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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
851 4698
Re: QUESTION
(Dan Persfull) - Today at 10:47 AM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
210 995
Re: HPML and Amish Aid
(Not Liking HMDA, CRCM) - 07/18/18 01:48 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
182 1158
Re: HOEPA - Cure
(raitchjay) - 06/21/18 03:44 PM
HMDA Overhaul 2018 (2 viewing)
Discussion on the revised HMDA rules effective in 2018
695 6088
Re: AUS Results Question
(ComplianceRegs) - Today at 09:20 AM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
458 2604
Re: ACE / PIW (Fannie/Fred...
(Dan Persfull) - Today at 11:02 AM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
235 1304
Re: NMLS ON DENIALS
(rlcarey) - 06/22/18 11:13 AM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
684 3005
Re: Discontinue Hz Insuran...
(HRH Okie Banker) - 07/16/18 01:13 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
197 959
Claim Form for Remittance ...
(Karen E) - 06/26/18 02:28 PM
TRID - TILA/RESPA Integrated Disclosures Rule (8 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3290 22768
No Prepaid Interest
(B2B) - Yesterday at 05:43 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
47 505
Re: CFPB Proposal to amend...
(Always In Training) - 06/23/17 02:47 PM
Article 9 390 1427
Liens on Boats, etc.
(CometMan) - 05/21/18 03:37 PM
Audit (2 viewing)
Discussions of audit-related questions and issues
3666 17620
Re: TRID - 2 audits or 1?
(Brittjewel87) - 07/16/18 11:58 AM
BSA/AML/CIP/OFAC Forum (12 viewing)
CIP, BSA and PATRIOT Act Issues
19074 101584
Re: Foreign Owner BFO
(BrianC) - 18 minutes 38 seconds ago
CRA (5 viewing)
Discussions of Community Reinvestment Act issues.
4662 24948
Re: Loan to Housing Trust ...
(Pale Rider) - Today at 11:09 AM
Deposits and Payments (12 viewing) 12268 52690
Re: Reg E dispute
(BrianC) - Yesterday at 05:20 PM
Disaster Recovery (1 viewing) 275 1355
Re: Business Impact Analys...
(bcompliance) - 11/14/17 12:23 PM
eBanking / Technology (3 viewing)
Discussions of electronic banking services and technology issues.
4830 21020
Re: E-SIGN Demonstrable Co...
(stephp) - Today at 11:30 AM
Fair Lending
Questions, responses and comments on Fair Lending topics.
477 2403
Re: Statistical Analysis -...
(Inherent_Risk) - Today at 08:45 AM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4174 19479
Re: Inquires iimpacted the...
(ComplyCycle) - 07/16/18 03:30 PM
Financial Reform (1 viewing)
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 01:07 PM
Flood Compliance (3 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3111 16573
Re: LexisNexis ins trackin...
(David Dickinson) - 07/18/18 01:47 PM
General Discussion (12 viewing) 25231 124346
Re: Change Requested after...
(rlcarey) - Today at 11:01 AM
HMDA (3 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7453 39428
Re: Denial & DU result...
(Red Raiders) - 07/18/18 03:10 PM
Human Resources (1 viewing) 1951 13883
Re: Banning Perfume/Cologn...
(ItNeverEnds CRCM) - Yesterday at 07:14 PM
Lending Compliance (32 viewing) 46399 203998
Re: Protecting Tenants in ...
(Summer101) - 23 minutes 27 seconds ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1113 5913
Re: SCRA and Trusts questi...
(Andy Z) - 07/03/18 05:34 PM
Marketing 4322 15985
Re: Mortgage Acts and Prac...
(FunFunFun) - 07/18/18 10:59 AM
Need to Remain Anonymous (4 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12884 59614
Re: NMLS required?
(Truffle Royale) - Today at 10:21 AM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1321 5860
Re: Training.............
(RR Sarah) - 06/07/18 05:32 PM
Operations Compliance (6 viewing)
Discussion of operations-related issues and questions
12270 51399
Re: Posting Order
(HappyGilmore) - Today at 09:58 AM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
11 152
Re: Protecting Tenants at ...
(rlcarey) - 07/10/18 01:52 AM
RESPA (2 viewing) 4607 27049
Re: Force Place Hazard Ins...
(JacksTigger) - 07/12/18 10:25 AM
Risk Management 423 1524
Re: Risk Appetite Statemen...
(Darth HMDA, CRCM ) - 06/04/18 01:22 PM
S.A.F.E. Act Forum (2 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
645 4039
Re: When to terminate
(rlcarey) - 07/13/18 03:13 AM
Security - PUBLIC (2 viewing) 1979 11362
Re: Reporting Elder Financ...
(DeeQ) - 07/05/18 01:27 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (1 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
399 919
Docutech- updated state di...
(drchiles) - 07/06/18 11:30 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California (1 viewing) 512 1550
Re: NEW California Privacy...
(Dan Persfull) - 07/02/18 03:35 PM
Colorado
Colorado Compliance Professionals
154 392
CO Cybersecurity Standards
(drchiles) - 06/19/18 11:03 AM
Connecticut (1 viewing)
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 11:46 AM
Florida 556 1572
OFR Real System
(Lilly C) - 05/22/18 09:15 AM
Georgia (1 viewing) 537 2027
Re: Motor Vehicle Title Fe...
(BeechFlyboy) - 07/18/18 12:43 PM
Illinois 596 1657
Re: Safety Deposit Boxes
(rlcarey) - 07/08/18 04:08 AM
Indiana 487 1691
Re: Closing Agents and Pro...
(Dan Persfull) - 07/18/18 11:53 AM
Iowa 209 717
Re: Common Stock
(ahkcompliance) - 12/13/17 09:43 AM
Kentucky 598 1832
Mortgage Life Insurane Com...
(ineedhelp) - 07/10/18 01:56 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 03:33 PM
Maryland 93 227
Re: Maryland Disclosure of...
(rlcarey) - 06/21/18 07:44 AM
Massachusetts 548 1582
Re: LLC using Attorney EIN
(RockChucker, CAMS) - 07/12/18 12:42 PM
Michigan (1 viewing) 253 714
Deposits to MUTMA acct aft...
(truckman30) - 06/06/18 04:27 PM
Minnesota (1 viewing) 243 649
Re: DBA Documentation
(John Burnett) - Yesterday at 10:36 AM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey 336 1231
Re: 5/4 Gov. Murphy Signs ...
(Reads Regs) - 05/28/18 08:43 PM
New Mexico (1 viewing) 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 10:09 AM
New York (1 viewing) 330 776
Re: NYS DFS BSA Compliance...
(edAudit) - 04/26/18 11:00 AM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 08:31 AM
Ohio 196 480
Re: Ohio Good Funds Law 20...
(LesaB) - 12/04/17 03:19 PM
Oklahoma 552 1908
Re: POA on one owner of a ...
(Pauli Loeffler) - 07/09/18 07:07 PM
Pennsylvania (2 viewing) 444 1342
Re: Writs
(Half Pint) - 06/27/18 02:19 PM
South Carolina (1 viewing) 197 615
Updated Late Fee Min/Max
(Cowboys Fan) - 06/07/18 02:19 PM
Tennessee 367 976
Re: Photocopying Driver's ...
(BuckDog) - 06/28/18 06:50 PM
Texas 1584 6723
Re: TSAHC
(rlcarey) - Today at 11:23 AM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 148 415
Re: WA State allow non-nat...
(Puzzled) - 07/03/18 04:39 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
385 1514
WI Rule Updates for 2018
(drchiles) - 07/03/18 12:51 PM
Wyoming (1 viewing) 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (37 viewing)
The spot to blow off steam and have fun.
24902 899142
Re: Comfort Food
(RR Sarah) - 1 minute 22 seconds ago
The BOL Couch (5 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1686 57034
Re: Teen Cell Rules
(ItNeverEnds CRCM) - 07/17/18 07:52 PM