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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
879 4841
Re: Temporary QM expiratio...
(rlcarey) - 05/24/19 09:43 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
222 1055
Re: Escrow Discontinuation
(Dan Persfull) - 05/24/19 06:46 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
187 1183
Re: HOEPA & HELOC rene...
(Karen B.) - 05/22/19 03:52 PM
HMDA Overhaul 2018
Discussion on the revised HMDA rules effective in 2018
1021 8517
Re: DTI for HMDA
(Krit) - 05/23/19 01:30 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
472 2666
Re: Ordering Multiple Appr...
(MScarn6942) - 05/14/19 07:17 PM
Loan Originator Compensation Rule (1 viewing)
Discussion on the CFPB final rules on LO compensation.
245 1356
Re: Paying Creditor Fees F...
(Compliance Poster) - 05/09/19 09:35 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
718 3138
Re: Fair Collection of Deb...
(Jesenia - Compliance) - 05/15/19 07:50 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
199 962
Preauthorized Remittance T...
(D Rodriguez) - 04/19/19 04:09 PM
TRID - TILA/RESPA Integrated Disclosures Rule (4 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3653 25133
Re: income for "compl...
(RR Joker) - 05/24/19 07:34 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
49 512
ACH Payments
(ZR) - 04/02/19 06:06 PM
Article 9 392 1434
Re: UCC / Fixture Filing
(rainman) - 10/08/18 08:09 PM
Audit
Discussions of audit-related questions and issues
3691 17747
Re: UDAAP
(EuphegeniaDoubtfire) - 05/21/19 06:09 PM
BSA/AML/CIP/OFAC Forum (5 viewing)
CIP, BSA and PATRIOT Act Issues
19490 103857
Re: FEE DISCLOSURE
(rlcarey) - 05/24/19 09:37 PM
CRA
Discussions of Community Reinvestment Act issues.
4748 25337
Re: Loan Purchases- Peer D...
(WABComply) - 05/24/19 05:11 PM
Deposits and Payments (9 viewing) 12592 54160
Remittance Transfer Disput...
(h1clm04) - 05/23/19 07:31 PM
Disaster Recovery 277 1358
Re: BCP/Disaster Notificat...
(osucpa) - 10/26/18 12:09 PM
eBanking / Technology (2 viewing)
Discussions of electronic banking services and technology issues.
4904 21355
Re: POP Transaction Guidan...
(John Burnett) - 05/21/19 08:28 PM
Fair Lending (2 viewing)
Questions, responses and comments on Fair Lending topics.
512 2565
Re: Application Signed at ...
(Adam Witmer) - Yesterday at 11:16 AM
FCRA (2 viewing)
Questions and comments on the Fair Credit Reporting Act.
4228 19756
Re: ID Theft and Red Flag ...
(Bville) - 05/23/19 09:24 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 06:07 PM
Flood Compliance (1 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3268 17426
Re: New Private Flood Insu...
(Adam Witmer) - 05/24/19 11:46 AM
General Discussion (7 viewing) 25380 125119
Re: New lobby signage
(rlcarey) - 05/24/19 07:28 PM
HMDA (1 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7511 39697
Re: Refi on Primary to Pur...
(Dan Persfull) - 05/21/19 06:18 PM
Human Resources 1965 14088
Re: Staffing Levels
(HappyGilmore) - 04/29/19 03:29 PM
Lending Compliance (5 viewing) 46873 206089
Re: Modification and Right...
(RR Joker) - 05/24/19 07:34 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1138 6047
Re: State versions of SCRA
(Reg Warrior) - 05/15/19 06:45 PM
Marketing 4395 16295
Re: APR in Ads
(Richard Insley) - Yesterday at 08:00 AM
Need to Remain Anonymous (1 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13289 61723
Re: Flyer in Model Home
(rlcarey) - 05/24/19 02:31 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1338 5945
Re: Installment Loan Discl...
(Richard Insley) - 05/16/19 05:40 PM
Operations Compliance (2 viewing)
Discussion of operations-related issues and questions
12408 52009
Re: Ad hoc review of Overd...
(Likes to Comply) - 05/23/19 08:54 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Re: Senate Bill 2155 - ECG...
(rlcarey) - 11/13/18 04:20 PM
RESPA 4639 27196
Re: Chapter 13 bankruptcy ...
(David Dickinson) - 05/12/19 12:56 AM
Risk Management 432 1556
Re: Multiple Continuing De...
(DW) - 03/04/19 06:05 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
664 4112
Re: Criminal Convictions
(Adam Witmer) - 05/24/19 06:12 PM
Security - PUBLIC 1984 11384
Re: Shred Procedures/Watch...
(Sunshine Lady) - 12/18/18 03:37 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
404 930
Re: Montana
(rlcarey) - 03/06/19 12:01 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 02:52 PM
Arkansas 43 82
ATM Fees
(SRob) - 04/29/19 04:34 PM
California 512 1560
Re: NEW California Privacy...
(RockChucker, CAMS) - 04/22/19 05:28 PM
Colorado
Colorado Compliance Professionals
158 404
Colorado title cos bundlin...
(Banker K) - 04/11/19 04:17 PM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 03:46 PM
Florida 563 1592
Re: CBD Oil Store
(RR Joker) - 05/22/19 01:21 PM
Georgia (1 viewing) 540 2044
Re: Georgia Sales Tax Ques...
(WWIT?) - 01/18/19 07:12 PM
Illinois 611 1683
Chicagoland Compliance Ass...
(Dave M_TCA) - 05/21/19 12:57 PM
Indiana 491 1709
Re: Property Tax Estimator
(Adam Witmer) - 05/24/19 02:28 PM
Iowa 211 723
Re: Maximum Rate
(ahkcompliance) - 02/15/19 06:58 PM
Kentucky (2 viewing) 613 1869
Re: Garnishment Fees
(rlcarey) - 05/22/19 01:01 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 07:33 PM
Maryland 94 229
Re: Foreclosure In MD
(WABComply) - 08/03/18 02:45 PM
Massachusetts (2 viewing) 561 1621
Re: Sole Proprietor & ...
(rlcarey) - 05/09/19 01:42 PM
Michigan 253 716
Re: Lending Criteria Pamph...
(toms) - 05/01/19 08:29 PM
Minnesota 251 673
Re: Mortgage loan originat...
(rlcarey) - 05/09/19 01:30 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 07:00 PM
New Jersey 340 1237
NJDOBI 2019 High Cost Home...
(Reads Regs) - 02/07/19 10:50 PM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 02:09 PM
New York 338 804
Re: Check Casher but not a...
(praBSA) - 05/20/19 12:12 PM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 01:31 PM
Ohio 201 489
Re: RDC
(Sunshine Lady) - 05/10/19 09:17 PM
Oklahoma 558 1936
Re: IS A BANK REQUIRED TO ...
(rlcarey) - 05/22/19 10:20 PM
Pennsylvania 450 1355
Re: Address Changes and De...
(rlcarey) - 05/06/19 02:00 PM
South Carolina 202 627
Re: SC Attorney and Insura...
(larmanini) - 02/15/19 05:55 PM
Tennessee 375 1002
Re: Liability After Forecl...
(rlcarey) - 03/28/19 02:44 PM
Texas 1605 6786
Re: Dormant Accounts/Esche...
(rlcarey) - 05/22/19 02:03 PM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 08:37 PM
Washington State 149 416
WA State - Putting loan #'...
(Compliance Action Subscriber 1054) - 10/01/18 07:29 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
391 1526
Re: Limit on Personal Mone...
(Alex W.) - 04/10/19 06:44 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (31 viewing)
The spot to blow off steam and have fun.
24986 905314
Re: Anyone go "gemmin...
(MB Guy) - 05/24/19 08:39 PM
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1694 57439
Re: Work Pet Peeves
(RR Joker) - 05/24/19 08:06 PM