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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
924 5133
FHA QM Safe Harbor- Points and Fees test
Cheli - 07/20/21 12:41 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
243 1166
Escrow Flood Insurance
rlcarey - 05/25/21 04:14 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
191 1195
HMDA Overhaul 2018 (1 viewing)
Discussion on the revised HMDA rules effective in 2018
1309 10159
HELOC Reporting After Acquisition
Mountaineers_Fan - 07/22/21 01:14 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
511 2849
B & B
banker-12 - 07/20/21 05:01 PM
Loan Originator Compensation Rule (1 viewing)
Discussion on the CFPB final rules on LO compensation.
254 1398
MLOs an Exempt Employee or Not?
John Burnett - 07/12/21 05:48 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
780 3369
New initial escrow analysis required?
rlcarey - 06/24/21 06:36 PM
Remittance Transfer Rule (1 viewing)
Discussions on the final rule (subpart B of Regulation E)
204 997
Incoming Wires and Dual Controls
rlcarey - 08/17/20 05:46 PM
TRID - TILA/RESPA Integrated Disclosures Rule (8 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
4182 28152
NSF Fee
rlcarey - 17 minutes ago
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
52 527
FDCPA Final Rule - Applicable to Banks?
John Burnett - 11/10/20 03:26 PM
Article 9 397 1449
Timeframe for holding cattle
rlcarey - 04/22/21 06:22 PM
Audit (1 viewing)
Discussions of audit-related questions and issues
3730 17919
Q-factors for CECL
ccman - 07/06/21 09:13 PM
BSA/AML/CIP/OFAC Forum (10 viewing)
CIP, BSA and PATRIOT Act Issues
20208 107419
CRA (5 viewing)
Discussions of Community Reinvestment Act issues.
5001 26376
Financial Literacy in School
InFairness, CRCM - 07/28/21 11:27 PM
Deposits and Payments (1 viewing) 13226 57135
Deceased IRA Transfer
burkemi - Yesterday at 04:24 PM
Disaster Recovery 282 1372
Temporary Closure
Brandy Friesen, CRCM - 03/13/20 08:51 PM
eBanking / Technology (3 viewing)
Discussions of electronic banking services and technology issues.
5089 22317
Regulations Impacting Electronic Banking
InFairness, CRCM - 7 hours ago
Fair Lending (1 viewing)
Questions, responses and comments on Fair Lending topics.
608 3077
Voluntary Guarantor Requesting Unlimited Guaranty
Compliance504 - 07/21/21 03:17 PM
FCRA (6 viewing)
Questions and comments on the Fair Credit Reporting Act.
4335 20286
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (4 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3580 18992
Effective day of policy
Dodge - 07/28/21 02:33 PM
General Discussion (5 viewing) 25665 126340
POA and Guardianship
John_Burnett - 07/28/21 07:48 PM
HMDA (4 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7652 40517
Human Resources 1987 14226
Job posting - recruitment ideas
P*Q - 02/11/21 04:49 PM
Lending Compliance (17 viewing) 47874 210679
Paying mortgage loan in advance
bamboozled - 49 minutes ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1191 6293
New Flowchart
Andy_Z - 07/27/21 05:09 PM
Marketing (2 viewing) 4539 16881
Help Wanted
John Burnett - 07/20/21 08:51 PM
Need to Remain Anonymous (8 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
14098 65646
ECOA and construction loans
Dan Persfull - 1 hour ago
Newbie Nook (2 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1365 6063
Alternative Cash to Close Summary
Jennifer Bridgett - 05/27/21 07:07 PM
Operations Compliance (4 viewing)
Discussion of operations-related issues and questions
12610 52849
Duplicate item returned
madukes - Yesterday at 08:12 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA (1 viewing) 4691 27445
Section 8 violation?
Inspector - 06/29/21 08:39 PM
Risk Management 445 1603
Risk Management Practices
McFly - 07/08/21 04:50 PM
S.A.F.E. Act Forum (1 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
691 4234
Use of NMLS number for MLO
Oly78 - 06/30/21 01:04 PM
Security - PUBLIC (1 viewing) 1990 11414
Family Photos
Dan Persfull - 06/25/21 08:13 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
409 953
State law on electronic business transactions
rlcarey - 03/19/21 07:29 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas 45 90
Elder Financial Exploitation
Sugar Coater - 03/05/20 07:58 PM
California 519 1609
Colorado (1 viewing)
Colorado Compliance Professionals
162 413
Colorado Real Estate Disclosures
MJNoone - 03/30/21 05:09 PM
Connecticut
State Specific Compliance Forum
61 129
Savings Accounts Check Holds
John Burnett - 01/29/20 07:39 PM
Florida 573 1623
Florida Documentary Stamps on UCC Filing
Bimmerfan15 - 05/13/21 08:02 PM
Georgia (1 viewing) 547 2068
bank-owned title company joint venture
rlcarey - 04/30/21 09:25 PM
Illinois 629 1721
Record Retention
Oursisnottoreasonwhy - 06/28/21 07:53 PM
Indiana 498 1742
Reducing Banking Hours
rlcarey - 06/11/21 01:46 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 624 1900
Minor Child Financial Guardianship
burkemi - 10/28/20 03:18 PM
Louisiana 73 180
Maryland 97 238
Massachusetts (1 viewing) 579 1670
Notice of Appeal
crazycat3 - 11/20/20 08:46 PM
Michigan 255 722
PC598 AFFIDAVIT OF DECEDENT'S SUCCESSOR...
ComplianceGurl - 05/15/20 02:52 PM
Minnesota 262 697
Rate Lock Agreement
rlcarey - 07/13/21 05:08 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey 343 1242
NJDOBI 2021 High Cost Mortgage
Reads Regs - 03/03/21 06:13 PM
New Mexico 36 123
MLO # on Ad
rlcarey - 07/19/21 06:40 PM
New York 349 863
Reg O Retention
Soccer - 06/23/21 07:08 PM
North Carolina 86 241
Convenience Store Gambling Machines
rlcarey - 05/20/21 03:46 PM
Ohio 207 504
Trade Name and Beneficial Ownership
Pinhead76 - 06/10/21 05:35 PM
Oklahoma 566 1964
Legal fees cap?
Pauli Loeffler - 09/15/20 12:53 AM
Pennsylvania 462 1405
Deceased Customers
Grandkids R Great - 04/13/21 05:07 PM
South Carolina 206 642
Add mortgage satisfaction fee to payoff quote
Cowboys Fan - 02/19/21 02:06 PM
Tennessee 388 1033
NMLS # in advertisements - TN Law
OnTheEdge - 07/27/21 03:58 PM
Texas 1631 6870
Commercial RE - Raw Cannabis
rlcarey - 07/28/21 11:21 AM
Virginia 119 290
Washington State 150 418
Retainage agreement?
Puzzled - 01/10/20 05:17 PM
Washington, DC 8 13
Abandoned Property Policy
Bruce Gollop - 05/10/21 04:58 PM
Wisconsin
Wisconsin state-specific discussion forum
407 1571
Compliance Audit Firm Recommendations
ACBbank - 07/16/21 08:20 PM
Wyoming 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (63 viewing)
The spot to blow off steam and have fun.
25055 911747
Song Titles
OldeTymeBanker - 18 minutes ago
The BOL Couch (3 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1705 57904
Thanks BOL
Soccer - 07/27/21 05:14 PM