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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (1 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
862 4752
Re: HPML = QM?
(rlcarey) - 11/01/18 05:07 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
215 1010
Re: Calculating HPML - Con...
(John Burnett) - 11/01/18 04:19 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
182 1158
Re: HOEPA - Cure
(raitchjay) - 06/21/18 03:44 PM
HMDA Overhaul 2018 (8 viewing)
Discussion on the revised HMDA rules effective in 2018
842 7203
General Partnerships &...
(Oly78) - 12 minutes 41 seconds ago
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (1 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
462 2622
Re: Dwelling Secured Loan ...
(John Burnett) - Today at 11:31 AM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
239 1322
Re: 401k matches
(TMatt87) - 10/23/18 10:44 AM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
700 3058
Periodic Statement Followi...
(IGaev) - Yesterday at 10:47 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
198 961
Re: Wire Transfer Originat...
(rlcarey) - 08/27/18 06:45 PM
TRID - TILA/RESPA Integrated Disclosures Rule (17 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
3479 23962
Lump Sum Lender Credits De...
(Need Assistance) - Today at 01:29 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
48 511
Re: Stop Overdraft Profite...
(burkemi) - 09/26/18 04:25 PM
Article 9 392 1434
Re: UCC / Fixture Filing
(rainman) - 10/08/18 04:09 PM
Audit
Discussions of audit-related questions and issues
3676 17668
Re: Regulation O Testing F...
(Purple Pride) - 10/25/18 03:34 PM
BSA/AML/CIP/OFAC Forum (19 viewing)
CIP, BSA and PATRIOT Act Issues
19264 102708
Re: Any Recent Guidance fo...
(Bec) - 5 minutes 21 seconds ago
CRA (6 viewing)
Discussions of Community Reinvestment Act issues.
4698 25120
Re: SBA 504 - CDC Loan Com...
(Mel in WA) - 11/15/18 11:46 AM
Deposits and Payments (18 viewing) 12396 53294
Re: Deceased Customer and ...
(John Burnett) - Today at 11:58 AM
Disaster Recovery 277 1358
Re: BCP/Disaster Notificat...
(osucpa) - 10/26/18 08:09 AM
eBanking / Technology (3 viewing)
Discussions of electronic banking services and technology issues.
4859 21150
Re: Reg E Dispute
(David Dickinson) - 11/13/18 06:14 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
488 2454
Re: Joint Intent for an On...
(Andy Z) - 11/09/18 04:45 PM
FCRA (4 viewing)
Questions and comments on the Fair Credit Reporting Act.
4196 19619
Re: model disclosures
(Adam Witmer) - Yesterday at 09:19 AM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Re: Counter Terrorism and ...
(#Just Jay) - 01/09/18 01:07 PM
Flood Compliance (1 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3164 16855
Re: Demolition of Building
(bcompliance) - Today at 11:51 AM
General Discussion (22 viewing) 25287 124646
Re: Referring Consumers to...
(Dan Persfull) - Yesterday at 03:37 PM
HMDA (6 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7480 39562
Re: Approved Not Accepted ...
(Truffle Royale) - Today at 11:46 AM
Human Resources (3 viewing) 1957 13986
Re: Tattoos & Piercing...
(RR Joker) - 10/24/18 10:24 AM
Lending Compliance (28 viewing) 46614 204932
Proposed Appraisal Thresho...
(Adam Witmer) - 7 minutes 49 seconds ago
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1122 5989
Re: Federal Preemption
(John Burnett) - 11/15/18 09:30 AM
Marketing (2 viewing) 4357 16122
Re: Rate Changes on Market...
(rlcarey) - 11/18/18 06:12 AM
Need to Remain Anonymous (8 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
13058 60475
Re: ACH Pull after death
(HappyGilmore) - Today at 10:35 AM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1323 5873
Re: Money Service Business...
(DeeQ) - 11/01/18 08:14 AM
Operations Compliance (10 viewing)
Discussion of operations-related issues and questions
12332 51674
Re: Safe Deposit Box Items...
(Rocky P) - 51 minutes 40 seconds ago
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Re: Senate Bill 2155 - ECG...
(rlcarey) - 11/13/18 11:20 AM
RESPA (1 viewing) 4623 27118
Re: MN taxes paid in 2017
(David Dickinson) - 11/12/18 11:07 AM
Risk Management (1 viewing) 428 1543
Re: DU Findings
(larmanini) - Today at 11:49 AM
S.A.F.E. Act Forum (1 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
654 4076
Re: NMLS# for Online Appli...
(John Burnett) - 11/14/18 04:20 PM
Security - PUBLIC 1983 11377
Check kiting?
(ramblings) - 11/13/18 04:43 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
402 924
AZ - Disbursement Dates
(Vivian) - 09/18/18 10:28 AM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 42 81
school districts issue pos...
(Burgess) - 11/07/17 10:12 AM
California 512 1558
Re: NEW California Privacy...
(Reg Warrior) - 11/06/18 07:36 PM
Colorado
Colorado Compliance Professionals
154 392
CO Cybersecurity Standards
(drchiles) - 06/19/18 11:03 AM
Connecticut
State Specific Compliance Forum
60 127
CT State Laws coming 10/1/...
(drchiles) - 06/18/18 11:46 AM
Florida (2 viewing) 558 1575
Re: Machine Gun Purchase
(RockChucker, CAMS) - 11/14/18 12:18 PM
Georgia (2 viewing) 538 2031
Re: Foreclosure on Rental ...
(RR Joker) - 08/01/18 04:15 PM
Illinois (1 viewing) 604 1673
Chicagoland Compliance Ass...
(Dave M_TCA) - 11/13/18 07:46 PM
Indiana (1 viewing) 489 1703
Re: Dormant Certificate of...
(Bankwoman1) - 10/03/18 04:32 PM
Iowa 210 720
Re: Marshall County taxes ...
(Truffle Royale) - 08/23/18 11:36 AM
Kentucky 605 1854
Re: Estate Co-Administrato...
(Elwood P. Dowd) - 11/07/18 02:42 PM
Louisiana 73 180
State law update- Cancella...
(drchiles) - 07/02/18 03:33 PM
Maryland 94 229
Re: Foreclosure In MD
(WABComply) - 08/03/18 10:45 AM
Massachusetts (1 viewing) 556 1607
Re: Massachusetts License/...
(soccermom) - 10/29/18 03:35 PM
Michigan 253 715
Re: Financial Institution ...
(bigfish) - 08/13/18 02:36 PM
Minnesota (1 viewing) 246 658
Re: Minnesota Open End Mor...
(RR Sarah) - 11/16/18 03:19 PM
New Hampshire (1 viewing)
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey 338 1234
NJ Updates RMLA for licens...
(drchiles) - 08/29/18 12:15 PM
New Mexico 34 115
Re: NM State RFPA
(Doug Hendrickson) - 05/16/18 10:09 AM
New York 332 785
Re: NYS Check Casher licen...
(praBSA) - 10/26/18 10:58 AM
North Carolina 83 233
Re: Loan to Quadraplegic
(Ken_Pegasus) - 12/11/17 08:31 AM
Ohio (1 viewing) 197 481
Sharing Customer Informati...
(Isn'tThisFun) - 08/13/18 02:52 PM
Oklahoma (1 viewing) 555 1919
Re: Satisfaction of Lien
(HRH Okie Banker) - 11/05/18 01:46 PM
Pennsylvania 448 1350
Referral Bonus
(Grandkids R Great) - 10/25/18 11:40 AM
South Carolina (1 viewing) 199 620
Re: SC Signature Cards
(Monster) - 08/28/18 11:04 AM
Tennessee 371 989
Re: HELOCs and Tax Implica...
(Skittles) - 11/05/18 08:09 AM
Texas (2 viewing) 1597 6763
Re: Paid Promissory Notes
(swiggles) - 11/09/18 10:50 AM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 149 416
WA State - Putting loan #'...
(Compliance Action Subscriber 1054) - 10/01/18 03:29 PM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin (1 viewing)
Wisconsin state-specific discussion forum
388 1521
Re: Vehicle Repossession
(Patriot) - Yesterday at 01:45 PM
Wyoming (1 viewing) 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (36 viewing)
The spot to blow off steam and have fun.
24935 901936
Re: Random Thoughts
('Lil Freak!) - 24 minutes 24 seconds ago
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1688 57134
Re: Work Pet Peeves
(GuitarDude) - 11/16/18 05:33 PM