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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
837 4629
Re: QM Points and Fees Cal...
(Darn Regs) - 02/14/18 04:00 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
199 937
Re: Multiple Properties - ...
(Dan Persfull) - 02/20/18 03:54 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
179 1129
Re: HOEPA Workout Loan
(Dan Persfull) - 02/20/18 04:26 PM
HMDA Overhaul 2018 (2 viewing)
Discussion on the revised HMDA rules effective in 2018
466 4251
Re: Credit Score - No Co-A...
(ahou) - 02/23/18 05:30 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
446 2536
Re: delivery of Validation...
(MarieR) - 01/09/18 11:09 AM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
234 1286
Re: Incent more for CRA-qu...
(Tarhe) - 12/28/17 11:40 AM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
643 2818
Adding Confirmed SII as ob...
(RegObsessed) - Yesterday at 03:15 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
195 953
Re: Receipt When Payment i...
(John Burnett) - 02/01/18 02:25 PM
TRID - TILA/RESPA Integrated Disclosures Rule (1 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3082 21204
Re: Assumptions & Disc...
(rlcarey) - Yesterday at 07:05 AM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
47 505
Re: CFPB Proposal to amend...
(Always In Training) - 06/23/17 02:47 PM
Article 9 389 1426
Re: Notification of PMSI -...
(fmissle) - 02/16/18 04:10 PM
Audit (5 viewing)
Discussions of audit-related questions and issues
3655 17548
Re: Compliance Officer Job...
(Richard Insley) - 02/19/18 03:11 PM
BSA/AML/CIP/OFAC Forum (12 viewing)
CIP, BSA and PATRIOT Act Issues
18701 99215
Revoke Phase I exemption?
(Daisy Doodle) - Yesterday at 12:00 PM
CRA (3 viewing)
Discussions of Community Reinvestment Act issues.
4608 24698
Re: CD Loan? - Const SFR M...
(fmissle) - 02/23/18 03:44 PM
Deposits and Payments (8 viewing) 12091 51921
Re: Consumer Debit Cards a...
(burkemi) - 02/23/18 10:03 PM
Disaster Recovery (1 viewing) 275 1355
Re: Business Impact Analys...
(bcompliance) - 11/14/17 12:23 PM
eBanking / Technology (2 viewing)
Discussions of electronic banking services and technology issues.
4788 20797
Re: Debit Card Dispute
(Valley girl) - 02/23/18 12:02 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
441 2225
Re: Minimum Loan Amounts
(Rocky P) - 02/04/18 05:24 PM
FCRA (4 viewing)
Questions and comments on the Fair Credit Reporting Act.
4142 19354
Re: CRAnotice to consumer ...
(rlcarey) - Yesterday at 07:22 AM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 01:07 PM
Flood Compliance (3 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3042 16154
Re: Financing Flood Insura...
(Andy Z) - 02/23/18 03:54 PM
General Discussion (12 viewing) 25157 124001
Re: beneficiary TIN requir...
(Ken_Pegasus) - 02/23/18 04:47 PM
HMDA (1 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7411 39134
File Fomatting Errors
(JoAnne) - Yesterday at 09:09 PM
Human Resources (3 viewing) 1938 13789
Re: Part Timer's PTO/Sick ...
(dreamz) - 02/15/18 04:45 PM
Lending Compliance (35 viewing) 46159 202906
Mitigating Factors to Loan...
(LaLendingLady) - 02/23/18 07:40 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1093 5810
Re: SCRA reserves question
(Andy Z) - 02/23/18 04:43 PM
Marketing (2 viewing) 4276 15720
Re: Valid date on brochure...
(burkemi) - 02/21/18 02:29 PM
Need to Remain Anonymous (5 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12676 58498
Re: HMDA IRS report is all...
(#Just Jay) - 02/23/18 05:01 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1320 5848
Re: EOY IRA statement
(Ken_Pegasus) - 12/23/17 10:27 AM
Operations Compliance (5 viewing)
Discussion of operations-related issues and questions
12182 50997
Re: Customer liable for un...
(BSAChick) - 02/23/18 08:57 AM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
6 82
Re: CECL?
(rlcarey) - 07/05/17 08:34 AM
RESPA (2 viewing) 4589 26942
Re: Signage
(Dan Persfull) - 02/23/18 04:09 PM
Risk Management 420 1513
Re: Due Dilienge on Courie...
(rlcarey) - Yesterday at 07:24 AM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
638 4019
Re: MLO Change
(rlcarey) - 02/22/18 01:14 PM
Security - PUBLIC (1 viewing) 1977 11354
Re: Reporting Counterfeit ...
(Andy Z) - 11/30/17 12:46 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
392 908
State Req. Promissory Note...
(PJG2000) - 02/05/18 04:09 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas (1 viewing) 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California 510 1542
Re: SB2 - CA Recording Fee...
(Reg Warrior) - 02/08/18 06:54 PM
Colorado
Colorado Compliance Professionals
151 387
Re: Affidavit of Trust
(rlcarey) - 12/30/17 08:48 AM
Connecticut
State Specific Compliance Forum
59 126
Mortgage Document - Close...
(jmd) - 01/08/18 05:29 PM
Florida 553 1568
Sweepstake account/ Game p...
(Lilly C) - 02/05/18 10:53 AM
Georgia (2 viewing) 536 2020
Re: Loan Skip-a-payment Pr...
(GilaMonster) - 11/17/17 09:36 AM
Illinois 588 1631
Re: Dec'd renter SDB inven...
(Ken_Pegasus) - Yesterday at 05:39 AM
Indiana (1 viewing) 483 1677
Re: IN Specific Provisions...
(rlcarey) - 01/25/18 04:02 PM
Iowa 209 717
Re: Common Stock
(ahkcompliance) - 12/13/17 09:43 AM
Kentucky 588 1812
Re: Garnishment/Levy Again...
(Compliance Ben) - 02/21/18 02:58 PM
Louisiana 71 175
Documents for a Political ...
(Daisy Doodle) - 01/11/18 10:50 AM
Maryland (1 viewing) 92 222
Understanding state laws a...
(ABrooks) - 01/02/18 04:51 PM
Massachusetts 542 1564
Re: Living Trust-Donor/Tru...
(John Burnett) - 02/21/18 03:28 PM
Michigan 249 706
Attorney in Fact Mortgage ...
(Harambe) - 11/30/17 10:46 AM
Minnesota 238 639
Re: Overdraft fee
(Banker Gal) - 01/29/18 09:37 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey (1 viewing) 334 1225
Re: Record Retention - Com...
(rlcarey) - 02/16/18 06:58 AM
New Mexico 33 112
Re: banking tribal nations
(fmissle) - 03/03/17 07:21 PM
New York 327 767
Re: Federal Taxes vs NYS E...
(edAudit) - 01/02/18 09:42 AM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 08:31 AM
Ohio (1 viewing) 196 480
Re: Ohio Good Funds Law 20...
(LesaB) - 12/04/17 03:19 PM
Oklahoma 543 1881
Re: Accuity "Oklahoma...
(danyielg) - 02/14/18 11:27 AM
Pennsylvania 440 1332
Re: PA escheatment laws
(Glitterfun) - 02/07/18 01:44 PM
South Carolina 197 614
Re: Elder Financial Abuse
(GilaMonster) - 12/14/17 07:37 AM
Tennessee (2 viewing) 363 960
Re: Unclaimed Property - H...
(rlcarey) - 01/04/18 08:24 AM
Texas (1 viewing) 1573 6687
Cashier's Check endorsemen...
(Underthebus) - 02/21/18 11:29 AM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 146 411
Re: POA - Agent's Certific...
(John Burnett) - 01/23/18 08:52 AM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
383 1507
Re: Application of Payment...
(Bec) - 01/19/18 03:27 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (33 viewing)
The spot to blow off steam and have fun.
24857 893015
Re: Random Thoughts
(raitchjay) - 02/23/18 06:12 PM
The BOL Couch
This is the place to go when you need input on problems of a nonbanking-related nature.
1684 56927
Re: New Compliance Officer
(Ken_Pegasus) - 02/23/18 04:43 PM