discussion (3 viewing) 25365 125048
Automated CMS?
(Sugar Coater) - 04/18/19 06:58 PM
HMDA (2 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7508 39675
Re: accepted counteroffer ...
(David Dickinson) - 04/18/19 07:03 PM
Human Resources 1964 14083
Re: BofA moving to minimum...
(madukes) - 04/09/19 08:04 PM
Lending Compliance (3 viewing) 46818 205873
Re: Denial for fraud/alter...
(David Dickinson) - Yesterday at 08:52 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1134 6034
Re: Are we overly conserva...
(Andy_Z) - 04/13/19 08:41 PM
Marketing 4383 16249
Re: EHL logo required
(ComplyCycle) - 04/18/19 02:44 PM
Need to Remain Anonymous
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13244 61438
Re: FHA Title I Loans - RE...
(Anonymous) - Yesterday at 01:49 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1335 5929
Re: HMDA Purchased Loan Da...
(Rocky P) - 04/18/19 03:38 PM
Operations Compliance (1 viewing)
Discussion of operations-related issues and questions
12381 51888
Re: HELOC Debit Card
(rainman) - Yesterday at 11:09 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Re: Senate Bill 2155 - ECG...
(rlcarey) - 11/13/18 04:20 PM
RESPA 4637 27190
Re: Sharing Realtor Posts
(Carolina Blue) - Yesterday at 08:20 PM
Risk Management 432 1556
Re: Multiple Continuing De...
(DW) - 03/04/19 06:05 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
661 4103
Re: Safe Act Administrator
(rlcarey) - 04/17/19 10:02 PM
Security - PUBLIC (1 viewing) 1984 11384
Re: Shred Procedures/Watch...
(Sunshine Lady) - 12/18/18 03:37 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
404 930
Re: Montana
(rlcarey) - 03/06/19 12:01 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 02:52 PM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 03:12 PM
California 512 1558
Re: NEW California Privacy...
(Reg Warrior) - 11/07/18 12:36 AM
Colorado
Colorado Compliance Professionals
158 404
Colorado title cos bundlin...
(Banker K) - 04/11/19 04:17 PM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 03:46 PM
Florida 561 1584
Re: Minor Depository Accou...
(rlcarey) - 03/04/19 05:59 PM
Georgia 540 2044
Re: Georgia Sales Tax Ques...
(WWIT?) - 01/18/19 07:12 PM
Illinois 609 1681
Chicagoland Compliance Ass...
(Dave M_TCA) - 03/21/19 06:38 PM
Indiana 490 1705
JTWROS Signature Card
(Emily) - 03/26/19 04:12 PM
Iowa 211 723
Re: Maximum Rate
(ahkcompliance) - 02/15/19 06:58 PM
Kentucky 611 1866
Re: KY Prepayment Penalty ...
(M&M) - 03/21/19 02:24 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 07:33 PM
Maryland 94 229
Re: Foreclosure In MD
(WABComply) - 08/03/18 02:45 PM
Massachusetts (1 viewing) 560 1619
Re: Request for informatio...
(Jo) - 04/11/19 03:41 PM
Michigan 253 715
Re: Financial Institution ...
(bigfish) - 08/13/18 06:36 PM
Minnesota 250 671
Re: Liquor Inventory as Co...
(Banker K) - 03/18/19 02:53 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 07:00 PM
New Jersey 340 1237
NJDOBI 2019 High Cost Home...
(Reads Regs) - 02/07/19 10:50 PM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 02:09 PM
New York 334 790
23 NYCRR 500 Cybersecurity...
(runner) - 04/17/19 03:02 PM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 01:31 PM
Ohio 199 486
Re: NEW Collection Notice ...
(dshuff) - 04/17/19 04:55 PM
Oklahoma 558 1930
Re: "For Benefit Of...
(chuckchuck) - 03/20/19 09:02 PM
Pennsylvania 449 1353
Balloon Payment Financing ...
(kamram) - 03/28/19 05:46 PM
South Carolina 202 627
Re: SC Attorney and Insura...
(larmanini) - 02/15/19 05:55 PM
Tennessee 375 1002
Re: Liability After Forecl...
(rlcarey) - 03/28/19 02:44 PM
Texas 1602 6777
Re: Home Equity Loan Scena...
(rlcarey) - 03/30/19 03:31 PM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 08:37 PM
Washington State 149 416
WA State - Putting loan #'...
(Compliance Action Subscriber 1054) - 10/01/18 07:29 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
391 1526
Re: Limit on Personal Mone...
(Alex W.) - 04/10/19 06:44 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (10 viewing)
The spot to blow off steam and have fun.
24982 904873
Re: Random Thoughts
(GuitarDude) - Yesterday at 10:26 PM
The BOL Couch
This is the place to go when you need input on problems of a nonbanking-related nature.
1692 57344
Re: KETO DIET
(Sunshine Lady) - 04/12/19 08:25 PM