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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
904 4947
Homeowner's Insurance Quote for DTI
iheartcompliance - 09/17/20 01:40 PM
Escrows on Higher-Priced Mortgages (1 viewing)
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
229 1095
escrow and forced placed insurance
rlcarey - 10/20/20 07:58 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
190 1189
HOEPA Loan Point and Fees
rlcarey - 10/26/19 07:42 PM
HMDA Overhaul 2018 (4 viewing)
Discussion on the revised HMDA rules effective in 2018
1253 9844
HMDA Geocode-FFIEC vs US Census
Skittles - 10/26/20 05:23 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
499 2794
Consumer Real Estate Loan Over $1,000,000
Crazy Bank Lady - Yesterday at 10:01 PM
Loan Originator Compensation Rule (1 viewing)
Discussion on the CFPB final rules on LO compensation.
250 1383
dinging a mlo
RR Joker - 08/17/20 07:45 PM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
771 3341
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
204 997
Incoming Wires and Dual Controls
rlcarey - 08/17/20 05:46 PM
TRID - TILA/RESPA Integrated Disclosures Rule (4 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
4035 27399
No-cost loan missing some minor costs on CloD
rlcarey - Yesterday at 04:26 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
51 523
FDCPA
John Burnett - 02/12/20 06:33 PM
Article 9 395 1443
Floor Plan Financing
rlcarey - 08/12/20 12:55 PM
Audit (2 viewing)
Discussions of audit-related questions and issues
3717 17866
BSA and PPP Loans
rlcarey - 10/07/20 03:37 PM
BSA/AML/CIP/OFAC Forum (13 viewing)
CIP, BSA and PATRIOT Act Issues
19946 106128
Agent of MSB and PATM Due Diligence
Brandi S. - Yesterday at 09:29 PM
CRA (1 viewing)
Discussions of Community Reinvestment Act issues.
4903 25998
OCC CRA Exam
WreckEmTech - Yesterday at 04:27 PM
Deposits and Payments (4 viewing) 13014 56195
Tax Reporting Unclaimed CD POD
terpsfan - 8 hours ago
Disaster Recovery 282 1372
Temporary Closure
Brandy Friesen, CRCM - 03/13/20 08:51 PM
eBanking / Technology (2 viewing)
Discussions of electronic banking services and technology issues.
5026 21989
Reg E Zelle Disputes
rlcarey - 10/27/20 09:03 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
585 2961
Fair Lending Enforcement on Commercial?
Dan Persfull - 09/29/20 07:57 PM
FCRA (2 viewing)
Questions and comments on the Fair Credit Reporting Act.
4301 20085
Credit Reporting Payment History Bankruptcy
Likes to Comply - Yesterday at 01:48 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (4 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3485 18617
Condo Construction Loan
Compliance504 - Yesterday at 03:26 PM
General Discussion (2 viewing) 25567 125963
20 YEARS OF BANKERS THREADS
Island Dreaming - Yesterday at 05:54 PM
HMDA (1 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7601 40258
HMDA loan purpose refinance of different property
raitchjay - Yesterday at 01:48 PM
Human Resources (2 viewing) 1986 14218
Maternity Leave
TB 12 - Yesterday at 04:35 PM
Lending Compliance (15 viewing) 47604 209456
New LE Required?
rlcarey - 10/27/20 09:28 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1180 6259
MAPR Calculation Question
Inspector - 10/22/20 09:59 PM
Marketing (1 viewing) 4493 16684
Sharing Customer Email Addresses
Bankwoman1 - Yesterday at 02:07 PM
Need to Remain Anonymous (3 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13836 64268
Identity Theft Examples.
BrianC - Yesterday at 04:22 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1355 6003
Reg Mapping - Any reference guides?
osucpa - 10/09/20 07:20 PM
Operations Compliance
Discussion of operations-related issues and questions
12561 52632
Reg CC New Account -Making Account Joint
BrianC - 10/27/20 09:22 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA 4672 27360
Section 8 - Closing Cost Credit
ZmbRzr - 09/21/20 02:35 PM
Risk Management (1 viewing) 443 1591
Vendor Management
DEL - 10/27/20 12:24 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
687 4205
To use "MLO#" or "NMLS#" ?
rlcarey - 09/30/20 04:34 PM
Security - PUBLIC 1988 11405
Security Officer Job Description
P*Q - 10/09/20 03:59 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
408 951
Oregon Escrow Accounts and Interest
Cloud9 - 05/18/20 05:00 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas 45 90
Elder Financial Exploitation
Sugar Coater - 03/05/20 07:58 PM
California 518 1599
NEW California Privacy Law
Reg Warrior - 10/22/20 03:38 PM
Colorado
Colorado Compliance Professionals
161 412
Are Escrow Companies required to be licensed
rlcarey - 07/01/20 11:25 AM
Connecticut (1 viewing)
State Specific Compliance Forum
61 129
Savings Accounts Check Holds
John Burnett - 01/29/20 07:39 PM
Florida 571 1621
Adding force placed insurance to loan balance
rlcarey - 07/03/20 08:19 PM
Georgia (1 viewing) 544 2054
Non-Borrowing Spouse - Rescission
rlcarey - Yesterday at 04:02 PM
Illinois 622 1703
Illinois Mortgage Escrow Account Act Notice
rlcarey - 10/10/20 03:12 PM
Indiana 494 1729
IN County Auditor Fee-recorder fee or transfer tax
Dan Persfull - 07/28/20 08:14 PM
Iowa (1 viewing) 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 624 1900
Minor Child Financial Guardianship
burkemi - Yesterday at 03:18 PM
Louisiana 73 180
Maryland 95 232
Multiple Beneficaries
rlcarey - 08/19/20 08:59 PM
Massachusetts (1 viewing) 577 1662
Safe Deposit Box- Assessing an Access Fee
Jaime Lannan - 06/25/20 09:56 PM
Michigan 255 722
PC598 AFFIDAVIT OF DECEDENT'S SUCCESSOR...
ComplianceGurl - 05/15/20 02:52 PM
Minnesota 259 691
Paid Loan
rlcarey - 06/26/20 05:47 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey 341 1239
New Jersey Fee Restriction & Renovation Lending
CMSIngenue - 11/21/19 04:00 PM
New Mexico 35 117
New Mexico LLC ?
rlcarey - 07/06/20 02:11 PM
New York 346 839
NYS High Cost Test
Soccer - 09/02/20 08:17 PM
North Carolina (1 viewing) 85 239
POA and POD accounts
John Burnett - 03/03/20 08:32 PM
Ohio 205 499
Deferment Agreement
slicehead - 03/31/20 12:51 PM
Oklahoma 566 1964
Legal fees cap?
Pauli Loeffler - 09/15/20 12:53 AM
Pennsylvania 455 1374
COVID 19 and bank settlement services
KarenK - 04/09/20 06:12 PM
South Carolina 205 635
Tennessee 381 1013
MSB TN License & FinCEN Registration?
rlcarey - 09/01/20 07:33 PM
Texas (1 viewing) 1625 6857
Master Card Chip Issues
SOCHOA - 09/25/20 06:46 PM
Virginia 118 289
Marijuana related account
BSA Gal - 03/09/20 01:51 PM
Washington State 150 418
Retainage agreement?
Puzzled - 01/10/20 05:17 PM
Washington, DC 7 12
Mortgage Application - Required Signatures/Dates
PTownBeards - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
403 1562
Notice to non-borrowing spouse
rlcarey - Yesterday at 08:01 PM
Wyoming 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (45 viewing)
The spot to blow off steam and have fun.
25039 909962
a couple of hurricanes a-comin
Rocky P - 6 hours ago
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1703 57793
COVID Stressed??
edAudit - 09/18/20 01:51 PM