Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
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Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
801 4436
Ability to Repay Unemploym...
(BTrahan) - Today at 10:51 AM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
181 864
Re: escrows on non hpml lo...
(rlcarey) - 12/27/16 09:04 AM
HOEPA and Homeowner Counseling Rule (1 viewing)
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
170 1086
Reference 1026.34(a)(7)
(Scooter) - 08/30/16 11:45 AM
HMDA Overhaul 2018
Discussion on the revised HMDA rules effective in 2018
59 534
Re: Help! HMDA coverage fo...
(David Dickinson) - 01/15/17 11:23 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
412 2369
Re: Loan Assumption
(Jen J) - 01/13/17 09:36 AM
Loan Originator Compensation Rule (1 viewing)
Discussion on the CFPB final rules on LO compensation.
224 1255
Re: Majority of comp not f...
(MB Guy) - 01/11/17 09:15 AM
Mortgage Servicing Rules (2 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
538 2405
Re: RESPA: Error Res Desig...
(Stephen) - Today at 01:04 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
192 939
Re: Remittance Transfer Pr...
(John Burnett) - 11/07/16 10:35 AM
TRID - TILA/RESPA Integrated Disclosures Rule (18 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
2595 16932
Concurrent waiting periods...
(Saintsfan) - 41 minutes 25 seconds ago
Banker Forums ( Our Forums )
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Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
44 494
Re: Sample Military Lendin...
(John Burnett) - 11/15/16 10:20 AM
Article 9 (2 viewing) 386 1417
Re: Rely on previous PMSI ...
(Kevin) - 08/18/16 12:56 PM
Audit (3 viewing)
Discussions of audit-related questions and issues
3602 17333
Re: Construction Accountin...
(osucpa) - Today at 09:24 AM
BSA/AML/CIP/OFAC Forum (15 viewing)
CIP, BSA and PATRIOT Act Issues
17996 95200
Re: Do you run OFAC for se...
(BSA Gal) - 01/13/17 03:42 PM
CRA (3 viewing)
Discussions of Community Reinvestment Act issues.
4405 23812
Re: Capturing Gross Revenu...
(RR Jen) - Today at 12:09 PM
Deposits and Payments (8 viewing) 11669 50118
Re: Is this exceeding auth...
(John Burnett) - Today at 11:40 AM
Disaster Recovery 272 1345
Business Impact Analysis
(CindyS) - 11/17/16 05:30 PM
eBanking / Technology (5 viewing)
Discussions of electronic banking services and technology issues.
4658 20251
Re: Intuit Products - Quic...
(gonetobeach) - 01/13/17 04:10 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
361 1843
Re: Include with Adverse A...
(Mel in WA) - 01/11/17 05:27 PM
FCRA (3 viewing)
Questions and comments on the Fair Credit Reporting Act.
4043 18857
Exception notice vs. no no...
(burke116) - 01/11/17 12:44 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
333 3235
Re: Sec 1071 Reporting req...
(Reads Regs) - 12/29/16 11:33 PM
Flood Compliance (6 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
2756 14681
Re: Construction Loan - Wh...
(MB Guy) - 44 minutes 19 seconds ago
General Discussion (13 viewing) 24929 122920
Re: Accounting Software (S...
(Kelley Martins) - Today at 08:56 AM
HMDA (9 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7060 36998
§1003.5 (e) Notice of ava...
(fmissle) - 39 minutes 52 seconds ago
Human Resources 1915 13542
Re: Employee OD on Account
(HappyGilmore) - 01/03/17 12:24 PM
Lending Compliance (22 viewing) 45325 199124
Re: 2 properties in a floo...
(Dan Persfull) - 15 minutes 40 seconds ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (2 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1020 5463
Re: SCRA Notice - non real...
(rlcarey) - 01/11/17 08:49 PM
Marketing (1 viewing) 4167 15307
Re: HUD Equal Housing Lend...
(Reads Regs) - Today at 12:06 PM
Need to Remain Anonymous (4 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12089 55609
Re: File Mortgage Before R...
(Rocky P) - 8 minutes 54 seconds ago
Newbie Nook (1 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1305 5784
Re: 2nd Mortgage on a One ...
(David Dickinson) - Yesterday at 10:14 AM
Operations Compliance (2 viewing)
Discussion of operations-related issues and questions
12003 50182
Re: Joint account with two...
(Ken_Pegasus) - 01/14/17 10:49 AM
RESPA (3 viewing) 4532 26666
Re: Short Year Escrow Payo...
(happyauditor) - 4 minutes 45 seconds ago
Risk Management 410 1484
Re: Risk Management Commit...
(TryingtoComply) - 12/17/16 06:44 PM
S.A.F.E. Act Forum (2 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
613 3910
Re: Annual Audit required
(Dan Persfull) - 01/03/17 03:01 PM
Security - PUBLIC 1972 11332
Re: dual control or atm at...
(BrianC) - 01/13/17 03:09 PM
State-Specific Compliance Issues
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Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
385 897
Re: Michigan, Ohio, and In...
(WSB Compliance) - 11/04/16 12:46 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 41 80
Usury Fee
(ComplianceNewby) - 12/18/15 02:06 PM
California 502 1519
Re: California Natural Haz...
(Darth HMDA) - 09/23/16 05:26 PM
Colorado
Colorado Compliance Professionals
149 381
Re: Updated MLO Bond Requi...
(rlcarey) - 08/04/16 11:48 AM
Connecticut
State Specific Compliance Forum
58 125
Re: Account Number Truncat...
(rlcarey) - 06/30/15 12:43 PM
Florida (1 viewing) 538 1512
Re: Savings Promotion Raff...
(Compliance Risk) - 11/18/16 05:20 PM
Georgia 524 1985
Re: Inactivity vs. Dormant...
(GilaMonster) - 12/08/16 01:48 PM
Illinois 576 1607
Re: minor checking account
(GrannieTwo) - 12/29/16 12:12 PM
Indiana 473 1651
Re: Indiana FSSA Recovery ...
(Ken_Pegasus) - 12/28/16 06:46 PM
Iowa 208 714
Homestead exemption
(Cornfed Turtle) - 10/06/16 04:00 PM
Kentucky 568 1740
Re: Non-Purchasing Spouse
(tuma) - 12/22/16 04:49 PM
Louisiana 68 172
Re: Attorney Cash Deposits...
(rlcarey) - 08/01/16 06:50 PM
Maryland (1 viewing) 88 217
Insider Reporting
(Compliance 003) - 28 minutes 19 seconds ago
Massachusetts 521 1517
Debtor in Possession accou...
(Jo) - 10/26/16 10:30 AM
Michigan 245 698
Re: Revocable Trust - POD ...
(lmaizel) - 11/10/15 03:40 PM
Minnesota 228 612
Re: Non-Profit Organizatio...
(rlcarey) - 01/11/17 01:42 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey (1 viewing) 329 1214
Re: State levy turnover qu...
(Tom Foschini) - 12/02/16 02:45 PM
New Mexico 32 107
Re: New Mexico Home Loan P...
(rlcarey) - 11/08/14 04:50 PM
New York 321 751
Zombie property exemption ...
(b2c) - 01/12/17 12:24 PM
North Carolina 78 225
Re: North Carolina Deposit...
(Ken_Pegasus) - 11/03/16 12:05 PM
Ohio 189 453
Posting the Ohio Sales Tax...
(lmaizel) - 10/04/16 12:07 PM
Oklahoma (1 viewing) 526 1843
Re: Forged Endorsement Cla...
(John Burnett) - Today at 11:16 AM
Pennsylvania (1 viewing) 428 1297
Re: Decedent Safe Deposit ...
(SwPa) - 12/08/16 08:34 AM
South Carolina (1 viewing) 192 579
Re: State Usury Laws - Cha...
(Rocky P) - 12/07/16 10:59 AM
Tennessee (1 viewing) 350 928
Re: Social Media and posti...
(Norman Paperman) - 01/13/17 11:06 AM
Texas (2 viewing) 1524 6481
Re: Record Retention for L...
(RVaughn) - 01/03/17 09:04 AM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State (1 viewing) 143 400
Re: HELOC Conversion fee
(rlcarey) - 11/21/16 02:27 AM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin (1 viewing)
Wisconsin state-specific discussion forum
364 1436
Re: WUTMA custodian wants ...
(Bec) - 18 minutes 11 seconds ago
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (48 viewing)
The spot to blow off steam and have fun.
24696 881039
Re: New Car
(Rocky P) - 4 minutes 53 seconds ago
The BOL Couch
This is the place to go when you need input on problems of a nonbanking-related nature.
1655 56116
Re: Exercising / Eating He...
(RR Becca) - Today at 09:34 AM