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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
879 4844
Re: Temporary QM expiratio...
(WABComply) - 05/28/19 08:21 PM
Escrows on Higher-Priced Mortgages (1 viewing)
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
223 1056
Insurance Payments
(Lori) - Today at 02:54 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
187 1183
Re: HOEPA & HELOC rene...
(Karen B.) - 05/22/19 03:52 PM
HMDA Overhaul 2018 (4 viewing)
Discussion on the revised HMDA rules effective in 2018
1036 8596
Re: Not really a purchase....
(Adam Witmer) - 57 minutes 36 seconds ago
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (1 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
472 2666
Re: Ordering Multiple Appr...
(MScarn6942) - 05/14/19 07:17 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
246 1359
Re: incentives for ACH pay...
(deltabanker87) - 06/17/19 06:37 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
719 3143
Re: RESPA Servicing Transf...
(Dan Persfull) - 06/12/19 01:03 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
199 962
Preauthorized Remittance T...
(D Rodriguez) - 04/19/19 04:09 PM
TRID - TILA/RESPA Integrated Disclosures Rule (13 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3673 25263
Re: Fixed Rate Constructio...
(RR Joker) - Today at 02:28 PM
Banker Forums ( Our Forums )
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Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
49 512
ACH Payments
(ZR) - 04/02/19 06:06 PM
Article 9 (1 viewing) 393 1436
Re: Filing UCC prior execu...
(rainman) - 06/06/19 07:12 PM
Audit (1 viewing)
Discussions of audit-related questions and issues
3691 17753
Re: Cash Recycler
(Soonergal) - 06/07/19 07:13 PM
BSA/AML/CIP/OFAC Forum (16 viewing)
CIP, BSA and PATRIOT Act Issues
19514 104002
Re: Wire purpose
(NatalieJ BSA) - 5 minutes 10 seconds ago
CRA (6 viewing)
Discussions of Community Reinvestment Act issues.
4757 25373
Re: Geocoding address for ...
(mrogersfib) - Yesterday at 12:03 AM
Deposits and Payments (8 viewing) 12613 54260
Re: Back of Periodic State...
(BrianC) - 3 minutes 44 seconds ago
Disaster Recovery 278 1362
Multiple branches in BCP
(Web) - 06/13/19 02:46 PM
eBanking / Technology (2 viewing)
Discussions of electronic banking services and technology issues.
4908 21376
Re: Trial period for debit...
(Valley girl) - 06/15/19 02:41 PM
Fair Lending (1 viewing)
Questions, responses and comments on Fair Lending topics.
514 2584
Re: Voluntary Guarantor Re...
(Rocky P) - Yesterday at 03:51 PM
FCRA (5 viewing)
Questions and comments on the Fair Credit Reporting Act.
4232 19776
Re: Risk Based Pricing
(rlcarey) - Yesterday at 09:21 PM
Financial Reform (1 viewing)
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 06:07 PM
Flood Compliance (6 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3281 17540
Re: New Private Flood Insu...
(rlcarey) - 19 minutes 37 seconds ago
General Discussion (10 viewing) 25388 125150
Re: FDIC Insurance Brochur...
(JennKK2) - 06/13/19 03:54 PM
HMDA (4 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7515 39729
Re: HMDA reportable loan t...
(raitchjay) - Yesterday at 07:51 PM
Human Resources (1 viewing) 1966 14092
Re: Annual background chec...
(drchiles) - Yesterday at 05:23 PM
Lending Compliance (28 viewing) 46923 206289
Re: Late Fees - ACH author...
(rlcarey) - 45 seconds ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1140 6055
Re: Are we overly conserva...
(Kimo in Idaho) - 06/18/19 03:42 PM
Marketing (1 viewing) 4399 16306
Re: Promotional Events and...
(PCBDebbie, CRCM) - 06/13/19 07:06 PM
Need to Remain Anonymous (5 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13320 61839
Subject to Rescission
(Anonymous) - 29 minutes 32 seconds ago
Newbie Nook (1 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1338 5945
Re: Installment Loan Discl...
(Richard Insley) - 05/16/19 05:40 PM
Operations Compliance (7 viewing)
Discussion of operations-related issues and questions
12416 52051
Re: Correct the Error With...
(John Burnett) - Yesterday at 05:27 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Re: Senate Bill 2155 - ECG...
(rlcarey) - 11/13/18 04:20 PM
RESPA 4644 27215
Re: Section 8 Monitoring
(Adam Witmer) - Today at 12:01 PM
Risk Management 432 1556
Re: Multiple Continuing De...
(DW) - 03/04/19 06:05 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
665 4117
Re: Loan closing a week af...
(Adam Witmer) - 06/08/19 04:52 PM
Security - PUBLIC 1985 11390
Re: Lobby Guard
(Kimo in Idaho) - 06/17/19 07:22 PM
State-Specific Compliance Issues
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Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
405 936
Re: Nevada Requirement?
(rlcarey) - Today at 03:58 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 02:52 PM
Arkansas 43 82
ATM Fees
(SRob) - 04/29/19 04:34 PM
California 512 1564
Re: NEW California Privacy...
(Reg Warrior) - 06/14/19 03:43 PM
Colorado
Colorado Compliance Professionals
158 404
Colorado title cos bundlin...
(Banker K) - 04/11/19 04:17 PM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 03:46 PM
Florida 563 1592
Re: CBD Oil Store
(RR Joker) - 05/22/19 01:21 PM
Georgia 540 2044
Re: Georgia Sales Tax Ques...
(WWIT?) - 01/18/19 07:12 PM
Illinois 611 1684
Re: Loan Production Office
(WABComply) - 05/30/19 07:12 PM
Indiana 491 1709
Re: Property Tax Estimator
(Adam Witmer) - 05/24/19 02:28 PM
Iowa (1 viewing) 211 723
Re: Maximum Rate
(ahkcompliance) - 02/15/19 06:58 PM
Kentucky (2 viewing) 613 1869
Re: Garnishment Fees
(rlcarey) - 05/22/19 01:01 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 07:33 PM
Maryland 94 229
Re: Foreclosure In MD
(WABComply) - 08/03/18 02:45 PM
Massachusetts 564 1628
Re: Naming a POD on a Repr...
(John Burnett) - 06/07/19 11:50 AM
Michigan 253 716
Re: Lending Criteria Pamph...
(toms) - 05/01/19 08:29 PM
Minnesota 254 680
Re: HELOC rate?
(rlcarey) - Yesterday at 09:15 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 07:00 PM
New Jersey 340 1237
NJDOBI 2019 High Cost Home...
(Reads Regs) - 02/07/19 10:50 PM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 02:09 PM
New York 339 812
Re: EHL Poster and Adverse...
(ItsJustMe) - Today at 02:38 PM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 01:31 PM
Ohio 201 489
Re: RDC
(Sunshine Lady) - 05/10/19 09:17 PM
Oklahoma 558 1936
Re: IS A BANK REQUIRED TO ...
(rlcarey) - 05/22/19 10:20 PM
Pennsylvania 450 1355
Re: Address Changes and De...
(rlcarey) - 05/06/19 02:00 PM
South Carolina 202 627
Re: SC Attorney and Insura...
(larmanini) - 02/15/19 05:55 PM
Tennessee (1 viewing) 375 1002
Re: Liability After Forecl...
(rlcarey) - 03/28/19 02:44 PM
Texas (1 viewing) 1606 6790
Re: Texas Hemp Legalized (...
(jsim913) - 13 minutes 47 seconds ago
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 08:37 PM
Washington State 149 416
WA State - Putting loan #'...
(Compliance Action Subscriber 1054) - 10/01/18 07:29 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
393 1532
Re: Escheatment - which st...
(rlcarey) - 06/11/19 09:50 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (33 viewing)
The spot to blow off steam and have fun.
24995 905590
Re: Song Titles
(P*Q) - Today at 04:51 PM
The BOL Couch
This is the place to go when you need input on problems of a nonbanking-related nature.
1695 57465
Re: Whole house security s...
(RockChucker, CAMS) - 06/14/19 05:53 PM