Learn More - Click Here!

Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 6
PRIVATE FORUMS APPROVAL PROCESS
Truffle Royale - 09/30/08 11:55 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
935 5180
QM and Investment Loans
rlcarey - 05/02/22 02:09 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
245 1172
Price Based QM and HPML Escrow Rule
rlcarey - 11/01/21 01:59 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
191 1195
HMDA Overhaul 2018 (1 viewing)
Discussion on the revised HMDA rules effective in 2018
1386 10530
Preapproval approved not accepted
rlcarey - 05/19/22 03:47 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
522 2916
Copy of Appraisal
Dan Persfull - 04/18/22 04:39 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
259 1418
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
790 3410
Communication Retention - Bank and Builder?
ComplyCycle - 05/11/22 12:27 PM
Remittance Transfer Rule (1 viewing)
Discussions on the final rule (subpart B of Regulation E)
206 1010
$1 Million Wire and Cash Out
burkemi - 05/05/22 08:14 PM
TRID - TILA/RESPA Integrated Disclosures Rule (1 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
4326 28993
Construction Loan modification
MAFCCons - Yesterday at 02:51 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
54 563
CFPB issues proposed Section 1071 rule
RebekahL CRCM - 05/13/22 05:10 PM
Article 9 397 1449
Timeframe for holding cattle
rlcarey - 04/22/21 06:22 PM
Audit
Discussions of audit-related questions and issues
3741 17964
Social Media Audit
ACBbank - 05/09/22 07:23 PM
BSA/AML/CIP/OFAC Forum (6 viewing)
CIP, BSA and PATRIOT Act Issues
20448 108617
Closing account due to ongoing structuring
praBSA - 05/19/22 02:50 PM
CRA (1 viewing)
Discussions of Community Reinvestment Act issues.
5088 26716
General Info for Lenders
Andy_Z - 05/20/22 09:46 PM
Deposits and Payments (1 viewing) 13402 57925
Reconcilement on deposit account statements
Andy_Z - 05/20/22 10:10 PM
Disaster Recovery 282 1372
Temporary Closure
Brandy Friesen, CRCM - 03/13/20 08:51 PM
eBanking / Technology (1 viewing)
Discussions of electronic banking services and technology issues.
5137 22631
eSign for Non-Real Estate Loans
Richard Insley - 05/20/22 06:23 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
642 3258
Special Loan Pricing for Condo Community
WDCA - 05/19/22 09:03 PM
FCRA
Questions and comments on the Fair Credit Reporting Act.
4375 20434
Foreign Credit bureau
rlcarey - 05/17/22 08:16 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (1 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3675 19447
Amount required on building and contents
BA13 - 05/20/22 05:56 PM
General Discussion (2 viewing) 25750 126730
Privacy Disclosure
ACBbank - 05/18/22 10:06 PM
HMDA (2 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7764 41018
Non-Owner Occupied / Not primarily for a B/C Ppse
referwithcaution - 05/11/22 03:40 PM
Human Resources (1 viewing) 1989 14248
Disclosure for HIRING advertisements
Compliance504 - 05/13/22 02:45 PM
Lending Compliance 48126 211826
Appraisal Regs - Define "Transaction"
rlcarey - 05/19/22 06:17 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1206 6391
Multiple obligations and SOC HOC notice
Dan Persfull - 05/18/22 03:01 PM
Marketing 4576 17035
"Mention this ad" incentive / Refer-a-Friend bonus
Jamie L Germain - 05/16/22 04:54 PM
Need to Remain Anonymous (1 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
14390 67012
CD withdrawals and penalty amount
Anonymous - 1 hour ago
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1370 6090
Trust RC-T report
Sherri - 05/20/22 04:22 PM
Operations Compliance (2 viewing)
Discussion of operations-related issues and questions
12688 53146
W-9 for POD
BrianC - Yesterday at 04:45 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA (1 viewing) 4702 27501
Servicing Transfer and Escrow Requirements
Aruba123 - 05/02/22 03:27 PM
Risk Management 454 1646
Vendor Management - Bank Service Company Act
InFairness, CRCM - 05/15/22 02:39 AM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
698 4266
Adding a Tradename to NMLS
rlcarey - 04/10/22 01:10 PM
Security - PUBLIC 1997 11431
$1 Million Wire and Cash Out
burkemi - 05/05/22 08:14 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
412 963
Owner's Title Insurance Disclosure - MS
rlcarey - 02/16/22 07:16 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
18 40
Mortgage Lending in PR
TMatt87 - 02/04/22 06:03 PM
Arkansas 45 90
Elder Financial Exploitation
Sugar Coater - 03/05/20 07:58 PM
California 523 1622
Required CA Branch Posters
TryingtoComply - 02/11/22 06:25 PM
Colorado
Colorado Compliance Professionals
162 413
Colorado Real Estate Disclosures
MJNoone - 03/30/21 05:09 PM
Connecticut
State Specific Compliance Forum
61 129
Savings Accounts Check Holds
John Burnett - 01/29/20 07:39 PM
Florida 574 1628
Florida Senate Bill 76
rlcarey - 08/30/21 04:29 PM
Georgia 549 2076
Discontinuing Safe Deposit Box Service
WABComply - 04/27/22 03:39 PM
Illinois 633 1738
Two Formal Trusts - One Account
TaraSue - 05/05/22 08:23 PM
Indiana 500 1758
Charging Overnight Delivery Fee
Dan Persfull - 05/03/22 02:58 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 627 1913
Changing Business Hours
Cracked Egg - 01/24/22 03:44 PM
Louisiana 73 180
Maryland (1 viewing) 97 238
Massachusetts 582 1677
Michigan 257 725
Federal Credit Insurance Disclosure
bcompliance - 03/29/22 08:16 PM
Minnesota 265 704
ATM State registration
JennKK2 - 04/28/22 01:33 PM
New Hampshire (1 viewing)
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey 345 1245
BOD Approved List of Wire System Users
LostFan - 09/24/21 01:22 PM
New Mexico 36 123
MLO # on Ad
rlcarey - 07/19/21 06:40 PM
New York 354 879
Pre-application disclosure 38.3(b)
WDCA - 05/10/22 11:44 PM
North Carolina 89 254
Ohio 208 506
Legal Lending Limit
rlcarey - 05/05/22 09:20 PM
Oklahoma 568 1971
Privately Owned ATM Oklahoma Registration
Auditgal - 04/20/22 06:00 PM
Pennsylvania 462 1406
Account in PA died in Florida
tryin2comply - 11/23/21 02:18 PM
South Carolina 206 642
Add mortgage satisfaction fee to payoff quote
Cowboys Fan - 02/19/21 02:06 PM
Tennessee (1 viewing) 396 1048
Extended rate lock fee
Compliance504 - 04/21/22 04:27 PM
Texas 1640 6907
Safe Deposit box
banker-12 - 05/20/22 01:55 PM
Virginia 120 291
Retention Schedule
New2This30 - 05/04/22 05:10 PM
Washington State 151 420
Deed of Trust - CSI Documents
rlcarey - 11/26/21 09:44 AM
Washington, DC 9 17
Dormant Accounts
rlcarey - 04/18/22 01:17 PM
Wisconsin
Wisconsin state-specific discussion forum
410 1587
Funeral or Burial Trust Accounts
BowlingQueen - 03/07/22 11:16 PM
Wyoming (1 viewing) 14 38
State Specific POA for Auto Loan
Processor21 - 03/09/22 06:16 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (62 viewing)
The spot to blow off steam and have fun.
25085 913918
Song Titles With A Twist
GuitarDude - 16 hours ago
The BOL Couch (4 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1707 57969
Merry Christmas to All!
raitchjay - 12/23/21 10:36 PM