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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
909 4980
General QM and Higher Priced Loan
complyorelse - 01/21/21 09:19 PM
Escrows on Higher-Priced Mortgages (2 viewing)
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
236 1140
EGRRCPA rule for small lender escrow exemption
John Burnett - Yesterday at 09:49 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
191 1195
HMDA Overhaul 2018 (7 viewing)
Discussion on the revised HMDA rules effective in 2018
1282 10009
Apartment Complex Expansion Scenario
raitchjay - 2 hours ago
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
502 2808
Appraisal Rule
bamboozled - 01/22/21 03:38 PM
Loan Originator Compensation Rule (1 viewing)
Discussion on the CFPB final rules on LO compensation.
252 1389
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
777 3359
Late Payment
rlcarey - 01/25/21 10:06 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
204 997
Incoming Wires and Dual Controls
rlcarey - 08/17/20 05:46 PM
TRID - TILA/RESPA Integrated Disclosures Rule (6 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
4082 27627
Separate CD for Buyer and Seller
John Burnett - 6 hours ago
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
52 527
FDCPA Final Rule - Applicable to Banks?
John Burnett - 11/10/20 03:26 PM
Article 9 396 1446
Audit
Discussions of audit-related questions and issues
3722 17883
NACHA ODFI Rules
Audit123 - 01/25/21 06:05 PM
BSA/AML/CIP/OFAC Forum (17 viewing)
CIP, BSA and PATRIOT Act Issues
20026 106505
CRA (8 viewing)
Discussions of Community Reinvestment Act issues.
4935 26124
Loss of Wholesale Designation?
CCTO - Yesterday at 04:58 PM
Deposits and Payments (8 viewing) 13073 56449
Disaster Recovery 282 1372
Temporary Closure
Brandy Friesen, CRCM - 03/13/20 08:51 PM
eBanking / Technology (4 viewing)
Discussions of electronic banking services and technology issues.
5042 22086
Reg E Dispute Question
Valley girl - 01/21/21 10:31 PM
Fair Lending (1 viewing)
Questions, responses and comments on Fair Lending topics.
596 3023
FCRA (2 viewing)
Questions and comments on the Fair Credit Reporting Act.
4311 20135
self identified inaccurate credit reporting inform
river girl - Yesterday at 09:14 PM
Financial Reform (2 viewing)
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (5 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3513 18706
Flood coverage in excess of NFIP max amount
rlcarey - 01/15/21 03:44 PM
General Discussion (13 viewing) 25595 126070
HMDA (4 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7613 40328
purchase lot with SFR that will be torn down-HMDA?
Libelle - Yesterday at 09:22 PM
Human Resources (1 viewing) 1986 14219
Maternity Leave
DeeQ - 11/06/20 03:39 PM
Lending Compliance (27 viewing) 47669 209744
Return Item fee for Auto loan payment
rlcarey - 35 minutes ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1182 6266
MLA- Applicable to Auto Leases?
Andy_Z - 12/04/20 07:09 PM
Marketing (2 viewing) 4503 16725
Advertising Question
ACBbank - 01/21/21 05:43 PM
Need to Remain Anonymous (10 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13907 64674
Use of existing recorded mortgage
Anonymous - 6 hours ago
Newbie Nook (2 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1359 6022
Fraud Notification Timeframe
rlcarey - Yesterday at 05:01 PM
Operations Compliance (4 viewing)
Discussion of operations-related issues and questions
12573 52689
Employee contest
Angela - Yesterday at 06:04 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA (3 viewing) 4677 27386
Renewal of Force-placed insurance
rlcarey - 12/18/20 01:20 PM
Risk Management 444 1598
Conduct Risk Program
SLODWatch1 - 01/15/21 05:47 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
688 4214
Level of accuracy of MLO names used
Adam Witmer - 12/30/20 01:24 PM
Security - PUBLIC (1 viewing) 1989 11407
Analyzing and Acting On Bank Data
rlcarey - 10/31/20 12:09 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
408 951
Oregon Escrow Accounts and Interest
Cloud9 - 05/18/20 05:00 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas 45 90
Elder Financial Exploitation
Sugar Coater - 03/05/20 07:58 PM
California 518 1605
NEW California Privacy Law
Reg Warrior - 11/16/20 08:00 PM
Colorado
Colorado Compliance Professionals
161 412
Are Escrow Companies required to be licensed
rlcarey - 07/01/20 11:25 AM
Connecticut
State Specific Compliance Forum
61 129
Savings Accounts Check Holds
John Burnett - 01/29/20 07:39 PM
Florida 572 1622
Safe Deposit Box - Room Cement?
Lele - 11/13/20 09:00 PM
Georgia 546 2066
Discontinuing Safe Deposit Box Service
InFairness, CRCM - 01/07/21 05:44 PM
Illinois 623 1709
Note and Security Agreement
Dan Persfull - 12/15/20 03:20 PM
Indiana 495 1733
Payoff Statement Fee
Comply 101 - Yesterday at 09:10 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 624 1900
Minor Child Financial Guardianship
burkemi - 10/28/20 03:18 PM
Louisiana 73 180
Maryland (1 viewing) 95 232
Multiple Beneficaries
rlcarey - 08/19/20 08:59 PM
Massachusetts 579 1670
Notice of Appeal
crazycat3 - 11/20/20 08:46 PM
Michigan 255 722
PC598 AFFIDAVIT OF DECEDENT'S SUCCESSOR...
ComplianceGurl - 05/15/20 02:52 PM
Minnesota 260 693
Document Preparation Fee - Finance Charge?
RR Sarah - 01/08/21 09:05 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey (2 viewing) 342 1241
CARES Act & Business Owners
rlcarey - 12/21/20 04:55 PM
New Mexico 35 117
New Mexico LLC ?
rlcarey - 07/06/20 02:11 PM
New York 346 839
NYS High Cost Test
Soccer - 09/02/20 08:17 PM
North Carolina 85 239
POA and POD accounts
John Burnett - 03/03/20 08:32 PM
Ohio 205 499
Deferment Agreement
slicehead - 03/31/20 12:51 PM
Oklahoma (1 viewing) 566 1964
Legal fees cap?
Pauli Loeffler - 09/15/20 12:53 AM
Pennsylvania 456 1376
Power of Attorney on Joint Account
rlcarey - 12/02/20 05:14 PM
South Carolina 205 639
Regulatory Agency Disclosure
Monster - 12/18/20 04:52 PM
Tennessee 382 1015
Online Sports Betting
raitchjay - 11/03/20 08:41 PM
Texas 1627 6861
Open account online -TX 1791 Form
MJZMJZ - 12/07/20 06:04 PM
Virginia 119 290
Washington State 150 418
Retainage agreement?
Puzzled - 01/10/20 05:17 PM
Washington, DC 7 12
Mortgage Application - Required Signatures/Dates
PTownBeards - 11/16/15 09:47 PM
Wisconsin (1 viewing)
Wisconsin state-specific discussion forum
404 1565
Tax levy record retention requirements
Oly78 - Yesterday at 01:12 PM
Wyoming 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (147 viewing)
The spot to blow off steam and have fun.
25044 910337
Song Titles
OldeTymeBanker - 2 hours ago
The BOL Couch (13 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1703 57820
Tested positive for COVID 19
CompliantOkie - 4 minutes ago