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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (2 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
885 4869
Interesting case testing ATR rules
Kimo in Idaho - Yesterday at 06:12 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
223 1066
HPML escrow/additional collateral
Compliance NABW - 07/25/19 06:05 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
189 1187
Broker and High Cost Disclosures
rlcarey - 08/09/19 09:43 PM
HMDA Overhaul 2018 (4 viewing)
Discussion on the revised HMDA rules effective in 2018
1065 8825
Subject Property Value and LTV
Luv2run - 08/16/19 07:12 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
473 2669
Record Retention for NORA
rlcarey - 06/29/19 04:52 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
246 1363
Referrals from Tellers
Mountaineers_Fan - 08/16/19 07:26 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
728 3182
Timing for Successor in Interest?
ComplyCycle - 08/16/19 07:20 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
199 962
Preauthorized Remittance Transfers
D Rodriguez - 04/19/19 04:09 PM
TRID - TILA/RESPA Integrated Disclosures Rule (8 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3717 25576
Construction loans and TRID
Dan Persfull - Yesterday at 05:03 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
50 517
Fradulent ID when Opening an Account
Oursisnottoreasonwhy - 08/06/19 08:21 PM
Article 9 393 1436
Filing UCC prior executing security agreement
rainman - 06/06/19 07:12 PM
Audit
Discussions of audit-related questions and issues
3695 17771
Audit Schedule Question
The Auditor - 08/14/19 06:23 PM
BSA/AML/CIP/OFAC Forum (16 viewing)
CIP, BSA and PATRIOT Act Issues
19572 104252
CTR -
ColoradoAML - Yesterday at 02:41 PM
CRA (4 viewing)
Discussions of Community Reinvestment Act issues.
4779 25462
Affordable housing and mobile home parks
Len S - 08/16/19 06:51 PM
Deposits and Payments (9 viewing) 12668 54495
Disaster Recovery 278 1363
Multiple branches in BCP
Kimo in Idaho - 07/02/19 09:31 PM
eBanking / Technology (1 viewing)
Discussions of electronic banking services and technology issues.
4916 21418
E-SIGN Demonstrable Consent Before E-SIGN Consent
Compliance Poster - 08/13/19 02:09 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
522 2640
Notice of Denial - Sent in Error
Kimo in Idaho - Yesterday at 06:19 PM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4242 19811
Credit Score Exception Notice - Appl. Withdrawn
Tarhe - Yesterday at 10:20 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance (5 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3310 17765
FEMA Notification
Breeco - Yesterday at 03:54 PM
General Discussion (9 viewing) 25412 125240
UDAAP - Abusive?
John Burnett - 08/14/19 05:15 PM
HMDA (2 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7522 39779
AUS Results for LP
tedster - 08/15/19 06:03 PM
Human Resources 1969 14111
Employment Application Question
rlcarey - 07/17/19 12:58 PM
Lending Compliance (32 viewing) 47013 206648
ECOA NOI for Large Businesses and Trade Credit
Funky Falcon - Yesterday at 07:32 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1143 6073
Marketing 4410 16350
Need to Remain Anonymous (11 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13410 62243
BSA Officer Salary
HappyGilmore - 12 minutes ago
Newbie Nook (2 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1343 5958
Reporting Refinance/Cash-Out Refinance for HMDA
David Dickinson - 08/09/19 05:50 PM
Operations Compliance (7 viewing)
Discussion of operations-related issues and questions
12450 52164
Reg O - Board Reportable?
rlcarey - 2 hours ago
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA (1 viewing) 4652 27255
Required Service Provider listing
CRL - Yesterday at 07:41 PM
Risk Management (1 viewing) 435 1565
Individual Loan Stress Testing
osucpa - 08/13/19 03:09 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
667 4121
Company Licenses
rlcarey - 07/26/19 09:03 PM
Security - PUBLIC (1 viewing) 1985 11390
Lobby Guard
Kimo in Idaho - 06/17/19 07:22 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
406 940
State specific Complaint response timeframes
drchiles - 08/01/19 09:56 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas 44 87
HSA Accunts and Dormant Fees
rlcarey - 08/12/19 09:27 PM
California (1 viewing) 514 1572
General- Closing Process
WABComply - 08/05/19 09:13 PM
Colorado
Colorado Compliance Professionals
158 404
Colorado title cos bundling fees on TRID
Banker K - 04/11/19 04:17 PM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/18
drchiles - 06/18/18 03:46 PM
Florida 564 1597
Minor Depository Accounts
rlcarey - 07/10/19 02:18 PM
Georgia (1 viewing) 540 2044
Georgia Sales Tax Question
WWIT? - 01/18/19 07:12 PM
Illinois 613 1686
Municiples and online banking
T42 - 08/08/19 08:35 PM
Indiana 491 1709
Property Tax Estimator
Adam Witmer - 05/24/19 02:28 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 615 1872
Right of Setoff for Delinquent Safe Deposit Box
silver shamrock - 07/29/19 06:34 PM
Louisiana 73 180
Maryland 94 229
Foreclosure In MD
WABComply - 08/03/18 02:45 PM
Massachusetts 565 1631
Notarizing a will
John Burnett - Yesterday at 03:58 PM
Michigan 253 716
Lending Criteria Pamphlet or Brochure
toms - 05/01/19 08:29 PM
Minnesota 255 685
Payment of Interest on Escrow
Cloud9 - Yesterday at 01:43 PM
New Hampshire
New Hampshire Specific State Forum
35 74
Multiple Trusts on Deposit Account
NeedyBanker - 01/13/17 07:00 PM
New Jersey 341 1238
NJ levy exemptions
MichaelJ - 06/24/19 08:34 PM
New Mexico 34 115
NM State RFPA
Doug Hendrickson - 05/16/18 02:09 PM
New York 340 820
RIGHT OF OFFSET
Basket case - 08/01/19 02:50 PM
North Carolina 84 235
Ohio 201 489
RDC
Sunshine Lady - 05/10/19 09:17 PM
Oklahoma (1 viewing) 560 1940
Oklahoma UCCC and HELOCs
rlcarey - 07/25/19 12:38 PM
Pennsylvania 452 1362
Wrong Date on State of PA Loan
parker1962 - 08/13/19 04:32 PM
South Carolina 203 629
SC Borrower Preference
rlcarey - 07/02/19 08:22 AM
Tennessee 375 1002
Liability After Foreclosure
rlcarey - 03/28/19 02:44 PM
Texas 1609 6802
MRB/Hemp no THC
Always In Training - 08/15/19 06:29 PM
Virginia 117 288
Washington State 149 417
WA State - Putting loan #'s on DOTs illegal?
Kimo in Idaho - 07/17/19 03:17 PM
Washington, DC 7 12
Mortgage Application - Required Signatures/Dates
PTownBeards - 11/16/15 09:47 PM
Wisconsin
Wisconsin state-specific discussion forum
394 1535
Airplane Lien Perfection
Heather - 08/08/19 02:09 PM
Wyoming 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (25 viewing)
The spot to blow off steam and have fun.
25004 906002
Song Titles
Crazy in Compliance - 1 hour ago
The BOL Couch
This is the place to go when you need input on problems of a nonbanking-related nature.
1697 57525
Transplant
JWills, CRCM - 1 hour ago