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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
889 4896
QM Test Issue After Closing
John Burnett - 10/07/19 08:34 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
223 1066
HPML escrow/additional collateral
Compliance NABW - 07/25/19 06:05 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
189 1187
Broker and High Cost Disclosures
rlcarey - 08/09/19 09:43 PM
HMDA Overhaul 2018 (3 viewing)
Discussion on the revised HMDA rules effective in 2018
1095 8979
HMDA Final Rule Released Today
Adam Witmer - 10/18/19 06:15 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
479 2697
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
247 1366
Private Banking Referral Incentive
JobSecurity - 10/01/19 01:55 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
732 3194
Partial Payments - Statements
rlcarey - 10/18/19 02:40 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
199 964
Proof of payment
BoomCat - 09/03/19 06:36 PM
TRID - TILA/RESPA Integrated Disclosures Rule (3 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3775 25874
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
50 517
Fradulent ID when Opening an Account
Oursisnottoreasonwhy - 08/06/19 08:21 PM
Article 9 393 1436
Filing UCC prior executing security agreement
rainman - 06/06/19 07:12 PM
Audit (2 viewing)
Discussions of audit-related questions and issues
3699 17787
Reg DD, Section 1030.8(c)(1)
Michael M - 10/09/19 03:00 PM
BSA/AML/CIP/OFAC Forum (7 viewing)
CIP, BSA and PATRIOT Act Issues
19625 104552
Continuing SAR?
BrianC - 10/18/19 11:43 PM
CRA (2 viewing)
Discussions of Community Reinvestment Act issues.
4800 25524
Primarily Res Mixed-Use not HMDA reportable
WABComply - 10/18/19 05:10 PM
Deposits and Payments (4 viewing) 12708 54676
Ability to Charge Collection Fee
rlcarey - 10/18/19 07:28 PM
Disaster Recovery 279 1364
Mock Disaster Recovery Template
Lele - 09/27/19 04:45 PM
eBanking / Technology
Discussions of electronic banking services and technology issues.
4929 21507
Fair Lending
Questions, responses and comments on Fair Lending topics.
529 2689
New LPO promo
Rocky P - 10/17/19 04:33 PM
FCRA
Questions and comments on the Fair Credit Reporting Act.
4250 19868
30 day late reporting requirements
John Burnett - 10/16/19 08:30 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (2 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3339 17904
General Discussion (7 viewing) 25424 125305
Backing up in search
Bankwoman1 - 10/18/19 03:32 PM
HMDA
This forum is for discussions on the Home Mortgage Disclosure Act
7534 39868
HMDA PURPOSE
RR Joker - 10/17/19 03:39 PM
Human Resources 1972 14120
Employee Aptitude Test
Rocky P - 10/17/19 04:38 PM
Lending Compliance (12 viewing) 47099 207059
Commercial Real Estate Appraisal Rules
Adam Witmer - 8 hours ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1155 6139
SCRA - Annual "Renewal" Credit Card Fee
pskadot671 - 10/17/19 06:30 AM
Marketing 4426 16410
CAN-SPAM - Closed Account Survey
Richard Insley - Yesterday at 12:50 PM
Need to Remain Anonymous (1 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13488 62577
SAR on accountant
TomS - 10/18/19 09:44 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1344 5964
AAN for Re-Open Request?
Daley - 09/26/19 07:56 PM
Operations Compliance (3 viewing)
Discussion of operations-related issues and questions
12470 52256
Revoking a Stop Payment Order
rlcarey - 10/18/19 11:22 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA (1 viewing) 4657 27290
Blanket commission split with Loan Assistant
middkid87 - 10/17/19 03:25 PM
Risk Management (1 viewing) 436 1568
Risk Tolerance Policy
Carolina Blue - 10/15/19 05:28 PM
S.A.F.E. Act Forum (1 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
675 4155
Affiliate with Secondary Unit is a Broker?
rlcarey - 10/18/19 11:19 PM
Security - PUBLIC 1985 11390
Lobby Guard
Kimo in Idaho - 06/17/19 07:22 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
407 941
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas 44 87
HSA Accunts and Dormant Fees
rlcarey - 08/12/19 09:27 PM
California 515 1579
NEW California Privacy Law
Reg Warrior - 10/10/19 10:51 PM
Colorado
Colorado Compliance Professionals
159 407
Living/RevocableTrust-Death of Grantor/Trustee
Truffle Royale - 08/28/19 07:06 PM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/18
drchiles - 06/18/18 03:46 PM
Florida 566 1609
Time Deposit - Regulation D
ybravo - 10/17/19 04:31 PM
Georgia 540 2044
Georgia Sales Tax Question
WWIT? - 01/18/19 07:12 PM
Illinois 613 1686
Municiples and online banking
T42 - 08/08/19 08:35 PM
Indiana 491 1709
Property Tax Estimator
Adam Witmer - 05/24/19 02:28 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 615 1872
Right of Setoff for Delinquent Safe Deposit Box
silver shamrock - 07/29/19 06:34 PM
Louisiana 73 180
Maryland (1 viewing) 94 229
Foreclosure In MD
WABComply - 08/03/18 02:45 PM
Massachusetts 568 1639
Question on Corporation as Manager on an LLC
John Burnett - 09/25/19 03:40 PM
Michigan 254 721
Per Stirpes
JWills, CRCM - 09/18/19 01:38 PM
Minnesota 256 687
Bankruptcy issue
rlcarey - 08/23/19 01:42 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey 341 1238
NJ levy exemptions
MichaelJ - 06/24/19 08:34 PM
New Mexico 34 115
NM State RFPA
Doug Hendrickson - 05/16/18 02:09 PM
New York 341 826
Holding Fraudulent Funds
rlcarey - 09/23/19 02:44 PM
North Carolina 84 235
Ohio 202 494
Ohio Notary Law Changes 9/20/19
Kelsey D - 09/24/19 05:15 PM
Oklahoma 561 1945
Must we keep original mortgage?
rlcarey - 10/09/19 06:52 PM
Pennsylvania 453 1370
statute of limitations on wic claims
John Burnett - 10/08/19 06:19 PM
South Carolina 203 629
SC Borrower Preference
rlcarey - 07/02/19 08:22 AM
Tennessee 377 1006
Small Estate Affidavit
rlcarey - 10/18/19 07:59 PM
Texas (1 viewing) 1611 6809
Should this be a Home Equity Loan?
LoveHMDA - 10/11/19 04:04 PM
Virginia 117 288
Washington State (2 viewing) 149 417
WA State - Putting loan #'s on DOTs illegal?
Kimo in Idaho - 07/17/19 03:17 PM
Washington, DC 7 12
Mortgage Application - Required Signatures/Dates
PTownBeards - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
395 1538
Elder Abuse MOU and Procedures
compliancemap - 09/05/19 05:25 PM
Wyoming 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (35 viewing)
The spot to blow off steam and have fun.
25011 906659
Song Titles
raitchjay - 10/18/19 08:18 PM
The BOL Couch (1 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1698 57650
Baby Boomer exchange with Millennial
Reg Warrior - 10/18/19 10:48 PM