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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
861 4744
Re: HPML = QM?
(ComplyCycle) - 10/04/18 03:48 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
214 1006
Re: Analysis
(George) - Yesterday at 01:25 PM
HOEPA and Homeowner Counseling Rule (1 viewing)
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
182 1158
Re: HOEPA - Cure
(raitchjay) - 06/21/18 03:44 PM
HMDA Overhaul 2018 (10 viewing)
Discussion on the revised HMDA rules effective in 2018
808 6936
Re: HOEPA NA ?
(Adam Witmer) - 23 minutes 52 seconds ago
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
461 2615
Re: Appraisal Notice at Cl...
(raitchjay) - 10/09/18 03:04 PM
Loan Originator Compensation Rule (3 viewing)
Discussion on the CFPB final rules on LO compensation.
238 1320
Re: Employee discount on b...
(Dan Persfull) - 09/26/18 01:42 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
693 3043
Small Servicer - Looking a...
(scbro89) - Yesterday at 01:24 PM
Remittance Transfer Rule (2 viewing)
Discussions on the final rule (subpart B of Regulation E)
198 961
Re: Wire Transfer Originat...
(rlcarey) - 08/27/18 06:45 PM
TRID - TILA/RESPA Integrated Disclosures Rule (23 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3429 23642
Disclose a Discount Rate v...
(Andrew White) - Today at 10:54 AM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
48 511
Re: Stop Overdraft Profite...
(burkemi) - 09/26/18 04:25 PM
Article 9 392 1434
Re: UCC / Fixture Filing
(rainman) - 10/08/18 04:09 PM
Audit (1 viewing)
Discussions of audit-related questions and issues
3675 17662
Re: CECL
(Tater) - 10/10/18 10:06 AM
BSA/AML/CIP/OFAC Forum (21 viewing)
CIP, BSA and PATRIOT Act Issues
19231 102449
Re: Audit Question
(P*Q) - 10 minutes 4 seconds ago
CRA (2 viewing)
Discussions of Community Reinvestment Act issues.
4684 25064
Community Improvement Dist...
(Owlman) - 10/12/18 09:50 AM
Deposits and Payments (18 viewing) 12361 53122
Re: Commercial Deposit Acc...
(rlcarey) - 25 minutes 47 seconds ago
Disaster Recovery 276 1356
Florence
(Andy Z) - 09/21/18 05:49 PM
eBanking / Technology (4 viewing)
Discussions of electronic banking services and technology issues.
4850 21125
Re: ACH entry and REG. DD
(BrianC) - 10/09/18 02:00 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
482 2429
Re: Joint Intent- Commerci...
(David Dickinson) - 10/09/18 03:20 PM
FCRA (4 viewing)
Questions and comments on the Fair Credit Reporting Act.
4193 19597
Re: Adverse Action-Certifi...
(Adam Witmer) - Yesterday at 02:38 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 01:07 PM
Flood Compliance (5 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3147 16782
Re: Re-zone into an SFHA t...
(rlcarey) - Today at 07:49 AM
General Discussion (19 viewing) 25273 124567
Re: Complaint Management S...
(BrianC) - Yesterday at 10:24 AM
HMDA (3 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7475 39539
Re: No new money ends with...
(Truffle Royale) - 35 minutes 33 seconds ago
Human Resources (2 viewing) 1956 13981
Re: Certification Tracking
(Sunshine Lady) - 09/04/18 11:02 AM
Lending Compliance (22 viewing) 46551 204662
Re: Online Applications
(Richard Insley) - 23 minutes 11 seconds ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1117 5981
Re: H.R. 5515 John McCain ...
(John Burnett) - 10/11/18 05:39 PM
Marketing (3 viewing) 4348 16097
Re: Disclosure Needed When...
(rlcarey) - 10/08/18 08:43 AM
Need to Remain Anonymous (6 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13007 60265
Re: CSR Competition for Re...
(Skittles) - 9 minutes 43 seconds ago
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1322 5865
Re: AMC rejected appraisal...
(Andy Z) - 09/07/18 05:11 PM
Operations Compliance (4 viewing)
Discussion of operations-related issues and questions
12314 51583
CD Interest-Changing how t...
(Likes to Comply) - 10/12/18 11:57 AM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 163
New HMDA verification tool
(Andy Z) - 08/09/18 01:48 PM
RESPA 4621 27112
Re: Deficient Escrow Accou...
(Tesla) - 10/12/18 10:11 AM
Risk Management 425 1533
Re: Cell phone recordings
(McFly) - 09/24/18 05:46 PM
S.A.F.E. Act Forum (2 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
650 4059
Re: Fingerprints
(JWills) - 09/17/18 02:28 PM
Security - PUBLIC 1982 11376
Re: FBI warns of global AT...
(Elwood P. Dowd) - 10/12/18 10:51 AM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
402 924
AZ - Disbursement Dates
(Vivian) - 09/18/18 10:28 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California 512 1550
Re: NEW California Privacy...
(Dan Persfull) - 07/02/18 03:35 PM
Colorado
Colorado Compliance Professionals
154 392
CO Cybersecurity Standards
(drchiles) - 06/19/18 11:03 AM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 11:46 AM
Florida 557 1573
Account Titles
(loyo111) - 09/12/18 01:15 PM
Georgia 538 2031
Re: Foreclosure on Rental ...
(RR Joker) - 08/01/18 04:15 PM
Illinois (1 viewing) 602 1667
Chicagoland Compliance Ass...
(Dave M_TCA) - 09/14/18 06:58 PM
Indiana 489 1703
Re: Dormant Certificate of...
(Bankwoman1) - 10/03/18 04:32 PM
Iowa 210 720
Re: Marshall County taxes ...
(Truffle Royale) - 08/23/18 11:36 AM
Kentucky 604 1852
Re: State Withholding on a...
(KYWoman) - 10/09/18 01:47 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 03:33 PM
Maryland (1 viewing) 94 229
Re: Foreclosure In MD
(WABComply) - 08/03/18 10:45 AM
Massachusetts (2 viewing) 555 1604
Re: OBRA '93 Trust
(John Burnett) - 10/02/18 11:47 AM
Michigan 253 715
Re: Financial Institution ...
(bigfish) - 08/13/18 02:36 PM
Minnesota 245 656
Re: MN mortgage taxes and ...
(rlcarey) - 08/09/18 05:43 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey (1 viewing) 338 1234
NJ Updates RMLA for licens...
(drchiles) - 08/29/18 12:15 PM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 10:09 AM
New York 331 782
Re: Copies of SARS to DFS
(PraBSA) - 08/24/18 10:12 AM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 08:31 AM
Ohio 197 481
Sharing Customer Informati...
(Isn'tThisFun) - 08/13/18 02:52 PM
Oklahoma (1 viewing) 555 1917
Satisfaction of Lien
(HRH Okie Banker) - 10/02/18 12:56 PM
Pennsylvania (3 viewing) 447 1349
Re: Selling Shirts for Cha...
(rlcarey) - 10/03/18 04:17 PM
South Carolina 199 620
Re: SC Signature Cards
(Monster) - 08/28/18 11:04 AM
Tennessee (3 viewing) 368 978
Re: MLO registered on NMLS...
(rlcarey) - 07/28/18 07:03 AM
Texas 1595 6756
Re: TX "Tax Cert...
(rlcarey) - 10/09/18 01:01 PM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State (1 viewing) 149 416
WA State - Putting loan #'...
(Compliance Action Subscriber 1054) - 10/01/18 03:29 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
386 1517
Re: Escheatment - which st...
(CSB98) - 09/21/18 11:15 AM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (42 viewing)
The spot to blow off steam and have fun.
24925 901255
Re: What happened to Word ...
(DeeQ) - 11 minutes 57 seconds ago
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1686 57052
Re: Exercising / Eating He...
(RR Joker) - 09/19/18 10:33 AM