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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
863 4755
Re: Balloon Loan Small Cre...
(John Burnett) - Yesterday at 09:38 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
218 1021
Re: Escrow PMI - Lose HPML...
(Dan Persfull) - 12/13/18 02:01 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
183 1160
Re: Identify Fees to be in...
(Soccer) - 12/12/18 07:21 PM
HMDA Overhaul 2018 (3 viewing)
Discussion on the revised HMDA rules effective in 2018
870 7418
Re: Occupancy Questoin
(Luv2run) - Yesterday at 09:43 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
464 2627
Re: Appraisal Notice Misse...
(John Burnett) - Yesterday at 09:35 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
240 1330
Re: Anti-Steering - stated...
(complyorelse) - 12/11/18 07:21 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
702 3065
Re: SSI, death of primary
(GrBo1006) - Yesterday at 07:50 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
198 961
Re: Wire Transfer Originat...
(rlcarey) - 08/27/18 10:45 PM
TRID - TILA/RESPA Integrated Disclosures Rule (5 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3507 24117
Re: Disclosing payoff of d...
(John Burnett) - Yesterday at 09:51 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
48 511
Re: Stop Overdraft Profite...
(burkemi) - 09/26/18 08:25 PM
Article 9 392 1434
Re: UCC / Fixture Filing
(rainman) - 10/08/18 08:09 PM
Audit
Discussions of audit-related questions and issues
3681 17690
Re: Reg O
(rlcarey) - 12/06/18 07:35 PM
BSA/AML/CIP/OFAC Forum (9 viewing)
CIP, BSA and PATRIOT Act Issues
19294 102846
Re: CD Renewals - Complete...
(BrianC) - 15 minutes 9 seconds ago
CRA (1 viewing)
Discussions of Community Reinvestment Act issues.
4706 25141
Re: School Bonds - CD Inve...
(Tennismom) - Yesterday at 06:46 PM
Deposits and Payments (5 viewing) 12426 53424
Re: Regulation E and Onlin...
(complyorelse) - Yesterday at 10:55 PM
Disaster Recovery 277 1358
Re: BCP/Disaster Notificat...
(osucpa) - 10/26/18 12:09 PM
eBanking / Technology (3 viewing)
Discussions of electronic banking services and technology issues.
4864 21179
Re: Reg E Investigation Qu...
(Valley girl) - Yesterday at 04:08 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
491 2464
Re: Fair Lending Analysis
(KeepSmiling) - 12/12/18 10:14 PM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4200 19635
Re: FCRA and Reg V
(John Burnett) - Yesterday at 08:30 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 06:07 PM
Flood Compliance (3 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3175 16898
Re: Flood or No Flood
(David Dickinson) - Yesterday at 08:04 PM
General Discussion (6 viewing) 25305 124714
Re: Prohibition Orders
(John Burnett) - Yesterday at 08:44 PM
HMDA
This forum is for discussions on the Home Mortgage Disclosure Act
7486 39583
Re: Penny Mac
(TMatt87) - Yesterday at 08:09 PM
Human Resources (1 viewing) 1959 13990
2019 HR/Talent Mangement C...
(kasitter) - 12/12/18 04:38 PM
Lending Compliance (24 viewing) 46646 205066
Re: Acquisition and HELOCs...
(Richard Insley) - Yesterday at 12:22 AM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (2 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1124 5996
Re: 6% cap only for mortga...
(totallyconfused) - 12/12/18 02:03 PM
Marketing (2 viewing) 4360 16133
Re: Section 8
(Richard Insley) - Yesterday at 04:27 PM
Need to Remain Anonymous (4 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13086 60617
Re: HMDA property to repor...
(Anonymous) - Yesterday at 05:35 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1325 5879
Re: Teller line
(HappyGilmore) - 12/11/18 01:58 PM
Operations Compliance (4 viewing)
Discussion of operations-related issues and questions
12338 51704
Re: Transfer/Withdrawal th...
(John Burnett) - Yesterday at 09:19 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Re: Senate Bill 2155 - ECG...
(rlcarey) - 11/13/18 04:20 PM
RESPA 4623 27118
Re: MN taxes paid in 2017
(David Dickinson) - 11/12/18 04:07 PM
Risk Management 428 1544
Re: DU Findings
(bcompliance) - 11/23/18 07:35 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
656 4081
Re: Initial registration t...
(M&M) - 12/11/18 08:14 PM
Security - PUBLIC (1 viewing) 1984 11381
Re: Shred Procedures/Watch...
(P*Q) - Yesterday at 05:04 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
403 925
State by State Fees Guide-...
(drchiles) - 12/07/18 05:02 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 02:52 PM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 03:12 PM
California 512 1558
Re: NEW California Privacy...
(Reg Warrior) - 11/07/18 12:36 AM
Colorado
Colorado Compliance Professionals
155 394
Re: COLTAF/IOLTA resolutio...
(ColoradoJack) - 12/13/18 04:45 PM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 03:46 PM
Florida 559 1576
Calculating Relationship E...
(Jack Haze) - 12/05/18 04:54 PM
Georgia (1 viewing) 539 2032
Minor accounts and Debit C...
(ComplyEase) - 12/04/18 08:08 PM
Illinois 604 1673
Chicagoland Compliance Ass...
(Dave M_TCA) - 11/14/18 12:46 AM
Indiana (1 viewing) 489 1703
Re: Dormant Certificate of...
(Bankwoman1) - 10/03/18 08:32 PM
Iowa 210 720
Re: Marshall County taxes ...
(Truffle Royale) - 08/23/18 03:36 PM
Kentucky 606 1856
Re: Business Account Styli...
(rlcarey) - 11/29/18 01:29 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 07:33 PM
Maryland 94 229
Re: Foreclosure In MD
(WABComply) - 08/03/18 02:45 PM
Massachusetts 556 1607
Re: Massachusetts License/...
(soccermom) - 10/29/18 07:35 PM
Michigan 253 715
Re: Financial Institution ...
(bigfish) - 08/13/18 06:36 PM
Minnesota 246 658
Re: Minnesota Open End Mor...
(RR Sarah) - 11/16/18 08:19 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 07:00 PM
New Jersey 338 1234
NJ Updates RMLA for licens...
(drchiles) - 08/29/18 04:15 PM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 02:09 PM
New York 332 785
Re: NYS Check Casher licen...
(praBSA) - 10/26/18 02:58 PM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 01:31 PM
Ohio 197 481
Sharing Customer Informati...
(Isn'tThisFun) - 08/13/18 06:52 PM
Oklahoma 555 1919
Re: Satisfaction of Lien
(HRH Okie Banker) - 11/05/18 06:46 PM
Pennsylvania 448 1350
Referral Bonus
(Grandkids R Great) - 10/25/18 03:40 PM
South Carolina 201 624
Re: Unclaimed/Abandoned Pr...
(rlcarey) - 11/28/18 06:13 PM
Tennessee 371 989
Re: HELOCs and Tax Implica...
(Skittles) - 11/05/18 01:09 PM
Texas 1598 6766
Re: Perishable Items in Re...
(-Z-) - 11/29/18 02:41 PM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 08:37 PM
Washington State 149 416
WA State - Putting loan #'...
(Compliance Action Subscriber 1054) - 10/01/18 07:29 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
388 1521
Re: Vehicle Repossession
(Patriot) - 11/19/18 06:45 PM
Wyoming (1 viewing) 13 37
death of custodian
(lOvEwYo) - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (30 viewing)
The spot to blow off steam and have fun.
24941 902420
Re: Song Titles
(raitchjay) - Yesterday at 09:24 PM
The BOL Couch (1 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1689 57199
Re: Work Pet Peeves
(raitchjay) - Yesterday at 09:21 PM