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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
898 4932
Short Term Disability
InFairness, CRCM - 03/19/20 12:58 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
225 1079
HPML Escrow Exemption
crcmnot - 01/02/20 09:51 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
190 1189
HOEPA Loan Point and Fees
rlcarey - 10/26/19 07:42 PM
HMDA Overhaul 2018 (2 viewing)
Discussion on the revised HMDA rules effective in 2018
1205 9593
Refinance Auto
Compliance1 - 05/22/20 01:06 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
491 2753
Appraisers refusing to go inside?
CB#3 - 05/07/20 01:41 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
249 1378
Paying referral fees to MLO who does only HELOCs
Dan Persfull - 02/13/20 08:20 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
761 3294
Force Placed Insurance
rlcarey - 05/06/20 05:10 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
201 975
Threshold Increased to 500
Jerod Moyer - 05/20/20 02:39 PM
TRID - TILA/RESPA Integrated Disclosures Rule (4 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3924 26825
Appraisal Fee on Withdrawn loan
MAFCCons - 05/22/20 09:28 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
51 523
FDCPA
John Burnett - 02/12/20 06:33 PM
Article 9 394 1439
Letter of Credits backed by demand note
fmissle - 02/06/20 11:07 PM
Audit
Discussions of audit-related questions and issues
3707 17827
Tracking Financial Statement Exceptions
jill5455 - 05/11/20 05:06 PM
BSA/AML/CIP/OFAC Forum (7 viewing)
CIP, BSA and PATRIOT Act Issues
19797 105426
Triggering Event for CBO
rlcarey - 05/22/20 06:26 PM
CRA (2 viewing)
Discussions of Community Reinvestment Act issues.
4865 25826
Paycheck Protection Program and CRA
Len S - 05/23/20 03:30 PM
Deposits and Payments (7 viewing) 12889 55654
Stop statements without notice to customer
Richard Insley - 05/23/20 11:56 AM
Disaster Recovery 282 1372
Temporary Closure
Brandy Friesen, CRCM - 03/13/20 08:51 PM
eBanking / Technology (2 viewing)
Discussions of electronic banking services and technology issues.
4984 21781
E-Statements
Richard Insley - 05/23/20 12:24 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
567 2876
Eliminating Credit Products
BSA_in_depth - 05/18/20 09:05 PM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4283 20002
Reporting Turned Off
nu2regs - 05/19/20 03:15 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (4 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3425 18330
General Discussion (3 viewing) 25508 125685
Change from Interest to Non-Interest Bearing Acct
TryingtoComply - 05/22/20 11:29 PM
HMDA (3 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7579 40094
No Response from Applicant - Deny or WD?
Red Raiders - 05/21/20 05:01 PM
Human Resources 1980 14187
Two-week vacation requirement
QCL - 05/04/20 03:47 PM
Lending Compliance (14 viewing) 47407 208579
LEI/ULI
rlcarey - 05/22/20 09:13 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (3 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1170 6213
MLA website
Andy_Z - 05/18/20 03:43 PM
Marketing (1 viewing) 4469 16581
No interest account
complyorelse - 05/21/20 03:56 PM
Need to Remain Anonymous (9 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13717 63662
Death of Customer - No Joint
edAudit - 05/22/20 09:47 PM
Newbie Nook (2 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1349 5977
Operations Compliance (7 viewing)
Discussion of operations-related issues and questions
12522 52460
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA 4666 27332
Gift Cards From Seller to Buyer
rlcarey - 05/22/20 12:59 PM
Risk Management 440 1582
Risk Meeting Frequency
bcompliance - 02/14/20 08:13 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
683 4189
NMLS Requirements for a DBA
Motivated - 05/03/20 08:31 PM
Security - PUBLIC (2 viewing) 1986 11395
Masks
ccman - 05/13/20 03:29 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (1 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
408 951
Oregon Escrow Accounts and Interest
Cloud9 - 05/18/20 05:00 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas 45 90
Elder Financial Exploitation
Sugar Coater - 03/05/20 07:58 PM
California 517 1593
Colorado
Colorado Compliance Professionals
160 409
Disburser's Notice
rlcarey - 11/01/19 04:03 PM
Connecticut
State Specific Compliance Forum
61 129
Savings Accounts Check Holds
John Burnett - 01/29/20 07:39 PM
Florida 570 1619
Dealer Doc Fees
RR Joker - 05/04/20 02:26 PM
Georgia (1 viewing) 541 2048
Illinois 620 1700
Transfer on Death (TOD) accounts
John Burnett - 05/12/20 09:01 PM
Indiana 492 1714
KY bank required to give Notice to Borrower
Dan Persfull - 02/03/20 08:50 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky (1 viewing) 619 1886
Protect My Kentucky Home Disclosure
Portermi, CRCM - 12/27/19 07:18 PM
Louisiana 73 180
Maryland 94 229
Foreclosure In MD
WABComply - 08/03/18 02:45 PM
Massachusetts 575 1654
Debtor in Possession and Internet Bankingn
rlcarey - 05/18/20 08:29 PM
Michigan 255 722
PC598 AFFIDAVIT OF DECEDENT'S SUCCESSOR...
ComplianceGurl - 05/15/20 02:52 PM
Minnesota 257 688
Verification of no forced closure for minor?
SmallBank3 - 02/21/20 05:57 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey 341 1239
New Jersey Fee Restriction & Renovation Lending
CMSIngenue - 11/21/19 04:00 PM
New Mexico 34 115
NM State RFPA
Doug Hendrickson - 05/16/18 02:09 PM
New York 344 835
418 and 419
edAudit - 03/26/20 08:45 PM
North Carolina 85 239
POA and POD accounts
John Burnett - 03/03/20 08:32 PM
Ohio 205 499
Deferment Agreement
slicehead - 03/31/20 12:51 PM
Oklahoma 564 1955
Expired OK DL - Pandemic
Banker Forever - 03/27/20 03:27 PM
Pennsylvania 455 1374
COVID 19 and bank settlement services
KarenK - 04/09/20 06:12 PM
South Carolina 205 635
Tennessee 377 1006
Small Estate Affidavit
rlcarey - 10/18/19 07:59 PM
Texas (1 viewing) 1621 6847
50(a)6 loan, 50(a)4 or neither
rlcarey - 05/09/20 12:07 PM
Virginia 118 289
Marijuana related account
BSA Gal - 03/09/20 01:51 PM
Washington State 150 418
Retainage agreement?
Puzzled - 01/10/20 05:17 PM
Washington, DC 7 12
Mortgage Application - Required Signatures/Dates
PTownBeards - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
397 1545
Funeral or Burial Trust Accounts
Margarita - 05/14/20 10:11 PM
Wyoming 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (101 viewing)
The spot to blow off steam and have fun.
25025 908860
Song Titles
Florist Gump - 05/22/20 11:48 PM
The BOL Couch (3 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1699 57703
Lynne's Battle - More Prayers
edAudit - 05/22/20 09:48 PM