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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 6
PRIVATE FORUMS APPROVAL PROCESS
Truffle Royale - 09/30/08 11:55 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Regulation B Small Business Loan Reporting (section 1071)
Discussions on the reporting requirements for loans to small businesses (under $5 million gross annual income) required by subpart B of Regulation B.
24 297
1071 Data Collection
lrobbins - 02/21/24 01:56 PM
TRID - TILA/RESPA Integrated Disclosures Rule (1 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
4445 29705
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/17/23 07:21 PM
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
951 5257
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 01:37 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
257 1209
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 05/08/23 03:32 PM
HOEPA and Homeowner Counseling Rule (1 viewing)
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
194 1208
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 01:56 PM
HMDA Overhaul 2018 (1 viewing)
Discussion on the revised HMDA rules effective in 2018
1456 10902
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 02:17 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (1 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
537 2995
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 02:22 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
263 1427
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 02:27 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
802 3467
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 02:31 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
209 1015
THIS FORUM NOW CLOSED TO NEW POSTS
John Burnett - 04/05/23 02:35 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
56 578
1033 Notice of Proposed Rulemaking
InFairness, CRCM - 10/26/23 09:37 PM
Article 9 (1 viewing) 397 1451
UCC FILING
rainman - 07/12/22 07:58 PM
Audit (1 viewing)
Discussions of audit-related questions and issues
3759 18030
Sample Methodology
rlcarey - 02/22/24 12:30 PM
BSA/AML/CIP/OFAC Forum (6 viewing)
CIP, BSA and PATRIOT Act Issues
20901 110760
Corporate Resolution
rlcarey - 03/02/24 11:35 PM
CRA (3 viewing)
Discussions of Community Reinvestment Act issues.
5267 27489
HMDA LAR in public file
Andy_Z - 03/01/24 10:56 PM
Deposits and Payments (2 viewing) 13730 59433
Debit Cards
rlcarey - 03/02/24 11:46 PM
Disaster Recovery 283 1377
Funding loans when disaster has occurred
rlcarey - 05/20/23 02:05 PM
eBanking / Technology (1 viewing)
Discussions of electronic banking services and technology issues.
5238 23171
Website Speedbumps
Bankwoman1 - 02/23/24 01:46 PM
Fair Lending (1 viewing)
Questions, responses and comments on Fair Lending topics.
682 3487
cash advance fee
Secret Squirrel - 02/12/24 08:10 PM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4422 20658
Risk Based Pricing Notice
rlcarey - 02/21/24 12:21 PM
Financial Reform (1 viewing)
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3811 20078
Flood - Existing Loan and New Loan Request
MBTCompliance - 03/02/24 01:55 PM
General Discussion (12 viewing) 25872 127276
Self paid CRCM test and prep
Tiffany12345 - 02/29/24 04:49 PM
HMDA
This forum is for discussions on the Home Mortgage Disclosure Act
8032 42418
two kitchens one bath
Dan Persfull - 02/29/24 08:31 PM
Human Resources 2000 14309
Retiree Gifts
HappyGilmore - 11/28/23 01:42 PM
Lending Compliance (12 viewing) 48812 214950
Borrower Paid Comp.
rlcarey - 03/02/24 11:32 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1237 6501
MLA
Dan Persfull - 02/21/24 06:44 PM
Marketing 4669 17405
Cd special with requirements
rlcarey - 02/28/24 08:39 PM
Need to Remain Anonymous (1 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
14949 69601
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1378 6122
REG B - Demographic Info
WDMT - 02/15/24 05:59 PM
Operations Compliance (3 viewing)
Discussion of operations-related issues and questions
12839 53808
FDIC Logo Changes - Digital Sign on ATMs
Compliance Poster - 03/01/24 04:08 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA (5 viewing) 4737 27658
Required to match the buyer and seller CD's
rlcarey - 02/24/24 01:15 PM
Risk Management 463 1687
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
712 4319
NMLS ID # in Lender Promo
Newbie06 - 12/21/23 05:46 PM
Security - PUBLIC 2002 11460
Artificial Intelligence AI Policy
JennKK2 - 01/29/24 05:40 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
414 975
Puerto Rico
Puerto Rican Bankers Discussion Forum
18 40
Mortgage Lending in PR
TMatt87 - 02/04/22 06:03 PM
Arkansas (1 viewing) 46 91
Safe Deposit Box Relocation
VMack - 10/26/22 09:13 PM
California 527 1652
NEW California Privacy Law
Reg Warrior - 01/16/24 11:02 PM
Colorado
Colorado Compliance Professionals
162 413
Colorado Real Estate Disclosures
MJNoone - 03/30/21 05:09 PM
Connecticut
State Specific Compliance Forum
63 136
CT Recrd Retention for Abandoned Property
happyauditor - 12/20/23 07:35 PM
Florida 579 1644
Non Customer Check Cashing
rlcarey - 01/24/24 08:11 PM
Georgia (1 viewing) 550 2081
Illinois 642 1762
SAFE DEPOSIT BOX
rlcarey - 02/15/24 04:18 PM
Indiana 509 1802
POD on INUTMA Account
Bankwoman1 - 01/03/24 07:19 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 629 1917
Name Change Require New Signature Cards
rlcarey - 05/16/23 06:26 PM
Louisiana 74 181
Record Retention
LaLendingLady - 06/30/23 01:16 PM
Maryland 98 240
UTMA Checks
rlcarey - 07/05/22 04:35 PM
Massachusetts 587 1690
Rate Locks in MA
rlcarey - 12/21/23 06:30 PM
Michigan 257 726
PC598 AFFIDAVIT OF DECEDENT'S SUCCESSOR...
truckman30 - 02/05/24 08:05 PM
Minnesota 271 721
Default Rate on Consumer Loans
KeepSmiling - 11/16/23 06:14 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey 345 1245
BOD Approved List of Wire System Users
LostFan - 09/24/21 01:22 PM
New Mexico 36 123
MLO # on Ad
rlcarey - 07/19/21 06:40 PM
New York 362 905
Mortgage Lending to Family LLC
TryingtoComply - 09/13/23 07:20 PM
North Carolina 91 262
Family Trust - How to set up
rlcarey - 04/20/23 04:24 PM
Ohio 210 513
Proper Account Titling for a DBA in Ohio
rlcarey - 03/02/24 11:44 PM
Oklahoma (1 viewing) 577 1997
Late Fees on Single Pay Consumer Loans
Dan Persfull - 02/26/24 06:04 PM
Pennsylvania 466 1414
Termination for Inactivity for US LOC
Luv2run - 10/31/23 12:39 PM
South Carolina 209 649
range of first payment dates in SC
rlcarey - 01/26/24 10:11 PM
Tennessee 408 1076
Buying & Selling Gold Coins
Believing... - 12/28/23 04:17 PM
Texas 1661 6979
Home Equity - 2% cap - lender credit
rlcarey - 02/29/24 01:59 PM
Virginia 122 298
Limit of 3 loan originations
Compliance0411 - 11/02/22 09:08 PM
Washington State 151 420
Deed of Trust - CSI Documents
rlcarey - 11/26/21 09:44 AM
Washington, DC 9 17
Dormant Accounts
rlcarey - 04/18/22 01:17 PM
Wisconsin
Wisconsin state-specific discussion forum
415 1599
Assignment of Deposit Account
Scott Chicoine - 03/06/23 04:05 PM
Wyoming 15 39
test
Andy Z - 01/08/24 01:31 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (664 viewing)
The spot to blow off steam and have fun.
25131 916967
Song Titles
Sheldon Hendrix - 03/01/24 07:46 PM
The BOL Couch (114 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1714 58110
Another Retirement Announcement
QCL - 02/22/24 07:47 PM