Learn More - Click Here!

Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
920 5109
Can Season QM Rule be applied to past loans
John Burnett - 06/15/21 02:53 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
243 1166
Escrow Flood Insurance
rlcarey - 05/25/21 04:14 PM
HOEPA and Homeowner Counseling Rule (1 viewing)
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
191 1195
HMDA Overhaul 2018 (2 viewing)
Discussion on the revised HMDA rules effective in 2018
1304 10131
Property Value: Total or equity available
MBrownie - 06/18/21 06:09 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
508 2834
Can loan officer value land where home sits?
rlcarey - 06/09/21 05:43 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
254 1397
MLOs an Exempt Employee or Not?
ccman - 06/09/21 04:32 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
779 3367
Notice of Complete Loss Mit App
John Burnett - 06/07/21 03:36 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
204 997
Incoming Wires and Dual Controls
rlcarey - 08/17/20 05:46 PM
TRID - TILA/RESPA Integrated Disclosures Rule
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
4161 28047
Juneteenth
Comply 101 - 06/18/21 08:50 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
52 527
FDCPA Final Rule - Applicable to Banks?
John Burnett - 11/10/20 03:26 PM
Article 9 (1 viewing) 397 1449
Timeframe for holding cattle
rlcarey - 04/22/21 06:22 PM
Audit (1 viewing)
Discussions of audit-related questions and issues
3729 17912
Q-factors for CECL
Arrom Kim - 06/18/21 04:45 PM
BSA/AML/CIP/OFAC Forum (4 viewing)
CIP, BSA and PATRIOT Act Issues
20171 107234
CRA (2 viewing)
Discussions of Community Reinvestment Act issues.
4983 26318
ESG and CRA?
Pale Rider - 06/18/21 02:38 PM
Deposits and Payments (7 viewing) 13197 57005
Minimum Balance to Avoid Fee
rlcarey - 06/18/21 08:59 PM
Disaster Recovery 282 1372
Temporary Closure
Brandy Friesen, CRCM - 03/13/20 08:51 PM
eBanking / Technology (3 viewing)
Discussions of electronic banking services and technology issues.
5083 22289
Telephone ACH Confirmation
MTW75 - 06/17/21 05:41 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
607 3068
1st lien on dwelling valuation rule
rlcarey - 05/21/21 01:10 PM
FCRA (2 viewing)
Questions and comments on the Fair Credit Reporting Act.
4328 20255
withdrawn before end of 3 day TRID requirement
raitchjay - 06/15/21 09:49 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (2 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3571 18951
Property near Dam
rlcarey - 20 hours ago
General Discussion (7 viewing) 25650 126279
Do Not Call Policy
Crazy Bank Lady - 06/18/21 09:15 PM
HMDA
This forum is for discussions on the Home Mortgage Disclosure Act
7643 40471
Human Resources (1 viewing) 1987 14226
Job posting - recruitment ideas
P*Q - 02/11/21 04:49 PM
Lending Compliance (11 viewing) 47833 210478
Juneteenth & Rescission/CD and LE Timing
kmenard - 06/18/21 09:45 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1188 6285
Demand Feature - Covered MLA Loan
Adam Witmer - 05/25/21 11:35 AM
Marketing (4 viewing) 4532 16850
Advertising for Loans
mbl4250 - 06/18/21 05:36 PM
Need to Remain Anonymous (2 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
14049 65423
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1365 6063
Alternative Cash to Close Summary
Jennifer Bridgett - 05/27/21 07:07 PM
Operations Compliance (6 viewing)
Discussion of operations-related issues and questions
12598 52810
Reg E - Deceased Client Inquiry
M Cockrell - 06/16/21 07:09 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA (4 viewing) 4688 27433
Establishing Escrow Account
compliance75 - 06/01/21 06:11 PM
Risk Management (1 viewing) 445 1600
Risk Management Practices
ACBbank - 06/09/21 08:22 PM
S.A.F.E. Act Forum (3 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
690 4231
Land Only
TMatt87 - 04/12/21 02:58 PM
Security - PUBLIC 1990 11413
Family Photos
rlcarey - 06/16/21 05:29 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
409 953
State law on electronic business transactions
rlcarey - 03/19/21 07:29 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas 45 90
Elder Financial Exploitation
Sugar Coater - 03/05/20 07:58 PM
California 519 1609
Colorado
Colorado Compliance Professionals
162 413
Colorado Real Estate Disclosures
MJNoone - 03/30/21 05:09 PM
Connecticut
State Specific Compliance Forum
61 129
Savings Accounts Check Holds
John Burnett - 01/29/20 07:39 PM
Florida 573 1623
Florida Documentary Stamps on UCC Filing
Bimmerfan15 - 05/13/21 08:02 PM
Georgia 547 2068
bank-owned title company joint venture
rlcarey - 04/30/21 09:25 PM
Illinois 628 1719
Inherited IRA
rlcarey - 04/29/21 05:05 PM
Indiana 498 1742
Reducing Banking Hours
rlcarey - 06/11/21 01:46 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 624 1900
Minor Child Financial Guardianship
burkemi - 10/28/20 03:18 PM
Louisiana 73 180
Maryland 96 233
Abandoned Property
Bruce Gollop - 05/10/21 04:57 PM
Massachusetts 579 1670
Notice of Appeal
crazycat3 - 11/20/20 08:46 PM
Michigan 255 722
PC598 AFFIDAVIT OF DECEDENT'S SUCCESSOR...
ComplianceGurl - 05/15/20 02:52 PM
Minnesota (1 viewing) 261 695
Consumer Loan or Mortgage Loan?
rlcarey - 03/02/21 07:00 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey 343 1242
NJDOBI 2021 High Cost Mortgage
Reads Regs - 03/03/21 06:13 PM
New Mexico 35 117
New Mexico LLC ?
rlcarey - 07/06/20 02:11 PM
New York 348 856
MI Termination
rlcarey - 06/18/21 04:20 PM
North Carolina 86 241
Convenience Store Gambling Machines
rlcarey - 05/20/21 03:46 PM
Ohio 207 504
Trade Name and Beneficial Ownership
Pinhead76 - 06/10/21 05:35 PM
Oklahoma 566 1964
Legal fees cap?
Pauli Loeffler - 09/15/20 12:53 AM
Pennsylvania 462 1405
Deceased Customers
Grandkids R Great - 04/13/21 05:07 PM
South Carolina 206 642
Add mortgage satisfaction fee to payoff quote
Cowboys Fan - 02/19/21 02:06 PM
Tennessee 386 1027
Application Balloon Disclosure
rlcarey - 05/06/21 04:09 PM
Texas 1630 6868
FDIC Dallas Region Quarterly Newsletter
BSA_in_depth - 06/08/21 05:37 PM
Virginia 119 290
Washington State 150 418
Retainage agreement?
Puzzled - 01/10/20 05:17 PM
Washington, DC 8 13
Abandoned Property Policy
Bruce Gollop - 05/10/21 04:58 PM
Wisconsin
Wisconsin state-specific discussion forum
407 1570
Compliance Audit Firm Recommendations
Snowmann - 06/07/21 02:28 PM
Wyoming 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (404 viewing)
The spot to blow off steam and have fun.
25054 911475
Song Titles
GuitarDude - 12 hours ago
The BOL Couch (14 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1704 57893
Leaving Banking Industry
edAudit - 05/29/21 03:25 PM