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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
895 4921
FNMA transaction on HPML
John Burnett - Yesterday at 10:28 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
223 1066
HPML escrow/additional collateral
Compliance NABW - 07/25/19 06:05 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
190 1189
HOEPA Loan Point and Fees
rlcarey - 10/26/19 07:42 PM
HMDA Overhaul 2018 (5 viewing)
Discussion on the revised HMDA rules effective in 2018
1120 9133
Applications Not taken Face to Face
Truffle Royale - Yesterday at 03:19 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (2 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
482 2708
New HPML compliant appraisal required?
DavidD - 12/04/19 04:29 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
247 1366
Private Banking Referral Incentive
JobSecurity - 10/01/19 01:55 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
740 3220
loan onboarding
lmbcomply - 10 minutes ago
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
199 964
Proof of payment
BoomCat - 09/03/19 06:36 PM
TRID - TILA/RESPA Integrated Disclosures Rule (8 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3824 26184
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
50 517
Fradulent ID when Opening an Account
Oursisnottoreasonwhy - 08/06/19 08:21 PM
Article 9 (1 viewing) 393 1436
Filing UCC prior executing security agreement
rainman - 06/06/19 07:12 PM
Audit (2 viewing)
Discussions of audit-related questions and issues
3700 17798
User Access Review vs User Access Audit
leo_bsayer - 10/31/19 03:34 PM
BSA/AML/CIP/OFAC Forum (20 viewing)
CIP, BSA and PATRIOT Act Issues
19673 104765
Revocable Trust - SAR
Bec - 5 minutes ago
CRA (2 viewing)
Discussions of Community Reinvestment Act issues.
4814 25571
CD Investments in Rural Areas
JobSecurity - Yesterday at 08:42 PM
Deposits and Payments (8 viewing) 12746 54844
Disaster Recovery 280 1365
Vendors
Comprunx3 - 23 minutes ago
eBanking / Technology (3 viewing)
Discussions of electronic banking services and technology issues.
4939 21560
Reg E Dispute Question
Valley girl - Yesterday at 04:52 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
537 2731
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4258 19906
AAN and disclosure of credit score
rlcarey - Yesterday at 10:50 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (9 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3364 18013
2nd loan force place?
rlcarey - 12/05/19 03:52 PM
General Discussion (8 viewing) 25440 125378
Credit Bureau Reporting
Cheli - 1 hour ago
HMDA (1 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7542 39904
CAsh Out buyout partner
Love Cruising - 12/10/19 02:05 PM
Human Resources (4 viewing) 1975 14141
Employee Reviews/Evaluations
lend - 11/22/19 02:58 PM
Lending Compliance (23 viewing) 47177 207398
Lock n Shop
RR Joker - Yesterday at 09:00 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1158 6163
Eviction after foreclosure
St. Matthew - 12/05/19 03:58 PM
Marketing (5 viewing) 4440 16475
Credit Card APR trigger terms
ahou - 14 minutes ago
Need to Remain Anonymous (3 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13549 62860
No Loan to Planned Parenthood
Anonymous - 1 hour ago
Newbie Nook (1 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1344 5964
AAN for Re-Open Request?
Daley - 09/26/19 07:56 PM
Operations Compliance (4 viewing)
Discussion of operations-related issues and questions
12485 52306
Reg DD - Dormant Timeframes
BrianC - Yesterday at 09:44 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA (1 viewing) 4659 27302
Taxes Not Yet Due
Truffle Royale - Yesterday at 06:05 PM
Risk Management (1 viewing) 436 1568
Risk Tolerance Policy
Carolina Blue - 10/15/19 05:28 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
678 4169
MLO and State Licensed
rlcarey - 12/05/19 04:57 PM
Security - PUBLIC 1985 11390
Lobby Guard
Kimo in Idaho - 06/17/19 07:22 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
407 941
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas 44 87
HSA Accunts and Dormant Fees
rlcarey - 08/12/19 09:27 PM
California 515 1581
NEW California Privacy Law
Stephen McCall - 11/27/19 06:55 PM
Colorado (1 viewing)
Colorado Compliance Professionals
160 409
Disburser's Notice
rlcarey - 11/01/19 04:03 PM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/18
drchiles - 06/18/18 03:46 PM
Florida (1 viewing) 567 1612
CBD Oil/Hemp
CB#3 - 11/12/19 10:52 PM
Georgia (2 viewing) 540 2044
Georgia Sales Tax Question
WWIT? - 01/18/19 07:12 PM
Illinois 614 1687
Chicagoland Compliance Association - 12/06/19
Dave M_TCA - 11/18/19 11:40 PM
Indiana 491 1709
Property Tax Estimator
Adam Witmer - 05/24/19 02:28 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 618 1883
Right of Rescission
burkemi - 11/25/19 02:55 PM
Louisiana 73 180
Maryland 94 229
Foreclosure In MD
WABComply - 08/03/18 02:45 PM
Massachusetts 569 1642
Bail Magistrate Accounts
soccermom - 11/26/19 05:14 PM
Michigan (2 viewing) 254 721
Per Stirpes
JWills, CRCM - 09/18/19 01:38 PM
Minnesota 256 687
Bankruptcy issue
rlcarey - 08/23/19 01:42 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey 341 1239
New Jersey Fee Restriction & Renovation Lending
CMSIngenue - 11/21/19 04:00 PM
New Mexico 34 115
NM State RFPA
Doug Hendrickson - 05/16/18 02:09 PM
New York 341 826
Holding Fraudulent Funds
rlcarey - 09/23/19 02:44 PM
North Carolina 84 235
Ohio (1 viewing) 202 494
Ohio Notary Law Changes 9/20/19
Kelsey D - 09/24/19 05:15 PM
Oklahoma 562 1950
"For Benefit Of" Account Ownership
John Burnett - 12/04/19 09:35 PM
Pennsylvania 453 1370
statute of limitations on wic claims
John Burnett - 10/08/19 06:19 PM
South Carolina 203 629
SC Borrower Preference
rlcarey - 07/02/19 08:22 AM
Tennessee (1 viewing) 377 1006
Small Estate Affidavit
rlcarey - 10/18/19 07:59 PM
Texas 1612 6814
Home Improvement Loans
Need2know - 11/25/19 05:03 PM
Virginia 117 288
Washington State 149 417
WA State - Putting loan #'s on DOTs illegal?
Kimo in Idaho - 07/17/19 03:17 PM
Washington, DC 7 12
Mortgage Application - Required Signatures/Dates
PTownBeards - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
395 1538
Elder Abuse MOU and Procedures
compliancemap - 09/05/19 05:25 PM
Wyoming 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (35 viewing)
The spot to blow off steam and have fun.
25016 907304
Song Titles
raitchjay - 1 hour ago
The BOL Couch
This is the place to go when you need input on problems of a nonbanking-related nature.
1698 57688
Whole house security system?
HRH Okie Banker - 11/27/19 08:40 PM