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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums (1 viewing) 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
848 4678
Re: Small bank QM changes ...
(BeechFlyboy) - 06/01/18 04:24 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
210 994
Re: ACH payments with Escr...
(Angela) - 06/12/18 12:57 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
182 1146
Re: Small Servicer Exempti...
(Banker57) - 05/01/18 02:58 PM
HMDA Overhaul 2018 (2 viewing)
Discussion on the revised HMDA rules effective in 2018
648 5732
Re: Negative Income and DT...
(HMDA Warrior) - 06/15/18 07:14 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (1 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
456 2598
Re: Second Appraisal - Jum...
(Vivian) - 06/12/18 03:41 PM
Loan Originator Compensation Rule (1 viewing)
Discussion on the CFPB final rules on LO compensation.
235 1302
Just checking...
(MB Guy) - 04/16/18 05:22 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
681 2986
Re: Question around HELOC ...
(GTS333) - 05/31/18 02:59 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
196 958
Business EFT Disclosure
(t0dd) - 05/18/18 04:59 PM
TRID - TILA/RESPA Integrated Disclosures Rule (8 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3234 22329
HOEPA Loan Discovered-Fix?...
(rlcarey) - 06/15/18 11:53 AM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
47 505
Re: CFPB Proposal to amend...
(Always In Training) - 06/23/17 02:47 PM
Article 9 (2 viewing) 390 1427
Liens on Boats, etc.
(CometMan) - 05/21/18 03:37 PM
Audit
Discussions of audit-related questions and issues
3663 17603
Re: ATM Audit Question
(Rocky P) - 06/11/18 06:46 AM
BSA/AML/CIP/OFAC Forum (12 viewing)
CIP, BSA and PATRIOT Act Issues
18995 101204
Re: Beneficial Ownership a...
(John Burnett) - 06/15/18 01:33 PM
CRA (4 viewing)
Discussions of Community Reinvestment Act issues.
4646 24889
Re: Tract 9999.99???
(OnTheEdge) - 06/15/18 02:24 PM
Deposits and Payments (8 viewing) 12221 52499
Re: account closing/ kitin...
(Valley girl) - 06/15/18 03:38 PM
Disaster Recovery 275 1355
Re: Business Impact Analys...
(bcompliance) - 11/14/17 12:23 PM
eBanking / Technology
Discussions of electronic banking services and technology issues.
4821 20979
Business Card Dispute
(banker-12) - 06/16/18 11:44 AM
Fair Lending (1 viewing)
Questions, responses and comments on Fair Lending topics.
468 2360
Re: Requiring a Closing Pr...
(rlcarey) - 06/14/18 11:50 AM
FCRA
Questions and comments on the Fair Credit Reporting Act.
4171 19472
Re: Pre-qualifications-FCR...
(rlcarey) - 06/15/18 04:32 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 01:07 PM
Flood Compliance (1 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3096 16488
Re: Letter of Map Amendmen...
(rlcarey) - 06/15/18 03:14 PM
General Discussion (14 viewing) 25217 124271
Required Notification in A...
(TINKerBell) - 27 minutes 8 seconds ago
HMDA (2 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7443 39348
Re: CFPB Posts 2017 HMDA D...
(Soccer) - 06/15/18 07:45 AM
Human Resources 1944 13834
Re: FMLA
(edAudit) - 05/09/18 07:02 AM
Lending Compliance (17 viewing) 46353 203818
Re: Non-home equity open-e...
(kbaird) - 06/15/18 04:22 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1111 5905
Re: SCRA Portfolio Search
(Andy Z) - 06/15/18 03:50 PM
Marketing (1 viewing) 4315 15947
Re: Message on Hold
(John Burnett) - 06/11/18 04:31 PM
Need to Remain Anonymous (2 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12840 59406
Re: Beneficial ownership
(rlcarey) - 06/15/18 05:47 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1321 5860
Re: Training.............
(RR Sarah) - 06/07/18 05:32 PM
Operations Compliance (5 viewing)
Discussion of operations-related issues and questions
12249 51309
ACH Transfer Agreement for...
(IUalum) - 36 minutes 46 seconds ago
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
9 123
Re: Senate Bill 2155 - ECG...
(Questions) - 05/31/18 09:32 AM
RESPA (2 viewing) 4605 27031
Re: PMI Termination Date C...
(rlcarey) - 06/15/18 05:01 PM
Risk Management 423 1524
Re: Risk Appetite Statemen...
(Darth HMDA, CRCM ) - 06/04/18 01:22 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
644 4034
When to terminate
(bamboozled) - 06/04/18 11:01 AM
Security - PUBLIC 1978 11357
Re: Bank Protection Act - ...
(complinewbie) - 06/14/18 10:43 AM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (1 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
398 918
Re: Reverse Mortgages
(rlcarey) - 05/23/18 02:39 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California (1 viewing) 511 1545
Re: RE Lending to Consumer...
(Reg Warrior) - 05/08/18 02:41 PM
Colorado
Colorado Compliance Professionals
153 391
COLORADO ESCROW ACCOUNTS
(Jay McGee) - 05/08/18 04:07 PM
Connecticut
State Specific Compliance Forum
59 126
Mortgage Document - Close...
(jmd) - 01/08/18 05:29 PM
Florida (1 viewing) 556 1572
OFR Real System
(Lilly C) - 05/22/18 09:15 AM
Georgia 536 2023
Re: GRMA fee?
(RR Joker) - 05/21/18 10:44 AM
Illinois 594 1653
Re: Liens on Boats
(rlcarey) - 05/25/18 09:36 AM
Indiana 486 1684
Re: IN record retention
(GrBo1006) - 05/04/18 12:06 PM
Iowa (1 viewing) 209 717
Re: Common Stock
(ahkcompliance) - 12/13/17 09:43 AM
Kentucky 595 1828
Mobile Branch Charter
(Irishguy) - 06/15/18 10:43 AM
Louisiana 72 179
Re: Documents for a Politi...
(Shondra) - 04/13/18 12:35 PM
Maryland 92 224
Re: Understanding state la...
(ABrooks) - 03/30/18 10:38 AM
Massachusetts 547 1578
Re: Declaration of Trust
(Jo) - 05/01/18 11:50 AM
Michigan 253 714
Deposits to MUTMA acct aft...
(truckman30) - 06/06/18 04:27 PM
Minnesota 242 646
Junior Mortgage
(KeepSmiling) - 05/18/18 03:22 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey (2 viewing) 336 1231
Re: 5/4 Gov. Murphy Signs ...
(Reads Regs) - 05/28/18 08:43 PM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 10:09 AM
New York (1 viewing) 330 776
Re: NYS DFS BSA Compliance...
(edAudit) - 04/26/18 11:00 AM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 08:31 AM
Ohio 196 480
Re: Ohio Good Funds Law 20...
(LesaB) - 12/04/17 03:19 PM
Oklahoma 551 1900
Re: Oklahoma Usury Law
(Soonergal) - 06/11/18 02:06 PM
Pennsylvania 442 1336
Mortgages with no Escrow
(Ready to Retire) - 05/15/18 11:47 AM
South Carolina 197 615
Updated Late Fee Min/Max
(Cowboys Fan) - 06/07/18 02:19 PM
Tennessee 367 975
Re: Photocopying Driver's ...
(Ken_Pegasus) - 06/15/18 10:46 AM
Texas (1 viewing) 1580 6712
Re: MRB/Hemp no THC
(RockChucker, CAMS) - 06/14/18 05:37 PM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 146 411
Re: POA - Agent's Certific...
(John Burnett) - 01/23/18 08:52 AM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
384 1513
Re: Elimination of Interes...
(rlcarey) - 06/06/18 03:03 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (24 viewing)
The spot to blow off steam and have fun.
24890 897829
Re: Word Associations - Se...
(DeeQ) - Today at 07:44 AM
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1685 56998
Re: KETO DIET
(JennJNW) - 05/31/18 03:29 PM