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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
913 5024
QM rules under reconsideration
rlcarey - 03/03/21 10:45 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
239 1153
Escrow Tax Increase?
stach23 - 03/04/21 05:27 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
191 1195
HMDA Overhaul 2018 (7 viewing)
Discussion on the revised HMDA rules effective in 2018
1291 10054
Reg B, HMDA and Counter-offers
Lizard60 - 03/03/21 03:56 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
503 2812
Reusing an appraisal - builder-financed loan
rlcarey - 02/25/21 12:39 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
252 1389
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
777 3359
Late Payment
rlcarey - 01/25/21 10:06 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
204 997
Incoming Wires and Dual Controls
rlcarey - 08/17/20 05:46 PM
TRID - TILA/RESPA Integrated Disclosures Rule (1 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
4105 27737
Title Company Document Prep Fee
rlcarey - 03/05/21 09:42 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
52 527
FDCPA Final Rule - Applicable to Banks?
John Burnett - 11/10/20 03:26 PM
Article 9 396 1446
Audit (2 viewing)
Discussions of audit-related questions and issues
3722 17884
NACHA ODFI Rules
Irishguy - 02/02/21 09:38 PM
BSA/AML/CIP/OFAC Forum (3 viewing)
CIP, BSA and PATRIOT Act Issues
20062 106684
Two Financial Institutions on a SAR???
Compliance Slave - 03/05/21 08:48 PM
CRA
Discussions of Community Reinvestment Act issues.
4947 26179
CRA CD Loan - Purpose didn't Happen
Len S - 03/02/21 07:32 PM
Deposits and Payments (2 viewing) 13107 56591
Playstation Dispute
rlcarey - 03/06/21 12:22 AM
Disaster Recovery 282 1372
Temporary Closure
Brandy Friesen, CRCM - 03/13/20 08:51 PM
eBanking / Technology (3 viewing)
Discussions of electronic banking services and technology issues.
5053 22144
Online Account Opening Emails
Andy_Z - 03/05/21 05:24 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
598 3036
High Minority Census Tracts
Rocky P - 03/06/21 06:15 PM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4314 20146
Credit Report Alerts and Commercial Loans
Dan Persfull - 02/25/21 08:12 PM
Financial Reform (1 viewing)
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (2 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3523 18741
Flood insurance for Condo
rlcarey - 02/24/21 08:08 PM
General Discussion (8 viewing) 25605 126116
Recurring Transfer & Death of Account Holder
rlcarey - 03/05/21 06:06 PM
HMDA
This forum is for discussions on the Home Mortgage Disclosure Act
7629 40405
Shed with living quarters
InFairness, CRCM - 02/26/21 07:39 PM
Human Resources (1 viewing) 1987 14226
Job posting - recruitment ideas
P*Q - 02/11/21 04:49 PM
Lending Compliance (8 viewing) 47708 209929
mortgage reactivation procedure
rlcarey - 03/05/21 11:40 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1185 6273
HUD SCRA Notice Expiration
rlcarey - 03/05/21 04:01 PM
Marketing 4513 16768
Fair Banking and Deposit Advertising
Tesla - 03/04/21 02:39 PM
Need to Remain Anonymous (1 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13947 64914
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1362 6041
Rescission
raitchjay - 03/05/21 08:54 PM
Operations Compliance (1 viewing)
Discussion of operations-related issues and questions
12578 52718
Debit Card Credits after Account is closed
M Cockrell - 03/02/21 04:01 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA (3 viewing) 4679 27393
Mortgage Broker / Bank Agreement
rlcarey - 02/22/21 03:47 PM
Risk Management 444 1598
Conduct Risk Program
SLODWatch1 - 01/15/21 05:47 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
688 4216
MLO Changing Positions and NMLS Registry
rlcarey - 02/03/21 02:18 PM
Security - PUBLIC 1989 11407
Analyzing and Acting On Bank Data
rlcarey - 10/31/20 12:09 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
408 951
Oregon Escrow Accounts and Interest
Cloud9 - 05/18/20 05:00 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas 45 90
Elder Financial Exploitation
Sugar Coater - 03/05/20 07:58 PM
California 519 1609
Colorado
Colorado Compliance Professionals
161 412
Are Escrow Companies required to be licensed
rlcarey - 07/01/20 11:25 AM
Connecticut
State Specific Compliance Forum
61 129
Savings Accounts Check Holds
John Burnett - 01/29/20 07:39 PM
Florida 572 1622
Safe Deposit Box - Room Cement?
Lele - 11/13/20 09:00 PM
Georgia 546 2066
Discontinuing Safe Deposit Box Service
InFairness, CRCM - 01/07/21 05:44 PM
Illinois 625 1714
Deposit-Taking ATMs in Illinois
rlcarey - 03/02/21 11:26 PM
Indiana 495 1733
Payoff Statement Fee
Comply 101 - 01/26/21 09:10 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 624 1900
Minor Child Financial Guardianship
burkemi - 10/28/20 03:18 PM
Louisiana 73 180
Maryland 95 232
Multiple Beneficaries
rlcarey - 08/19/20 08:59 PM
Massachusetts 579 1670
Notice of Appeal
crazycat3 - 11/20/20 08:46 PM
Michigan 255 722
PC598 AFFIDAVIT OF DECEDENT'S SUCCESSOR...
ComplianceGurl - 05/15/20 02:52 PM
Minnesota 261 695
Consumer Loan or Mortgage Loan?
rlcarey - 03/02/21 07:00 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey 343 1242
NJDOBI 2021 High Cost Mortgage
Reads Regs - 03/03/21 06:13 PM
New Mexico 35 117
New Mexico LLC ?
rlcarey - 07/06/20 02:11 PM
New York 346 841
NYS High Cost Test
Soccer - 03/03/21 06:55 PM
North Carolina 85 239
POA and POD accounts
John Burnett - 03/03/20 08:32 PM
Ohio 206 501
Call recording retention
rlcarey - 02/11/21 04:25 PM
Oklahoma 566 1964
Legal fees cap?
Pauli Loeffler - 09/15/20 12:53 AM
Pennsylvania 456 1376
Power of Attorney on Joint Account
rlcarey - 12/02/20 05:14 PM
South Carolina 206 642
Add mortgage satisfaction fee to payoff quote
Cowboys Fan - 02/19/21 02:06 PM
Tennessee 383 1016
Customers Choose an Attorney
Lynzey Lambert - 02/03/21 06:42 PM
Texas 1628 6865
Routing Numbers on Safe Deposit Keys
Valley girl - 02/23/21 11:07 PM
Virginia (1 viewing) 119 290
Washington State 150 418
Retainage agreement?
Puzzled - 01/10/20 05:17 PM
Washington, DC 7 12
Mortgage Application - Required Signatures/Dates
PTownBeards - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
404 1565
Tax levy record retention requirements
Oly78 - 01/26/21 01:12 PM
Wyoming 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (179 viewing)
The spot to blow off steam and have fun.
25048 910567
Song Titles
GuitarDude - Yesterday at 04:56 AM
The BOL Couch (6 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1703 57833
Tested positive for COVID 19
praBSA - 02/11/21 05:53 PM