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Forums for general discussion
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 6
Re: PRIVATE FORUMS APPROVA...
(Truffle Royale) - 09/30/08 07:55 PM
Dodd-Frank Final Rules Discussions
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (94 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
527 3185
Buydown Loan
(BLB) - Today at 06:25 PM
Escrows on Higher-Priced Mortgages (13 viewing)
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
107 574
Escrow Account Set-Up
(RandallSB) - 04/17/14 04:35 PM
HOEPA and Homeowner Counseling Rule (25 viewing)
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
121 879
Re: HomeOwnership Counseli...
(manimal) - Today at 11:06 AM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (35 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
237 1365
Re: waiver on appraisal
(bike4life) - Today at 03:46 PM
Integrated Mortgage Disclosures Final Rules
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
8 71
Integrated Disclosures Gui...
(Red Herring) - 04/18/14 02:41 PM
MLO Compensation Rule (7 viewing)
Discussion on the CFPB final rules on MLO compensation.
169 983
Re: MLO
(theloanbug) - Yesterday at 11:52 AM
Mortgage Servicing Rules (40 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
337 1653
Re: Applicability of rule ...
(senorpingpong) - Today at 02:30 PM
Remittance Transfer Rule (3 viewing)
Discussions on the final rule (subpart B of Regulation E)
152 781
Error Disputes
(GoGreen) - Today at 08:36 AM
Banker Forums
Our Forums
  Forums Threads Posts Last Post
Comments on Proposed Regulations (1 viewing)
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
28 286
Re: CFPB HMDA proposals un...
(Princess Romeo) - 04/22/14 04:27 PM
Article 9 (28 viewing) 373 1373
Re: Deposits - releasing a...
(CULady) - 03/19/14 01:22 PM
Audit (99 viewing)
Discussions of audit-related questions and issues
3364 16192
Re: Loans- Internal audit ...
(osucpa) - Yesterday at 02:01 PM
BSA/AML/CIP/OFAC Forum (506 viewing)
CIP, BSA and PATRIOT Act Issues
15869 83071
Re: SAR with violation of ...
(Ken_Pegasus) - Today at 05:45 PM
CRA (65 viewing)
Discussions of Community Reinvestment Act issues.
3728 20459
Re: Assessment Area-Closed...
(tedster) - Today at 08:59 AM
Deposits and Payments (305 viewing) 10139 43296
Re: Business Checks
(BetsyS) - 7 minutes 58 seconds ago
Disaster Recovery (1 viewing) 255 1279
Re: Recovery Questions
(osucpa) - Today at 11:29 AM
eBanking / Technology (138 viewing)
Discussions of electronic banking services and technology issues.
4156 18121
Re: Debit Provisional Cred...
(ahkcompliance) - Today at 04:37 PM
Fair Lending (12 viewing)
Questions, responses and comments on Fair Lending topics.
136 641
Re: To Gross Up or not to ...
(sewanee, CRCM) - Today at 12:14 PM
FCRA/FACT Act (70 viewing) 3701 17436
Re: FCRA/FACTA Best Practi...
(RЯ AA_G) - Today at 04:32 PM
Financial Reform (6 viewing)
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
328 3201
Re: Sec 1071 Reporting req...
(1 Peter 5:7) - 04/10/14 04:28 PM
Flood Compliance (82 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
1762 9092
Re: Different types of for...
(*W*W*) - Today at 05:29 PM
General Discussion (408 viewing) 24037 119402
Re: Safe Deposit Box Payme...
(John Burnett) - Today at 10:09 AM
HMDA (107 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
5861 29098
Re: Preapproval vs Prequal...
(*W*W*) - Today at 04:59 PM
Human Resources (68 viewing) 1831 12966
Re: Timekeeping Software
(Reads Regs) - 04/22/14 10:35 AM
Lending Compliance (804 viewing) 42019 184626
Re: should denial reason h...
(Truffle Royale) - 23 minutes 5 seconds ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (15 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
764 3626
checking for active duty
(Trees) - Yesterday at 02:23 PM
Marketing (53 viewing) 3808 14022
Re: Inconsistent Verbiage-...
(Matt_B) - Today at 05:13 PM
Need to Remain Anonymous (295 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
9949 45368
Re: What's a little $850 f...
(Truffle Royale) - 17 minutes 50 seconds ago
Newbie Nook (54 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1202 5311
Re: How does regulation nu...
(GuitarDude) - Yesterday at 11:30 AM
Operations Compliance (285 viewing)
Discussion of operations-related issues and questions
11310 47213
Reg. E Access Device and M...
(big lebowski) - 42 minutes 57 seconds ago
RESPA (152 viewing) 3964 23631
Re: Tax Transcripts
(Truffle Royale) - 17 minutes 12 seconds ago
Risk Management (25 viewing) 360 1310
Re: Risk Assessment Quest...
(RR Jen) - 04/16/14 12:08 PM
S.A.F.E. Act Forum (29 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
514 3452
Re: arta lending users for...
(theloanbug) - Yesterday at 11:53 AM
Security - PUBLIC (41 viewing) 1933 11153
Re: Fraud Contact?
(madukes) - 04/16/14 04:34 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (12 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
362 839
VT - Credit Union Laws
(CRW1) - 04/14/14 03:26 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
16 37
Puerto Rico Tax Law change...
(cody_c) - 10/11/13 09:28 AM
Arkansas (1 viewing) 33 67
Time Frame to Answer A Gar...
(E Stege BOL) - 02/26/14 01:20 PM
California (14 viewing) 470 1458
Trust Certification
(RiversideBanker) - 03/27/14 08:03 PM
Colorado (6 viewing)
Colorado Compliance Professionals
139 366
Re: Safe Deposit Box-POD
(Cecile) - 04/12/14 11:45 AM
Connecticut (3 viewing)
State Specific Compliance Forum
55 115
Re: Unclaimed law - Offici...
(tpowers4) - 07/02/13 02:25 PM
Florida (15 viewing) 497 1406
FL Business License
(Calmeida12) - Today at 10:14 AM
Georgia (10 viewing) 488 1847
Re: DBA Account and Author...
(RR Joker) - 04/03/14 09:46 AM
Illinois (23 viewing) 521 1453
Deposit account as conditi...
(SouthernComfort) - Today at 05:04 PM
Indiana (19 viewing) 434 1540
Safe Deposit Box Training
(Lis) - 04/22/14 12:37 PM
Iowa (4 viewing) 199 671
Re: Payroll/HR audits
(ahkcompliance) - 04/21/14 05:11 PM
Kentucky (18 viewing) 524 1607
Re: Joint Account with Dec...
(Ken_Pegasus) - Today at 01:30 PM
Louisiana (1 viewing) 46 117
Re: Extensions on loans in...
(ccman) - 10/08/13 04:15 PM
Maryland (1 viewing) 81 205
New Garnishment Rules
(KRohrer) - 07/24/13 01:23 PM
Massachusetts (12 viewing) 482 1426
Accounts for Conservator a...
(Jo) - 04/16/14 12:57 PM
Michigan (14 viewing) 235 669
Re: Prepaid Funeral COD's
(BBoyd) - Yesterday at 03:25 PM
Minnesota (10 viewing) 191 540
Re: CRA lobby notice
(ETX L Complaince) - 04/16/14 11:03 AM
New Hampshire (1 viewing)
New Hampshire Specific State Forum
29 61
Deceased customer
(hamelc) - 05/24/13 10:33 AM
New Jersey (10 viewing) 305 1163
Re: auto roll over CD
(komply) - 04/17/14 10:16 AM
New Mexico 31 105
Re: Deposit Account Docume...
(Doug Hendrickson) - 01/17/14 05:17 PM
New York (17 viewing) 299 698
Lender Paid Mortgage Tax
(amirudds) - Yesterday at 09:46 AM
North Carolina (1 viewing) 62 184
Re: Overdraft Transfer Fee
(MMontjoy01) - 11/05/13 11:20 AM
Ohio (13 viewing) 178 425
Re: Lobby hours
(vetcomplies) - 04/02/14 09:45 AM
Oklahoma (24 viewing) 487 1706
2014 SW BSA & Financia...
(Sharon Lewis) - 04/08/14 05:12 PM
Pennsylvania (16 viewing) 383 1124
Re: Minor
(beachbum) - 04/22/14 04:23 PM
South Carolina (3 viewing) 165 492
Re: Mailing Appraisals
(JLynch) - 04/18/14 06:55 AM
Tennessee (12 viewing) 301 798
Re: Can POA sign loan appl...
(Ken_Pegasus) - 04/21/14 03:43 PM
Texas (39 viewing) 1389 5799
Re: Reg E changes and the ...
(TheRealZaibatsu) - Yesterday at 09:38 PM
Virginia (4 viewing) 112 281
rates for loans secured by...
(ponder) - 03/11/14 06:28 PM
Washington State (17 viewing) 129 364
Re: Unauthorized, improper...
(West Coast Comp) - 04/22/14 01:43 PM
Washington, DC 6 11
HUD question
(komply) - 01/13/12 01:31 PM
Wisconsin (20 viewing)
Wisconsin state-specific discussion forum
319 1264
State of WI Levy Fee
(derup) - 04/17/14 11:59 AM
Wyoming 12 36
Required State Specific Di...
(minnie88) - 04/25/13 03:53 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (291 viewing)
The spot to blow off steam and have fun.
23398 821981
Re: What's your favorite u...
(Sinatra Fan) - 44 minutes 51 seconds ago
The BOL Couch (71 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1571 60047
Re: Need advice for my pup...
(Sox in '13) - Today at 04:38 PM