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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
860 4741
Re: 12 month Bridge loans ...
(rlcarey) - 09/18/18 08:30 AM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
213 1002
Re: Analysis
(Andy Z) - 08/23/18 01:42 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
182 1158
Re: HOEPA - Cure
(raitchjay) - 06/21/18 03:44 PM
HMDA Overhaul 2018
Discussion on the revised HMDA rules effective in 2018
789 6798
Re: Counteroffer or Approv...
(crcmnot) - Yesterday at 02:12 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (1 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
458 2604
Re: ACE / PIW (Fannie/Fred...
(Dan Persfull) - 07/20/18 11:02 AM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
238 1318
Employee discount on broke...
(Darth HMDA, CRCM ) - 09/24/18 03:03 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
689 3028
Re: Requirements for chang...
(Karen B.) - 09/19/18 03:50 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
198 961
Re: Wire Transfer Originat...
(rlcarey) - 08/27/18 06:45 PM
TRID - TILA/RESPA Integrated Disclosures Rule (1 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3387 23409
Re: HOME LOAN TOOLKIT
(rlcarey) - Yesterday at 08:44 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
48 509
Re: Stop Overdraft Profite...
(P*Q) - Yesterday at 12:57 PM
Article 9 391 1431
Re: UCC1 on paid loan
(fmissle) - 08/03/18 12:01 PM
Audit
Discussions of audit-related questions and issues
3672 17650
Re: RESPA/TILA/TRID
(Adam Witmer) - Yesterday at 02:25 PM
BSA/AML/CIP/OFAC Forum (6 viewing)
CIP, BSA and PATRIOT Act Issues
19199 102301
Re: Overdrawing DDA to mak...
(rlcarey) - Yesterday at 07:03 PM
CRA (1 viewing)
Discussions of Community Reinvestment Act issues.
4681 25050
Re: CRA Investment Handboo...
(COMPL101TX) - 09/12/18 09:29 AM
Deposits and Payments (2 viewing) 12337 53006
Re: CD Penalty Changes
(mnbanker09) - Yesterday at 05:27 PM
Disaster Recovery (1 viewing) 276 1356
Florence
(Andy Z) - 09/21/18 05:49 PM
eBanking / Technology
Discussions of electronic banking services and technology issues.
4848 21117
Re: switching to all paper...
(Richard Insley) - Yesterday at 04:36 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
481 2422
Re: Do not make those loan...
(Dan Persfull) - 09/13/18 04:58 PM
FCRA
Questions and comments on the Fair Credit Reporting Act.
4190 19577
Re: When to include credit...
(iheartcompliance) - Yesterday at 02:38 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 01:07 PM
Flood Compliance
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3142 16760
Re: Flood- what are the bi...
(TMatt87) - Yesterday at 07:14 PM
General Discussion (3 viewing) 25263 124516
Re: Not advertising all ba...
(jdh134642, CAMS) - 09/24/18 09:38 AM
HMDA (1 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7467 39515
Re: Refi or Other
(Dan Persfull) - Yesterday at 04:50 PM
Human Resources (1 viewing) 1956 13981
Re: Certification Tracking
(Sunshine Lady) - 09/04/18 11:02 AM
Lending Compliance (5 viewing) 46522 204537
Re: Amortization Schedule ...
(rlcarey) - Yesterday at 02:02 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1116 5966
Re: SCRA Procedures
(ahkcompliance) - 09/24/18 04:18 PM
Marketing 4343 16082
Re: Free Checking
(David Dickinson) - 09/21/18 11:57 AM
Need to Remain Anonymous (1 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12990 60186
Re: Flood closing
(rlcarey) - Yesterday at 08:43 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1322 5865
Re: AMC rejected appraisal...
(Andy Z) - 09/07/18 05:11 PM
Operations Compliance (1 viewing)
Discussion of operations-related issues and questions
12299 51518
IRA Wittholding Notice and...
(KRT) - Yesterday at 03:09 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 163
New HMDA verification tool
(Andy Z) - 08/09/18 01:48 PM
RESPA (1 viewing) 4619 27102
Small Servicer Definition
(Brightside3277) - 09/24/18 03:22 PM
Risk Management (1 viewing) 425 1533
Re: Cell phone recordings
(McFly) - 09/24/18 05:46 PM
S.A.F.E. Act Forum (1 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
650 4059
Re: Fingerprints
(JWills) - 09/17/18 02:28 PM
Security - PUBLIC (1 viewing) 1981 11365
Re: FBI warns of global AT...
(one deer) - 08/29/18 03:52 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (2 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
402 924
AZ - Disbursement Dates
(Vivian) - 09/18/18 10:28 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California 512 1550
Re: NEW California Privacy...
(Dan Persfull) - 07/02/18 03:35 PM
Colorado
Colorado Compliance Professionals
154 392
CO Cybersecurity Standards
(drchiles) - 06/19/18 11:03 AM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 11:46 AM
Florida 557 1573
Account Titles
(loyo111) - 09/12/18 01:15 PM
Georgia 538 2031
Re: Foreclosure on Rental ...
(RR Joker) - 08/01/18 04:15 PM
Illinois (1 viewing) 602 1667
Chicagoland Compliance Ass...
(Dave M_TCA) - 09/14/18 06:58 PM
Indiana 488 1696
Re: Notary Commission Numb...
(Runner4fun) - 07/30/18 05:40 PM
Iowa 210 720
Re: Marshall County taxes ...
(Truffle Royale) - 08/23/18 11:36 AM
Kentucky 604 1850
Re: IOLTA
(rlcarey) - 09/07/18 02:31 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 03:33 PM
Maryland 94 229
Re: Foreclosure In MD
(WABComply) - 08/03/18 10:45 AM
Massachusetts 554 1597
Re: PAC Accounts
(P*Q) - Yesterday at 12:24 PM
Michigan 253 715
Re: Financial Institution ...
(bigfish) - 08/13/18 02:36 PM
Minnesota 245 656
Re: MN mortgage taxes and ...
(rlcarey) - 08/09/18 05:43 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey (1 viewing) 338 1234
NJ Updates RMLA for licens...
(drchiles) - 08/29/18 12:15 PM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 10:09 AM
New York 331 782
Re: Copies of SARS to DFS
(PraBSA) - 08/24/18 10:12 AM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 08:31 AM
Ohio 197 481
Sharing Customer Informati...
(Isn'tThisFun) - 08/13/18 02:52 PM
Oklahoma 554 1916
Re: subpoena
(Pauli Loeffler) - 08/23/18 01:28 PM
Pennsylvania 446 1347
Re: UCC Fees
(dottiec) - 09/21/18 10:55 AM
South Carolina 199 620
Re: SC Signature Cards
(Monster) - 08/28/18 11:04 AM
Tennessee (1 viewing) 369 979
X
(OnTheEdge) - 08/29/18 11:53 AM
Texas (1 viewing) 1593 6749
Re: Voluntary Designation ...
(swiggles) - 09/13/18 11:37 AM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 148 415
Re: WA State allow non-nat...
(Puzzled) - 07/03/18 04:39 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
386 1517
Re: Escheatment - which st...
(CSB98) - 09/21/18 11:15 AM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (14 viewing)
The spot to blow off steam and have fun.
24919 900904
Re: Song Titles
(rainman) - Yesterday at 07:04 PM
The BOL Couch
This is the place to go when you need input on problems of a nonbanking-related nature.
1686 57052
Re: Exercising / Eating He...
(RR Joker) - 09/19/18 10:33 AM