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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
862 4750
Re: Investment Property Ex...
(Soccer) - 10/17/18 12:29 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
214 1006
Re: Analysis
(George) - 10/15/18 01:25 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
182 1158
Re: HOEPA - Cure
(raitchjay) - 06/21/18 03:44 PM
HMDA Overhaul 2018 (2 viewing)
Discussion on the revised HMDA rules effective in 2018
810 6956
Re: Proof of reported inco...
(angela aniol) - Yesterday at 05:54 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
461 2615
Re: Appraisal Notice at Cl...
(raitchjay) - 10/09/18 03:04 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
238 1320
Re: Employee discount on b...
(Dan Persfull) - 09/26/18 01:42 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
693 3043
Small Servicer - Looking a...
(scbro89) - 10/15/18 01:24 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
198 961
Re: Wire Transfer Originat...
(rlcarey) - 08/27/18 06:45 PM
TRID - TILA/RESPA Integrated Disclosures Rule (3 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3434 23685
Re: Lower Fee Amounts and ...
(rlcarey) - Yesterday at 06:19 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
48 511
Re: Stop Overdraft Profite...
(burkemi) - 09/26/18 04:25 PM
Article 9 392 1434
Re: UCC / Fixture Filing
(rainman) - 10/08/18 04:09 PM
Audit
Discussions of audit-related questions and issues
3675 17662
Re: CECL
(Tater) - 10/10/18 10:06 AM
BSA/AML/CIP/OFAC Forum (12 viewing)
CIP, BSA and PATRIOT Act Issues
19237 102535
Re: Employee / Cash deposi...
(BrianC) - Yesterday at 08:33 PM
CRA (1 viewing)
Discussions of Community Reinvestment Act issues.
4687 25074
Re: CRA Reform
(Adam Witmer) - Yesterday at 08:12 AM
Deposits and Payments (4 viewing) 12366 53153
Re: ENDORSEMENT ON BUSINES...
(Banker*23) - Yesterday at 05:41 PM
Disaster Recovery 276 1356
Florence
(Andy Z) - 09/21/18 05:49 PM
eBanking / Technology
Discussions of electronic banking services and technology issues.
4850 21125
Re: ACH entry and REG. DD
(BrianC) - 10/09/18 02:00 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
482 2429
Re: Joint Intent- Commerci...
(David Dickinson) - 10/09/18 03:20 PM
FCRA (2 viewing)
Questions and comments on the Fair Credit Reporting Act.
4194 19599
Re: Debt to Income Reason ...
(John Burnett) - 10/18/18 04:35 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 01:07 PM
Flood Compliance (1 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3147 16784
Re: Deck affected by SFHA
(Spartan Fan) - 10/17/18 01:21 PM
General Discussion (2 viewing) 25274 124570
Re: Safe Deposit Box Renta...
(HappyGilmore) - 10/17/18 11:18 AM
HMDA (1 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7475 39540
Re: No new money ends with...
(RR Joker) - 10/16/18 02:21 PM
Human Resources 1956 13983
Re: Tattoos & Piercing...
(OldTymeBanker) - 10/18/18 07:46 PM
Lending Compliance (7 viewing) 46557 204699
Re: Existing Appraisal to ...
(bgehres) - Yesterday at 04:32 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (2 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1117 5981
Re: H.R. 5515 John McCain ...
(John Burnett) - 10/11/18 05:39 PM
Marketing 4350 16104
Re: Equal Housing Lender
(Ofur) - Yesterday at 02:34 PM
Need to Remain Anonymous (2 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13020 60316
Re: Charge NSF Fee on Busi...
(Richard Insley) - Yesterday at 07:09 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1322 5865
Re: AMC rejected appraisal...
(Andy Z) - 09/07/18 05:11 PM
Operations Compliance (1 viewing)
Discussion of operations-related issues and questions
12319 51604
Re: Reg E: Definition of U...
(BrianC) - Yesterday at 07:10 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 163
New HMDA verification tool
(Andy Z) - 08/09/18 01:48 PM
RESPA (2 viewing) 4622 27116
Re: Escrow Set Up After Cl...
(Darn Regs) - 10/18/18 01:41 PM
Risk Management 425 1533
Re: Cell phone recordings
(McFly) - 09/24/18 05:46 PM
S.A.F.E. Act Forum (1 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
651 4066
Re: Application Taken not ...
(rlcarey) - 10/17/18 01:00 PM
Security - PUBLIC 1982 11376
Re: FBI warns of global AT...
(Elwood P. Dowd) - 10/12/18 10:51 AM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
402 924
AZ - Disbursement Dates
(Vivian) - 09/18/18 10:28 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California 512 1550
Re: NEW California Privacy...
(Dan Persfull) - 07/02/18 03:35 PM
Colorado
Colorado Compliance Professionals
154 392
CO Cybersecurity Standards
(drchiles) - 06/19/18 11:03 AM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 11:46 AM
Florida 557 1573
Account Titles
(loyo111) - 09/12/18 01:15 PM
Georgia (1 viewing) 538 2031
Re: Foreclosure on Rental ...
(RR Joker) - 08/01/18 04:15 PM
Illinois (1 viewing) 603 1671
Re: Subpoena includes depo...
(rlcarey) - 10/18/18 10:40 AM
Indiana 489 1703
Re: Dormant Certificate of...
(Bankwoman1) - 10/03/18 04:32 PM
Iowa 210 720
Re: Marshall County taxes ...
(Truffle Royale) - 08/23/18 11:36 AM
Kentucky 604 1852
Re: State Withholding on a...
(KYWoman) - 10/09/18 01:47 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 03:33 PM
Maryland 94 229
Re: Foreclosure In MD
(WABComply) - 08/03/18 10:45 AM
Massachusetts 556 1606
Re: Massachusetts License/...
(John Burnett) - Yesterday at 04:57 PM
Michigan 253 715
Re: Financial Institution ...
(bigfish) - 08/13/18 02:36 PM
Minnesota 245 656
Re: MN mortgage taxes and ...
(rlcarey) - 08/09/18 05:43 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey (1 viewing) 338 1234
NJ Updates RMLA for licens...
(drchiles) - 08/29/18 12:15 PM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 10:09 AM
New York 331 782
Re: Copies of SARS to DFS
(PraBSA) - 08/24/18 10:12 AM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 08:31 AM
Ohio 197 481
Sharing Customer Informati...
(Isn'tThisFun) - 08/13/18 02:52 PM
Oklahoma 555 1917
Satisfaction of Lien
(HRH Okie Banker) - 10/02/18 12:56 PM
Pennsylvania (1 viewing) 447 1349
Re: Selling Shirts for Cha...
(rlcarey) - 10/03/18 04:17 PM
South Carolina 199 620
Re: SC Signature Cards
(Monster) - 08/28/18 11:04 AM
Tennessee 370 986
Re: Re-disclose for Proper...
(Libelle) - Yesterday at 05:23 PM
Texas (1 viewing) 1595 6756
Re: TX "Tax Cert...
(rlcarey) - 10/09/18 01:01 PM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 149 416
WA State - Putting loan #'...
(Compliance Action Subscriber 1054) - 10/01/18 03:29 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
387 1518
Right to Cure - First Lien...
(Jen J) - 10/16/18 05:42 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (47 viewing)
The spot to blow off steam and have fun.
24929 901332
Re: Song Titles
(Reg Warrior) - Yesterday at 06:44 PM
The BOL Couch (1 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1687 57055
Re: Special Improvement Di...
(EuphegeniaDoubtfire) - Yesterday at 04:58 PM