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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
868 4787
Re: ATR and Workouts
(Bville) - 02/14/19 05:58 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
220 1033
Re: Relief Act amendment t...
(rlcarey) - 02/13/19 12:20 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
185 1174
Re: HomeOwnership Counseli...
(Carolina Blue) - 02/04/19 05:56 PM
HMDA Overhaul 2018 (1 viewing)
Discussion on the revised HMDA rules effective in 2018
950 8002
Re: Bridge Loans
(Dan Persfull) - Yesterday at 09:07 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
469 2650
Re: REG B Appraisal Notice
(Skittles) - Yesterday at 04:39 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
242 1342
Re: Clawback of MLO Commis...
(Rollerman) - Yesterday at 03:29 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
709 3100
Re: Mortgage Servicing Tra...
(Sara) - 02/15/19 07:33 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
198 961
Re: Wire Transfer Originat...
(rlcarey) - 08/27/18 10:45 PM
TRID - TILA/RESPA Integrated Disclosures Rule
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3556 24503
Re: Transfer Tax - Changed...
(julesbok) - Yesterday at 09:59 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
48 511
Re: Stop Overdraft Profite...
(burkemi) - 09/26/18 08:25 PM
Article 9 392 1434
Re: UCC / Fixture Filing
(rainman) - 10/08/18 08:09 PM
Audit (1 viewing)
Discussions of audit-related questions and issues
3683 17706
Re: IT Audit Risk Assessme...
(auditor42) - 02/12/19 07:22 PM
BSA/AML/CIP/OFAC Forum (1 viewing)
CIP, BSA and PATRIOT Act Issues
19368 103258
Re: TPPP??
(rlcarey) - Yesterday at 09:38 PM
CRA
Discussions of Community Reinvestment Act issues.
4721 25221
Re: Construction-Permanent...
(Lori01) - Yesterday at 08:35 PM
Deposits and Payments (7 viewing) 12497 53749
Re: TISA Direct Deposit Pr...
(Compliance NABW) - Yesterday at 10:00 PM
Disaster Recovery 277 1358
Re: BCP/Disaster Notificat...
(osucpa) - 10/26/18 12:09 PM
eBanking / Technology (3 viewing)
Discussions of electronic banking services and technology issues.
4882 21262
Re: ACH Agreements - reten...
(JillR) - 02/15/19 09:10 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
494 2474
Re: Construction Permanent...
(rlcarey) - 02/15/19 09:04 PM
FCRA (2 viewing)
Questions and comments on the Fair Credit Reporting Act.
4210 19685
Re: Location of FCRA Discl...
(ComplyCycle) - 02/18/19 10:13 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 06:07 PM
Flood Compliance (3 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3209 17131
Re: Flood insurance on lea...
(Glutes) - Today at 12:00 AM
General Discussion (9 viewing) 25337 124909
Re: texting when loan is p...
(rlcarey) - 02/18/19 09:31 PM
HMDA
This forum is for discussions on the Home Mortgage Disclosure Act
7498 39634
Discount Points and Lender...
(Vive Accommodare) - Today at 12:48 AM
Human Resources 1959 14054
Tattoos & Piercings
(raitchjay) - 02/15/19 06:14 PM
Lending Compliance (6 viewing) 46731 205410
Re: Daily Periodic Rate an...
(rlcarey) - Yesterday at 10:23 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1128 6012
Re: MLA & Ancillary Pr...
(Andy_Z) - 02/15/19 07:49 PM
Marketing 4374 16198
Re: Radio Ads for loans
(John Burnett) - Yesterday at 09:36 PM
Need to Remain Anonymous (5 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13174 61100
Re: Changing CDs from vari...
(rlcarey) - Yesterday at 10:24 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1327 5902
Re: Tellers that work with...
(missmarybrewster) - 01/22/19 07:13 PM
Operations Compliance
Discussion of operations-related issues and questions
12358 51788
Regulation CC: Holds for C...
(Compliance Ben) - 02/13/19 10:42 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Re: Senate Bill 2155 - ECG...
(rlcarey) - 11/13/18 04:20 PM
RESPA (1 viewing) 4631 27141
Re: Paid Referral or Not
(Dan Persfull) - 02/14/19 03:53 PM
Risk Management 430 1548
Fed's request for comment ...
(runner) - 02/11/19 03:33 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
659 4099
Re: NMLS # on Construction...
(rlcarey) - 01/30/19 04:45 PM
Security - PUBLIC (1 viewing) 1984 11384
Re: Shred Procedures/Watch...
(Sunshine Lady) - 12/18/18 03:37 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
403 925
State by State Fees Guide-...
(drchiles) - 12/07/18 05:02 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 02:52 PM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 03:12 PM
California 512 1558
Re: NEW California Privacy...
(Reg Warrior) - 11/07/18 12:36 AM
Colorado (1 viewing)
Colorado Compliance Professionals
156 399
Re: Minor as Primary
(KerryCWB) - 12/27/18 10:58 PM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 03:46 PM
Florida 560 1582
Re: Banking Marijuana-rela...
(CountryBanker) - 01/15/19 02:45 PM
Georgia (1 viewing) 540 2044
Re: Georgia Sales Tax Ques...
(WWIT?) - 01/18/19 07:12 PM
Illinois 606 1676
Chicagoland Compliance Ass...
(Dave M_TCA) - 01/12/19 04:32 PM
Indiana 489 1703
Re: Dormant Certificate of...
(Bankwoman1) - 10/03/18 08:32 PM
Iowa 211 723
Re: Maximum Rate
(ahkcompliance) - 02/15/19 06:58 PM
Kentucky 611 1865
Re: State Law on Changing ...
(rlcarey) - 01/18/19 03:53 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 07:33 PM
Maryland 94 229
Re: Foreclosure In MD
(WABComply) - 08/03/18 02:45 PM
Massachusetts 557 1611
Re: Massachusetts Business...
(P*Q) - 01/23/19 05:20 PM
Michigan 253 715
Re: Financial Institution ...
(bigfish) - 08/13/18 06:36 PM
Minnesota 250 670
Force place auto insurance
(Banker57) - 02/15/19 05:52 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 07:00 PM
New Jersey 340 1237
NJDOBI 2019 High Cost Home...
(Reads Regs) - 02/07/19 10:50 PM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 02:09 PM
New York 332 785
Re: NYS Check Casher licen...
(praBSA) - 10/26/18 02:58 PM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 01:31 PM
Ohio 199 485
NEW Collection Notice for ...
(Kompliance) - 02/14/19 05:50 PM
Oklahoma 556 1924
Re: Balloon Note Refinanci...
(rlcarey) - 02/14/19 01:52 PM
Pennsylvania (2 viewing) 448 1352
Re: Referral Bonus
(rlcarey) - 01/16/19 03:50 PM
South Carolina 202 627
Re: SC Attorney and Insura...
(larmanini) - 02/15/19 05:55 PM
Tennessee 372 995
Re: Can you list a charity...
(rlcarey) - 02/14/19 06:28 PM
Texas 1600 6772
Re: Should this loan be a ...
(LoveHMDA) - 02/07/19 03:43 PM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 08:37 PM
Washington State 149 416
WA State - Putting loan #'...
(Compliance Action Subscriber 1054) - 10/01/18 07:29 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
389 1523
Re: Notice to Spouse
(Patriot) - 02/10/19 04:21 AM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (28 viewing)
The spot to blow off steam and have fun.
24964 903760
Re: Song Titles
(OldeTymeBanker) - Today at 12:02 AM
The BOL Couch
This is the place to go when you need input on problems of a nonbanking-related nature.
1690 57243
Re: SICK-home remedies any...
(RR Joker) - 02/07/19 08:08 PM