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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
843 4647
Re: Balloon Loans post Apr...
(MBTCompliance) - 04/20/18 02:32 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
207 971
Re: C2P Construction loan ...
(rlcarey) - 04/20/18 04:57 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
181 1140
Re: HELOC with Fixed Rate ...
(rlcarey) - 03/30/18 11:37 AM
HMDA Overhaul 2018 (1 viewing)
Discussion on the revised HMDA rules effective in 2018
551 5008
Re: Introductory Period
(rlcarey) - 04/20/18 05:13 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
449 2562
Re: B&B - provide disc...
(Darth HMDA, CRCM ) - 04/16/18 04:25 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
235 1302
Just checking...
(MB Guy) - 04/16/18 05:22 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
670 2943
Small Servicer
(WIBanker) - 04/20/18 01:08 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
195 953
Re: Receipt When Payment i...
(John Burnett) - 02/01/18 02:25 PM
TRID - TILA/RESPA Integrated Disclosures Rule (1 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3150 21693
Re: Underdisclosed fee-is ...
(Truffle Royale) - 04/20/18 01:16 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
47 505
Re: CFPB Proposal to amend...
(Always In Training) - 06/23/17 02:47 PM
Article 9 389 1426
Re: Notification of PMSI -...
(fmissle) - 02/16/18 04:10 PM
Audit (2 viewing)
Discussions of audit-related questions and issues
3661 17588
Re: Docusign on Signature ...
(BSAguy) - 04/18/18 01:01 PM
BSA/AML/CIP/OFAC Forum (2 viewing)
CIP, BSA and PATRIOT Act Issues
18840 100225
co-op? and Beneficial Owne...
(JennKK2) - 04/20/18 05:10 PM
CRA (2 viewing)
Discussions of Community Reinvestment Act issues.
4628 24792
Re: Consumer Loans & O...
(Andy Z) - 04/20/18 11:41 AM
Deposits and Payments (5 viewing) 12156 52192
Re: Monthly Fee/Quarterly ...
(Adam Witmer) - 04/20/18 02:01 PM
Disaster Recovery 275 1355
Re: Business Impact Analys...
(bcompliance) - 11/14/17 12:23 PM
eBanking / Technology
Discussions of electronic banking services and technology issues.
4808 20890
Re: Reg E Notice of Error ...
(David Dickinson) - 04/20/18 08:49 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
451 2296
Re: Non-HMDA Loans
(Doin it Right) - 04/20/18 05:13 PM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4159 19422
Affiliated Service Provide...
(terpsfan) - Yesterday at 10:11 AM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 01:07 PM
Flood Compliance (2 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3066 16314
Re: Flood Question on Map ...
(aruba123) - 04/20/18 10:03 AM
General Discussion (3 viewing) 25192 124156
Re: Incentive program for ...
(workerbee) - 04/19/18 10:47 AM
HMDA (4 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7429 39256
Re: 2nd Mortgage on Rental
(David Dickinson) - 04/20/18 12:27 PM
Human Resources 1941 13826
Re: Addressing Rumors
(HappyGilmore) - 04/19/18 03:56 PM
Lending Compliance (2 viewing) 46269 203406
Re: Amount of Forced Place...
(David Dickinson) - 04/20/18 08:34 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1101 5879
Re: Updated HUD Notice
(Inherent_Risk) - 04/18/18 04:19 PM
Marketing 4300 15879
Re: Internet advertising R...
(David Dickinson) - 04/20/18 08:43 PM
Need to Remain Anonymous (2 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12762 58987
Re: Policy Approval by BOD
(David Dickinson) - 04/20/18 08:51 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1320 5851
Re: Dealing with Dealers -...
(Compliowa) - 04/12/18 11:21 AM
Operations Compliance (3 viewing)
Discussion of operations-related issues and questions
12222 51182
RDC and Franking the Face ...
(Getting_Grayer) - 04/19/18 02:06 PM
Regulatory Rollback Forum (1 viewing)
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
9 113
Re: Regulations to Go
(Ken_Pegasus) - 03/27/18 08:23 AM
RESPA 4594 26984
Re: Purposefully Avoiding ...
(Truffle Royale) - 04/20/18 01:21 PM
Risk Management (1 viewing) 422 1520
Re: Risk Assessments
(P*Q) - 04/06/18 12:31 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
642 4031
Re: NMLS number required o...
(rlcarey) - 04/04/18 06:06 PM
Security - PUBLIC (1 viewing) 1977 11354
Re: Reporting Counterfeit ...
(Andy Z) - 11/30/17 12:46 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (1 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
393 911
Re: Need to join AZ Electr...
(HRH Okie Banker) - 04/09/18 04:37 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California (1 viewing) 510 1542
Re: SB2 - CA Recording Fee...
(Reg Warrior) - 02/08/18 06:54 PM
Colorado
Colorado Compliance Professionals
151 387
Re: Affidavit of Trust
(rlcarey) - 12/30/17 08:48 AM
Connecticut
State Specific Compliance Forum
59 126
Mortgage Document - Close...
(jmd) - 01/08/18 05:29 PM
Florida 555 1571
Re: maximum consumer car l...
(Skyline) - 03/06/18 09:17 AM
Georgia (2 viewing) 536 2020
Re: Loan Skip-a-payment Pr...
(GilaMonster) - 11/17/17 09:36 AM
Illinois 591 1649
Re: Divorce subpoenas
(Ken_Pegasus) - 04/05/18 09:59 AM
Indiana (1 viewing) 485 1681
750 IAC 1-1-1
(Dan Persfull) - 04/16/18 04:51 PM
Iowa (1 viewing) 209 717
Re: Common Stock
(ahkcompliance) - 12/13/17 09:43 AM
Kentucky 593 1826
Re: KY Fair Housing Disclo...
(M&M) - 04/11/18 04:29 PM
Louisiana (1 viewing) 72 179
Re: Documents for a Politi...
(Shondra) - 04/13/18 12:35 PM
Maryland (2 viewing) 92 224
Re: Understanding state la...
(ABrooks) - 03/30/18 10:38 AM
Massachusetts 546 1575
Re: MGL Ch. 167 S. 14C - S...
(John Burnett) - 04/18/18 05:00 PM
Michigan 251 711
Re: HSA & Spousal cons...
(rlcarey) - 03/30/18 02:49 PM
Minnesota (1 viewing) 240 641
Levy Question
(Banker57) - 04/20/18 11:06 AM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey 335 1226
Lovely! NJ State level CFP...
(DeeQ) - 04/10/18 07:40 AM
New Mexico 33 112
Re: banking tribal nations
(fmissle) - 03/03/17 07:21 PM
New York 330 775
Re: NYS DFS BSA Compliance...
(ACBbank) - 04/20/18 11:37 AM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 08:31 AM
Ohio (1 viewing) 196 480
Re: Ohio Good Funds Law 20...
(LesaB) - 12/04/17 03:19 PM
Oklahoma (1 viewing) 548 1891
Re: IRA beneficiary
(Ken_Pegasus) - Yesterday at 06:23 AM
Pennsylvania (2 viewing) 441 1334
Re: Returned Mail(statment...
(dottiec) - 04/17/18 01:13 PM
South Carolina 197 614
Re: Elder Financial Abuse
(GilaMonster) - 12/14/17 07:37 AM
Tennessee 364 963
Re: "Additional Insu...
(OnTheEdge) - 03/21/18 04:04 PM
Texas (1 viewing) 1577 6703
Re: Rate & Term Mortga...
(HeyHey) - 03/16/18 11:35 AM
Virginia (1 viewing) 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State (1 viewing) 146 411
Re: POA - Agent's Certific...
(John Burnett) - 01/23/18 08:52 AM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
383 1507
Re: Application of Payment...
(Bec) - 01/19/18 03:27 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (22 viewing)
The spot to blow off steam and have fun.
24871 895786
Re: Song Titles
(GuitarDude) - 04/20/18 07:26 PM
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1685 56985
Re: Exercising / Eating He...
(HRH Okie Banker) - 04/13/18 09:43 AM