Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.

Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.

Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.

Discussion on the revised HMDA rules effective in 2018

Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.

Discussion on the CFPB final rules on LO compensation.

Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)

Discussions on the final rule (subpart B of Regulation E)

Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.

Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.

Discussions of audit-related questions and issues

CIP, BSA and PATRIOT Act Issues

Discussions of Community Reinvestment Act issues.

Discussions of electronic banking services and technology issues.

Questions, responses and comments on Fair Lending topics.

Questions and comments on the Fair Credit Reporting Act.

For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau

From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.

This forum is for discussions on the Home Mortgage Disclosure Act

Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.

This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.

This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.

Discussion of operations-related issues and questions

No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.

Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.

Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.

Puerto Rican Bankers Discussion Forum

Colorado Compliance Professionals

State Specific Compliance Forum

New Hampshire Specific State Forum

Wisconsin state-specific discussion forum

The spot to blow off steam and have fun.

This is the place to go when you need input on problems of a nonbanking-related nature.