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Special Instructions
Forums for general discussion
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums (3 viewing) 3 6
Re: PRIVATE FORUMS APPROVA...
(Truffle Royale) - 09/30/08 07:55 PM
Dodd-Frank Final Rules Discussions
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (13 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
662 3829
QM/HPML non balloon loan
(linda17623) - 02/28/15 09:56 AM
Escrows on Higher-Priced Mortgages (1 viewing)
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
133 675
Re: Escrow on Jumbo Loans
(John Burnett) - 02/23/15 03:12 PM
HOEPA and Homeowner Counseling Rule (2 viewing)
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
156 1036
Re: Homeowner Counseling N...
(John Burnett) - 02/04/15 03:08 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (2 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
315 1771
Re: Vacant abandoned dwell...
(HRH Okie Banker) - 02/09/15 02:24 PM
Integrated Mortgage Disclosures Final Rules (18 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
109 677
Re: Balloon Payment Questi...
(Jerod Moyer) - 02/27/15 04:36 PM
Loan Originator Compensation Rule (4 viewing)
Discussion on the CFPB final rules on LO compensation.
200 1134
Re: NMLS ID on Final Appli...
(John Burnett) - 02/11/15 10:55 AM
Mortgage Servicing Rules (7 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
424 1997
Initial ARM Notice 1026.20...
(JoAnne) - 02/24/15 04:19 PM
Remittance Transfer Rule (2 viewing)
Discussions on the final rule (subpart B of Regulation E)
174 871
Re: Business Accounts and ...
(Comply-Guy) - 02/23/15 05:50 PM
Banker Forums
Our Forums
  Forums Threads Posts Last Post
Comments on Proposed Regulations (2 viewing)
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
40 451
Re: Proposal of changes to...
(John Burnett) - 02/23/15 01:38 PM
Article 9 (1 viewing) 379 1390
filing a cattefeeders lien
(amlafrance) - 02/25/15 12:04 PM
Audit (34 viewing)
Discussions of audit-related questions and issues
3463 16616
Re: Internal Audit Risk As...
(DBrk) - 02/26/15 05:36 PM
BSA/AML/CIP/OFAC Forum (183 viewing)
CIP, BSA and PATRIOT Act Issues
16660 87646
Re: Customer asking how ma...
(John Burnett) - 02/27/15 04:18 PM
CRA (42 viewing)
Discussions of Community Reinvestment Act issues.
3965 21560
Medicaid Waivers
(mgs41) - Yesterday at 02:36 PM
Deposits and Payments (139 viewing) 10744 45984
Re: Consumer disclosures f...
(Ken_Pegasus) - 02/27/15 05:26 PM
Disaster Recovery 260 1308
WAN Optimization is the so...
(BankNetwork) - 02/13/15 07:21 PM
eBanking / Technology (55 viewing)
Discussions of electronic banking services and technology issues.
4361 19018
Re: Reg E Error
(happyauditor) - 02/27/15 04:40 PM
Fair Lending (2 viewing)
Questions, responses and comments on Fair Lending topics.
207 1018
Re: Fair Lending? ECOA? TI...
(Rocky P) - 02/23/15 09:19 AM
FCRA (25 viewing)
Questions and comments on the Fair Credit Reporting Act.
3831 17998
Re: E-Oscar Paid loan for ...
(Jade'sFire) - 02/26/15 03:20 PM
Financial Reform (4 viewing)
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
330 3219
All the students fail the ...
(Pale Rider) - 08/07/14 10:44 AM
Flood Compliance (16 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
2158 11372
Re: participated loans and...
(rlcarey) - 02/27/15 06:55 PM
General Discussion (200 viewing) 24379 120474
Re: Minor Checking Account
(Ken_Pegasus) - 02/27/15 03:56 PM
HMDA (60 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
6290 31712
Re: Counter offer Not Acce...
(Kathleen B) - Yesterday at 10:00 PM
Human Resources (36 viewing) 1865 13231
Re: Branch Refresher Train...
(Rick Wemmers) - 02/27/15 11:15 AM
Lending Compliance (264 viewing) 43470 190559
Re: ESIGN Disclosure Deliv...
(Richard Insley) - 02/28/15 12:50 AM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (6 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
797 3870
Re: SCRA and Flood (commer...
(Dan Persfull) - 02/27/15 10:37 AM
Marketing (26 viewing) 3961 14558
Re: 5/3 ARM
(TooManyQ) - 02/27/15 04:53 PM
Need to Remain Anonymous (223 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
10925 50129
Re: Email Address Requied
(rlcarey) - Yesterday at 11:57 AM
Newbie Nook (11 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1248 5543
Re: Information Security
(AudOne) - 02/11/15 05:24 PM
Operations Compliance (107 viewing)
Discussion of operations-related issues and questions
11573 48272
Re: Reporting cash back on...
(rlcarey) - 02/27/15 04:07 PM
RESPA (50 viewing) 4311 25500
Re: Borrower doesn't want ...
(Truffle Royale) - 02/27/15 06:58 PM
Risk Management (11 viewing) 378 1383
Re: Enterprise Risk Manage...
(TooManyQ) - 02/25/15 03:08 PM
S.A.F.E. Act Forum (8 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
560 3681
Re: SAFE Act - Live aboard...
(RFBanker) - 02/25/15 12:26 PM
Security - PUBLIC (24 viewing) 1945 11208
Re: Accepting ID Issued at...
(Ken_Pegasus) - 02/16/15 06:02 AM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (3 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
369 855
cashing checks payable to ...
(krose) - 02/27/15 04:29 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
16 37
Puerto Rico Tax Law change...
(cody_c) - 10/11/13 09:28 AM
Arkansas 35 70
Account Dormancy Periods
(leobsayer) - 02/24/15 04:10 PM
California (3 viewing) 482 1484
Workshare Agreements betwe...
(luvs2trvl) - 01/22/15 09:20 AM
Colorado
Colorado Compliance Professionals
144 374
Re: Charging for paper sta...
(cbinder63) - 02/09/15 11:54 AM
Connecticut (1 viewing)
State Specific Compliance Forum
57 123
Re: Drive Only License and...
(New Manager) - 01/05/15 12:36 PM
Florida (6 viewing) 516 1452
Instant Issue Debit Cards ...
(jlhutch99) - 02/27/15 11:26 AM
Georgia (7 viewing) 499 1877
Re: New Georgia Compliance...
(Ken_Pegasus) - 02/06/15 06:31 AM
Illinois (16 viewing) 547 1524
Re: Inactive Account Notic...
(rlcarey) - 02/27/15 08:47 AM
Indiana (18 viewing) 449 1586
Re: payoff fee
(Dan Persfull) - 02/24/15 04:04 PM
Iowa (3 viewing) 200 678
Re: State Tax Refunds Bein...
(ahkcompliance) - 02/12/15 09:15 AM
Kentucky (6 viewing) 543 1664
Re: Sole Proprietor naming...
(mstark) - 02/26/15 04:26 PM
Louisiana (2 viewing) 51 128
Safe Deposit Box / Joint O...
(gcook11) - 01/21/15 06:29 PM
Maryland (2 viewing) 86 213
Financing Agreement
(djfritz) - 11/25/14 10:22 AM
Massachusetts (5 viewing) 502 1472
Re: Death Payment Claim - ...
(John Burnett) - 02/26/15 10:31 AM
Michigan (3 viewing) 242 691
Re: How Many People in Com...
(rlcarey) - 09/30/14 06:25 PM
Minnesota (3 viewing) 202 561
Re: Maturity Date on Mortg...
(RR Sarah) - 02/20/15 09:28 AM
New Hampshire
New Hampshire Specific State Forum
32 66
Homestead Rights and Owner...
(Dusty) - 02/09/15 12:14 PM
New Jersey (5 viewing) 310 1171
NJDOBI 2015 High Cost Hom...
(Reads Regs) - 02/20/15 11:08 AM
New Mexico (1 viewing) 32 107
Re: New Mexico Home Loan P...
(rlcarey) - 11/08/14 04:50 PM
New York (1 viewing) 305 714
Re: Elder Financial Abuse
(nu2regs) - 02/27/15 03:46 PM
North Carolina (2 viewing) 67 198
Re: opening a loan product...
(elcinoca) - 11/03/14 04:52 PM
Ohio (5 viewing) 182 435
Re: Dower Rights???
(HDavidson) - 02/06/15 11:25 AM
Oklahoma (7 viewing) 503 1756
Definition of "Consum...
(Reg Booster) - 02/17/15 11:42 AM
Pennsylvania (20 viewing) 406 1227
Re: Providing Bank Records...
(low profile) - 02/27/15 10:39 AM
South Carolina (5 viewing) 174 525
Re: Good Faith Estimate Ch...
(JLynch) - 02/19/15 11:46 AM
Tennessee (4 viewing) 324 852
Re: Cashing checks payable...
(SonnyGirl) - 02/24/15 04:57 PM
Texas (17 viewing) 1436 5971
Re: mailing Notice Concern...
(Maggie80) - 02/27/15 11:47 AM
Virginia (5 viewing) 115 285
Docs from closing agent
(Rocky P) - 09/23/14 08:12 AM
Washington State (2 viewing) 134 377
Re: Question about recorde...
(RFBanker) - 02/19/15 04:30 PM
Washington, DC 6 11
HUD question
(komply) - 01/13/12 01:31 PM
Wisconsin (12 viewing)
Wisconsin state-specific discussion forum
331 1302
Re: POA and POD
(DoS) - 01/30/15 01:26 PM
Wyoming (1 viewing) 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (162 viewing)
The spot to blow off steam and have fun.
24030 855082
Re: RIP Leonard Nimoy
(waldensouth) - Yesterday at 08:06 PM
The BOL Couch (50 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1608 63017
Re: Caring for our parents
(Truffle Royale) - 02/27/15 01:42 PM