Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums (1 viewing) 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
812 4511
Re: ATR Balloon 2nd
(MScarn6942) - 04/20/17 01:25 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
185 882
Re: Close Regulations
(rlcarey) - Yesterday at 10:54 AM
HOEPA and Homeowner Counseling Rule (1 viewing)
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
172 1100
Re: Homeownership Counseli...
(Dr. Pope) - 04/10/17 12:11 PM
HMDA Overhaul 2018
Discussion on the revised HMDA rules effective in 2018
93 933
Re: HMDA File Format Verif...
(JWills) - Today at 02:13 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
422 2424
Re: Clerical error?
(rlcarey) - 04/08/17 08:42 AM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
226 1261
Re: MLO commissions purcha...
(T Schoolitz) - 02/08/17 03:40 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
553 2462
Re: Requirement to retain ...
(TomTom) - Today at 10:36 AM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
192 939
Re: Remittance Transfer Pr...
(John Burnett) - 11/07/16 10:35 AM
TRID - TILA/RESPA Integrated Disclosures Rule (5 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
2613 17854
Re: HOE due at closing
(rlcarey) - Today at 06:23 PM
Banker Forums ( Our Forums )
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Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
47 504
Re: CFPB Proposal to amend...
(David Dickinson) - Today at 01:56 PM
Article 9 386 1417
Re: Rely on previous PMSI ...
(Kevin) - 08/18/16 12:56 PM
Audit (1 viewing)
Discussions of audit-related questions and issues
3625 17422
Re: Retention for audits p...
(Rocky P) - Today at 02:12 PM
BSA/AML/CIP/OFAC Forum (11 viewing)
CIP, BSA and PATRIOT Act Issues
18171 96209
Re: Recurring Wire Transfe...
(dac1) - Yesterday at 05:25 PM
CRA (3 viewing)
Discussions of Community Reinvestment Act issues.
4469 24119
Re: CRA Protest Letter ...
(RR Jen) - Yesterday at 10:37 AM
Deposits and Payments (13 viewing) 11801 50661
Re: Switching from consume...
(OldTymeBanker) - Today at 06:06 PM
Disaster Recovery 273 1349
Re: Staff Contact Informat...
(Always In Training) - 03/10/17 10:17 AM
eBanking / Technology (5 viewing)
Discussions of electronic banking services and technology issues.
4700 20401
e-Signature and loan date ...
(lmilton) - Today at 04:51 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
387 1956
Re: Regression Analysis fo...
(rlcarey) - Today at 10:19 AM
FCRA (5 viewing)
Questions and comments on the Fair Credit Reporting Act.
4065 18966
Re: Pulling Credit Scores ...
(Mel in WA) - Today at 06:14 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
333 3235
Re: Sec 1071 Reporting req...
(Reads Regs) - 12/29/16 11:33 PM
Flood Compliance
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
2840 15107
Re: Help in Determining ho...
(lds1958) - Today at 03:17 PM
General Discussion (10 viewing) 24989 123232
Re: Check requirements - n...
(OldTymeBanker) - Today at 06:09 PM
HMDA (2 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7189 37771
Re: Purchase or Constructi...
(David Dickinson) - Today at 02:18 PM
Human Resources (1 viewing) 1921 13600
Re: Exempt Employees - Par...
(rlcarey) - 04/03/17 11:30 AM
Lending Compliance (16 viewing) 45604 200398
Re: new to QC - looking fo...
(CountryBanker) - Today at 05:23 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (2 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1037 5531
Re: SCRA effective date fo...
(Andy Z) - Today at 12:00 PM
Marketing 4203 15433
Re: Rate our service for a...
(rlcarey) - Yesterday at 12:12 PM
Need to Remain Anonymous (2 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12247 56374
Re: Letter of Determinatio...
(HRH Okie Banker) - Today at 03:10 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1311 5806
Re: Reg E -
(burkemi) - 03/30/17 09:22 AM
Operations Compliance (9 viewing)
Discussion of operations-related issues and questions
12054 50415
Re: Reg E dispute resoluti...
(Brandon.D) - Today at 05:27 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
5 27
Re: New HMDA
(RR Joker) - 03/17/17 11:22 AM
RESPA (2 viewing) 4549 26743
Re: Establishing Escrow Pa...
(189jet) - Today at 04:25 PM
Risk Management (1 viewing) 413 1490
Re: Risk Assessment Invent...
(osucpa) - 04/20/17 03:35 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
621 3951
Re: MLO No longer employed...
(Cbigun) - 04/24/17 10:30 AM
Security - PUBLIC (1 viewing) 1972 11339
Re: dual control or atm at...
(Always In Training) - 03/10/17 10:49 AM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
387 902
Re: KS - C/D/s as collater...
(Patricia) - 04/14/17 11:36 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 41 80
Usury Fee
(ComplianceNewby) - 12/18/15 02:06 PM
California 503 1520
Wirt of Attachment
(Patrick Lee) - 02/28/17 08:22 PM
Colorado
Colorado Compliance Professionals
149 381
Re: Updated MLO Bond Requi...
(rlcarey) - 08/04/16 11:48 AM
Connecticut
State Specific Compliance Forum
58 125
Re: Account Number Truncat...
(rlcarey) - 06/30/15 12:43 PM
Florida 542 1526
Re: Anti Coercion Notice
(lucyc) - 04/20/17 12:27 PM
Georgia 527 1995
loan payment notice
(gadawg1) - Today at 09:22 AM
Illinois 579 1613
Chicagoland Compliance Ass...
(Dave M_TCA) - Yesterday at 01:17 PM
Indiana (1 viewing) 475 1657
Re: Limited Insurance Prod...
(Cindy) - 03/10/17 08:45 AM
Iowa 208 714
Homestead exemption
(Cornfed Turtle) - 10/06/16 04:00 PM
Kentucky (1 viewing) 575 1765
Re: Ky Dormant account law...
(rlcarey) - Today at 07:39 AM
Louisiana 70 174
Usufruct Account
(jswa) - 03/31/17 12:04 PM
Maryland 88 218
Re: Insider Reporting
(rlcarey) - 01/17/17 03:08 PM
Massachusetts 525 1523
Re: Summons to Trustee and...
(P*Q) - 04/07/17 12:38 PM
Michigan 247 703
Re: Mortgage Loan Payment ...
(Docs) - 02/03/17 02:35 PM
Minnesota 231 617
Overdraft Line of Credit -...
(Dog Lady) - 03/31/17 04:05 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey 330 1218
Re: National School Lunch ...
(Reads Regs) - 02/01/17 11:07 AM
New Mexico 33 112
Re: banking tribal nations
(fmissle) - 03/03/17 07:21 PM
New York 321 756
Re: Zombie property exempt...
(Soccer) - 02/02/17 03:55 PM
North Carolina 80 228
Re: Initial construction l...
(Docs) - 04/05/17 06:14 PM
Ohio 191 470
Re: Maximum days to 1st pa...
(bcompliance) - 04/10/17 04:37 PM
Oklahoma 532 1853
Re: Dishonored Check Fee -...
(rlcarey) - 03/23/17 10:25 AM
Pennsylvania (2 viewing) 434 1313
Hemp Growing Operation
(lstpr50) - 52 minutes 39 seconds ago
South Carolina 193 583
Re: SC Unauthorized Practi...
(SeekingKnowledge) - 04/17/17 09:44 AM
Tennessee (1 viewing) 354 939
Re: Notice of Free Choice ...
(OnTheEdge) - Yesterday at 11:51 AM
Texas (2 viewing) 1532 6518
Re: Know Your Rights Discl...
(swiggles) - 04/21/17 09:34 AM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 143 400
Re: HELOC Conversion fee
(rlcarey) - 11/21/16 02:27 AM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
368 1444
Application during divorce
(SMali) - 04/17/17 10:18 AM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (38 viewing)
The spot to blow off steam and have fun.
24735 884268
Re: He Dead.
(edAudit) - Today at 04:47 PM
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1664 56408
Re: Plant-based cleanse
(Peepers) - Yesterday at 03:16 PM