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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
904 4947
Homeowner's Insurance Quote for DTI
iheartcompliance - 09/17/20 01:40 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
228 1093
Blanket Insurance
Andy_Z - 08/07/20 04:52 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
190 1189
HOEPA Loan Point and Fees
rlcarey - 10/26/19 07:42 PM
HMDA Overhaul 2018 (2 viewing)
Discussion on the revised HMDA rules effective in 2018
1244 9803
Last Rate Set Date for HMDA rate spread
ADN - Yesterday at 11:15 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
496 2775
Appraisal requirements and HPMLs
rlcarey - 09/14/20 07:08 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
250 1383
dinging a mlo
RR Joker - 08/17/20 07:45 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
768 3330
Short Term Repayment Plans
rlcarey - 09/21/20 09:09 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
204 997
Incoming Wires and Dual Controls
rlcarey - 08/17/20 05:46 PM
TRID - TILA/RESPA Integrated Disclosures Rule (2 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
4019 27319
Loan term change
JWills, CRCM - Yesterday at 05:38 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
51 523
FDCPA
John Burnett - 02/12/20 06:33 PM
Article 9 395 1443
Floor Plan Financing
rlcarey - 08/12/20 12:55 PM
Audit
Discussions of audit-related questions and issues
3717 17864
Reporting to Audit Committee
edAudit - 09/21/20 01:05 PM
BSA/AML/CIP/OFAC Forum (3 viewing)
CIP, BSA and PATRIOT Act Issues
19901 105907
SAR Disclosure
RockChucker, CAMS - Yesterday at 10:48 PM
CRA (2 viewing)
Discussions of Community Reinvestment Act issues.
4894 25941
COVID Loans
smvesel - Yesterday at 11:03 PM
Deposits and Payments (4 viewing) 12993 56100
ACH Authorization
bcompliance - Yesterday at 09:23 PM
Disaster Recovery 282 1372
Temporary Closure
Brandy Friesen, CRCM - 03/13/20 08:51 PM
eBanking / Technology (2 viewing)
Discussions of electronic banking services and technology issues.
5018 21953
E-Sign Demonstrable Consent - Does this work?
Richard Insley - Yesterday at 12:24 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
584 2956
Fair Lending Enforcement on Commercial?
InFairness, CRCM - Yesterday at 10:20 PM
FCRA (2 viewing)
Questions and comments on the Fair Credit Reporting Act.
4294 20048
Fraud alert on non applicant spouse
rlcarey - 09/21/20 08:50 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (5 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3473 18555
Duplex in SFHA, what is maximum insr?
rlcarey - 09/18/20 07:52 PM
General Discussion (8 viewing) 25551 125891
FHA/VA Servicing Transfer Requirements
John Burnett - Yesterday at 07:47 PM
HMDA
This forum is for discussions on the Home Mortgage Disclosure Act
7596 40211
purchase lot with SFR that will be torn down-HMDA?
David Dickinson - Yesterday at 06:28 PM
Human Resources (2 viewing) 1985 14207
Part time teller at two different banks
BrianC - Yesterday at 10:46 PM
Lending Compliance (9 viewing) 47553 209211
SBA PPP 60 day forgiveness timeline vs Reg B
rlcarey - Yesterday at 10:05 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1176 6230
Homeownership Counseling Act/SCRA - HELP!
rlcarey - Yesterday at 10:07 PM
Marketing 4485 16638
APR in Ads
Compliance Dave - Yesterday at 07:33 PM
Need to Remain Anonymous (7 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13809 64107
Secondary Market and Denials
Rocky P - 1 hour ago
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1354 6000
Tips for reviewing existing Policies & Procedures
HappyGilmore - 09/21/20 04:38 PM
Operations Compliance (3 viewing)
Discussion of operations-related issues and questions
12552 52587
SSN's and DOB's on Sig Cards
Compliance NABW - 09/16/20 08:03 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA 4672 27360
Section 8 - Closing Cost Credit
ZmbRzr - 09/21/20 02:35 PM
Risk Management 442 1588
Asset Size and Regulatory Oversight
P*Q - 09/01/20 03:56 PM
S.A.F.E. Act Forum (1 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
686 4198
MLO Changing Positions and NMLS Registry
Community Banker - Yesterday at 01:32 PM
Security - PUBLIC 1987 11401
security camera tape
JacPCB - 06/30/20 07:55 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
408 951
Oregon Escrow Accounts and Interest
Cloud9 - 05/18/20 05:00 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas (1 viewing) 45 90
Elder Financial Exploitation
Sugar Coater - 03/05/20 07:58 PM
California 518 1597
eLevy
rlcarey - 09/11/20 06:24 PM
Colorado
Colorado Compliance Professionals
161 412
Are Escrow Companies required to be licensed
rlcarey - 07/01/20 11:25 AM
Connecticut
State Specific Compliance Forum
61 129
Savings Accounts Check Holds
John Burnett - 01/29/20 07:39 PM
Florida (1 viewing) 571 1621
Adding force placed insurance to loan balance
rlcarey - 07/03/20 08:19 PM
Georgia 542 2050
Consumer Loan Deferment
rlcarey - 07/07/20 02:12 PM
Illinois 621 1701
Note and Security Agreement
CindyS - 09/03/20 06:45 PM
Indiana 494 1729
IN County Auditor Fee-recorder fee or transfer tax
Dan Persfull - 07/28/20 08:14 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 622 1895
Protect My KY Home disclosure for Const?
rlcarey - 09/21/20 02:08 PM
Louisiana 73 180
Maryland 95 232
Multiple Beneficaries
rlcarey - 08/19/20 08:59 PM
Massachusetts 577 1662
Safe Deposit Box- Assessing an Access Fee
Jaime Lannan - 06/25/20 09:56 PM
Michigan 255 722
PC598 AFFIDAVIT OF DECEDENT'S SUCCESSOR...
ComplianceGurl - 05/15/20 02:52 PM
Minnesota 259 691
Paid Loan
rlcarey - 06/26/20 05:47 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey (1 viewing) 341 1239
New Jersey Fee Restriction & Renovation Lending
CMSIngenue - 11/21/19 04:00 PM
New Mexico 35 117
New Mexico LLC ?
rlcarey - 07/06/20 02:11 PM
New York 346 839
NYS High Cost Test
Soccer - 09/02/20 08:17 PM
North Carolina 85 239
POA and POD accounts
John Burnett - 03/03/20 08:32 PM
Ohio 205 499
Deferment Agreement
slicehead - 03/31/20 12:51 PM
Oklahoma 566 1964
Legal fees cap?
Pauli Loeffler - 09/15/20 12:53 AM
Pennsylvania (1 viewing) 455 1374
COVID 19 and bank settlement services
KarenK - 04/09/20 06:12 PM
South Carolina 205 635
Tennessee 381 1013
MSB TN License & FinCEN Registration?
rlcarey - 09/01/20 07:33 PM
Texas 1623 6852
Virginia 118 289
Marijuana related account
BSA Gal - 03/09/20 01:51 PM
Washington State 150 418
Retainage agreement?
Puzzled - 01/10/20 05:17 PM
Washington, DC 7 12
Mortgage Application - Required Signatures/Dates
PTownBeards - 11/16/15 09:47 PM
Wisconsin (1 viewing)
Wisconsin state-specific discussion forum
399 1550
Safe Deposit Box Record Retention
Complycated - 07/22/20 01:49 PM
Wyoming (1 viewing) 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (31 viewing)
The spot to blow off steam and have fun.
25033 909694
She Dead.
edAudit - Yesterday at 07:35 PM
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1703 57793
COVID Stressed??
edAudit - 09/18/20 01:51 PM