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Special Instructions ( Forums for general discussion )
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Instructions for Accessing PRIVATE Forums 3 7
Re: PRIVATE FORUMS APPROVA...
(Michele_Petry) - 11/18/15 02:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
804 4461
Re: Renewals On Constructi...
(scb2011) - 02/22/17 10:04 AM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
182 865
Membership Dues
(6231956) - 02/23/17 10:05 AM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
171 1095
Re: Housing Counselor List...
(John Burnett) - 02/13/17 08:57 AM
HMDA Overhaul 2018 (1 viewing)
Discussion on the revised HMDA rules effective in 2018
66 646
Re: HMDA+ vs New HMFA
(rlcarey) - 02/23/17 03:21 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
414 2387
Re: Appraisal Notice
(rlcarey) - 02/23/17 03:22 PM
Loan Originator Compensation Rule
Discussion on the CFPB final rules on LO compensation.
226 1261
Re: MLO commissions purcha...
(T Schoolitz) - 02/08/17 03:40 PM
Mortgage Servicing Rules (1 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
542 2433
Re: CFPB Small Servicer Gu...
(raitchjay) - 02/22/17 10:13 AM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
192 939
Re: Remittance Transfer Pr...
(John Burnett) - 11/07/16 10:35 AM
TRID - TILA/RESPA Integrated Disclosures Rule (2 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
2475 17028
Re: Liability after Forecl...
(rlcarey) - 02/24/17 06:06 PM
Banker Forums ( Our Forums )
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Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
44 494
Re: Sample Military Lendin...
(John Burnett) - 11/15/16 10:20 AM
Article 9 386 1417
Re: Rely on previous PMSI ...
(Kevin) - 08/18/16 12:56 PM
Audit
Discussions of audit-related questions and issues
3610 17365
Re: Are Community Banks th...
(edAudit) - 02/24/17 12:40 PM
BSA/AML/CIP/OFAC Forum (5 viewing)
CIP, BSA and PATRIOT Act Issues
18071 95614
Re: Suspect ACH Activity -...
(fmissle) - 02/24/17 06:15 PM
CRA
Discussions of Community Reinvestment Act issues.
4444 23991
CD credit for part of loan...
(Lori01) - 02/24/17 01:30 PM
Deposits and Payments (1 viewing) 11717 50308
Re: Free Checking change t...
(Andy Z) - 02/24/17 05:17 PM
Disaster Recovery (1 viewing) 272 1345
Business Impact Analysis
(CindyS) - 11/17/16 05:30 PM
eBanking / Technology
Discussions of electronic banking services and technology issues.
4671 20289
Re: fraudulent online bank...
(JacPCB) - 02/24/17 11:26 PM
Fair Lending
Questions, responses and comments on Fair Lending topics.
375 1878
Re: Setoff from paycheck
(BrianC) - 02/24/17 05:44 PM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4047 18866
Re: AANs for fraud score o...
(Rachel B) - 02/15/17 09:39 AM
Financial Reform (1 viewing)
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
333 3235
Re: Sec 1071 Reporting req...
(Reads Regs) - 12/29/16 11:33 PM
Flood Compliance
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
2781 14797
Re: Force Placed Flood Ins...
(David Dickinson) - 02/24/17 05:59 PM
General Discussion (10 viewing) 24959 123054
Re: Accepting Transaction ...
(Ken_Pegasus) - 02/24/17 04:38 PM
HMDA (4 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
7129 37437
Re: Lien status =1 - rate ...
(4newt) - 02/24/17 04:11 PM
Human Resources (1 viewing) 1918 13566
Re: Sick days - what is co...
(HRH Okie Banker) - 02/24/17 02:46 PM
Lending Compliance (6 viewing) 45436 199578
Re: APR tolerance on Fixed...
(ahou) - 02/24/17 07:13 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (1 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1029 5498
Re: counseling
(Bville) - 02/21/17 04:42 PM
Marketing (2 viewing) 4184 15358
Re: Digital Billboard Ques...
(Richard Insley) - 02/23/17 12:26 PM
Need to Remain Anonymous
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
12162 55958
Re: Non HMDA for 2017
(Snowgirl) - 02/24/17 07:46 PM
Newbie Nook (1 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1308 5792
Re: Mort Mod/quitclaim dee...
(HRH Okie Banker) - 02/17/17 03:43 PM
Operations Compliance (4 viewing)
Discussion of operations-related issues and questions
12023 50281
Re: Garnishments
(BrianC) - 02/24/17 05:39 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
4 15
Re: New HMDA
(RR Joker) - 02/23/17 01:39 PM
RESPA 4539 26702
Re: RESPA Notice of Trans...
(Cowboys Fan) - 02/17/17 12:05 PM
Risk Management 411 1486
Re: ERM Reports
(osucpa) - 02/08/17 03:10 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
616 3923
Re: NMLS number required?
(Norman Paperman) - 02/22/17 05:30 PM
Security - PUBLIC (2 viewing) 1972 11337
Re: dual control or atm at...
(madukes) - 02/13/17 04:38 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
385 897
Re: Michigan, Ohio, and In...
(WSB Compliance) - 11/04/16 12:46 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
Re: TRID Disclosure - Liab...
(rlcarey) - 11/11/15 09:52 AM
Arkansas 41 80
Usury Fee
(ComplianceNewby) - 12/18/15 02:06 PM
California 502 1519
Re: California Natural Haz...
(Darth HMDA) - 09/23/16 05:26 PM
Colorado
Colorado Compliance Professionals
149 381
Re: Updated MLO Bond Requi...
(rlcarey) - 08/04/16 11:48 AM
Connecticut
State Specific Compliance Forum
58 125
Re: Account Number Truncat...
(rlcarey) - 06/30/15 12:43 PM
Florida (1 viewing) 538 1512
Re: Savings Promotion Raff...
(Compliance Risk) - 11/18/16 05:20 PM
Georgia 525 1989
Re: Georgia - in branch di...
(waldensouth) - 02/06/17 02:32 PM
Illinois 578 1610
Charge-Off Loan Record Ret...
(MScarn6942) - 02/08/17 12:08 PM
Indiana 474 1654
Re: Forged endorsement
(Ric30) - 02/21/17 01:10 PM
Iowa 208 714
Homestead exemption
(Cornfed Turtle) - 10/06/16 04:00 PM
Kentucky 570 1744
Ky Bill to Require Trainin...
(Ken_Pegasus) - 02/23/17 11:22 AM
Louisiana 68 172
Re: Attorney Cash Deposits...
(rlcarey) - 08/01/16 06:50 PM
Maryland 88 218
Re: Insider Reporting
(rlcarey) - 01/17/17 03:08 PM
Massachusetts 522 1518
Living Trust as "Land...
(Jo) - 02/15/17 12:13 PM
Michigan 247 703
Re: Mortgage Loan Payment ...
(Docs) - 02/03/17 02:35 PM
Minnesota 230 616
Non-Customer ID
(Banker57) - 02/06/17 09:34 AM
New Hampshire
New Hampshire Specific State Forum
35 74
Re: Multiple Trusts on Dep...
(NeedyBanker) - 01/13/17 02:00 PM
New Jersey 330 1218
Re: National School Lunch ...
(Reads Regs) - 02/01/17 11:07 AM
New Mexico 33 108
banking tribal nations
(Charles Everson) - 01/31/17 06:28 PM
New York 321 756
Re: Zombie property exempt...
(Soccer) - 02/02/17 03:55 PM
North Carolina 79 226
Due Diligence Fee
(Kompliance) - 01/19/17 01:27 PM
Ohio 190 456
Re: Ohio Good Funds Law 20...
(Kompliance) - 02/23/17 09:37 AM
Oklahoma 528 1845
Changes to UTMA Accounts
(HallieK) - 02/23/17 11:35 AM
Pennsylvania 430 1300
Re: Branch Closing - Irrev...
(dottiec) - 02/14/17 03:30 PM
South Carolina (1 viewing) 192 579
Re: State Usury Laws - Cha...
(Rocky P) - 12/07/16 10:59 AM
Tennessee 353 936
Holding County Warrants
(2old2new) - 02/23/17 04:20 PM
Texas (1 viewing) 1526 6491
Re: Deed of Trust not Nota...
(Maggie80) - 02/08/17 02:42 PM
Virginia 117 288
Are ATMs required to be re...
(gcg) - 09/16/16 04:37 PM
Washington State 143 400
Re: HELOC Conversion fee
(rlcarey) - 11/21/16 02:27 AM
Washington, DC 7 12
Mortgage Application - Req...
(PTownBeards) - 11/16/15 04:47 PM
Wisconsin
Wisconsin state-specific discussion forum
366 1440
Re: Fipco Doc
(#Just Jay) - 02/21/17 12:21 PM
Wyoming 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (32 viewing)
The spot to blow off steam and have fun.
24710 882106
Re: Random Thoughts
(GuitarDude) - 02/24/17 05:58 PM
The BOL Couch (1 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1658 56226
Re: chILD awareness month
(RR Joker) - 02/23/17 03:38 PM