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Special Instructions ( Forums for general discussion )
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 7
PRIVATE FORUMS APPROVAL PROCESS
Michele_Petry - 11/18/15 07:22 PM
Dodd-Frank Final Rules Discussions ( )
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
926 5141
QM rules under reconsideration
rlcarey - 09/15/21 05:29 PM
Escrows on Higher-Priced Mortgages
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
244 1170
Escrow Flood Insurance
Lori - 08/31/21 03:17 PM
HOEPA and Homeowner Counseling Rule
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
191 1195
HMDA Overhaul 2018 (4 viewing)
Discussion on the revised HMDA rules effective in 2018
1317 10193
HMDA Reportable-second phase is TBD
dmk124 - 09/17/21 08:38 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
514 2877
Appraisal Notice on Application
rlcarey - 09/10/21 06:42 PM
Loan Originator Compensation Rule (1 viewing)
Discussion on the CFPB final rules on LO compensation.
254 1399
Charge back to LO for Early payoff
Inspector - 09/05/21 05:06 AM
Mortgage Servicing Rules
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
783 3374
Delinquent Taxes and Insurance
t0dd - 08/30/21 01:11 PM
Remittance Transfer Rule
Discussions on the final rule (subpart B of Regulation E)
205 1003
Regulation E Dispute Obligation
John Burnett - 08/23/21 03:38 PM
TRID - TILA/RESPA Integrated Disclosures Rule
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
4203 28279
Property Value vs Estimated Property Value
rlcarey - 09/17/21 03:32 PM
Banker Forums ( Our Forums )
  Forums Threads Posts Last Post
Comments on Proposed Regulations
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
53 546
CFPB issues proposed Section 1071 rule
raitchjay - 09/08/21 08:23 PM
Article 9 397 1449
Timeframe for holding cattle
rlcarey - 04/22/21 06:22 PM
Audit (1 viewing)
Discussions of audit-related questions and issues
3732 17929
UCC4A
rlcarey - 09/17/21 04:24 PM
BSA/AML/CIP/OFAC Forum (3 viewing)
CIP, BSA and PATRIOT Act Issues
20239 107578
New Scam
P*Q - 09/17/21 03:31 PM
CRA (2 viewing)
Discussions of Community Reinvestment Act issues.
5016 26420
2021 free census tract reference books
Len S - 09/17/21 06:13 PM
Deposits and Payments (2 viewing) 13257 57275
Debit card dispute involving Paypal
BSAguy - 09/17/21 06:38 PM
Disaster Recovery 282 1372
Temporary Closure
Brandy Friesen, CRCM - 03/13/20 08:51 PM
eBanking / Technology (1 viewing)
Discussions of electronic banking services and technology issues.
5097 22352
Fair Lending
Questions, responses and comments on Fair Lending topics.
608 3082
Denied Pmt Deferral/AAN requirements
Rocky P - 08/13/21 09:46 AM
FCRA (1 viewing)
Questions and comments on the Fair Credit Reporting Act.
4344 20322
Risk Based Pricing
rlcarey - 09/17/21 10:04 PM
Financial Reform
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
334 3238
Flood Compliance
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
3595 19068
Continous force placement - notification?
Compliance NABW - 09/16/21 09:07 PM
General Discussion (1 viewing) 25675 126406
REG O New Loan with Board Member
rlcarey - 09/17/21 07:26 PM
HMDA
This forum is for discussions on the Home Mortgage Disclosure Act
7670 40586
Human Resources 1987 14235
Job posting - recruitment ideas
HappyGilmore - 09/09/21 04:55 PM
Lending Compliance (4 viewing) 47927 210947
Late fee reimbursement
Nicole - 09/17/21 06:17 PM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
1195 6327
Rate Reduction and Accrued Interest Refund
TeamComply - 09/16/21 06:20 PM
Marketing (2 viewing) 4545 16900
Promoting Fundraiser for Local Organization
Bankwoman1 - 08/27/21 06:03 PM
Need to Remain Anonymous (3 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
14151 65968
Vets 4212 Filing
rlcarey - 09/17/21 10:10 PM
Newbie Nook
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1366 6065
Charge/off and Recovery related Regulations
Richard Insley - 09/07/21 11:25 PM
Operations Compliance (1 viewing)
Discussion of operations-related issues and questions
12616 52867
Dormant & Inactive Accounts
DingoJ - 09/17/21 11:21 PM
Regulatory Rollback Forum
No political discussion here, folks. Just a practical analysis from a compliance perspective of what is doable versus what would create more work and expense.
12 165
Senate Bill 2155 - ECGRRCPA
rlcarey - 11/13/18 04:20 PM
RESPA 4694 27457
Affiliated Business Disclosure Web Referral
Inspector - 08/24/21 04:54 AM
Risk Management 445 1603
Risk Management Practices
McFly - 07/08/21 04:50 PM
S.A.F.E. Act Forum
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
691 4234
Use of NMLS number for MLO
Oly78 - 06/30/21 01:04 PM
Security - PUBLIC 1990 11414
Family Photos
Dan Persfull - 06/25/21 08:13 PM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
410 956
State Law Resources
InFairness, CRCM - 08/31/21 02:23 PM
Puerto Rico
Puerto Rican Bankers Discussion Forum
17 39
TRID Disclosure - Liability After Foreclosure
rlcarey - 11/11/15 02:52 PM
Arkansas 45 90
Elder Financial Exploitation
Sugar Coater - 03/05/20 07:58 PM
California 520 1614
Colorado
Colorado Compliance Professionals
162 413
Colorado Real Estate Disclosures
MJNoone - 03/30/21 05:09 PM
Connecticut
State Specific Compliance Forum
61 129
Savings Accounts Check Holds
John Burnett - 01/29/20 07:39 PM
Florida 574 1628
Florida Senate Bill 76
rlcarey - 08/30/21 04:29 PM
Georgia 549 2071
Illinois 630 1725
Indiana 498 1742
Reducing Banking Hours
rlcarey - 06/11/21 01:46 PM
Iowa 211 723
Maximum Rate
ahkcompliance - 02/15/19 06:58 PM
Kentucky 625 1904
GAP Insurance vs GAP Waiver
rlcarey - 08/31/21 03:04 PM
Louisiana 73 180
Maryland 97 238
Massachusetts 580 1673
Septic holdback
brettsgirl04 - 08/03/21 04:26 PM
Michigan 255 722
PC598 AFFIDAVIT OF DECEDENT'S SUCCESSOR...
ComplianceGurl - 05/15/20 02:52 PM
Minnesota 262 697
Rate Lock Agreement
rlcarey - 07/13/21 05:08 PM
New Hampshire
New Hampshire Specific State Forum
35 77
Multiple Trusts on Deposit Account
John Burnett - 08/26/19 07:23 PM
New Jersey 343 1242
NJDOBI 2021 High Cost Mortgage
Reads Regs - 03/03/21 06:13 PM
New Mexico 36 123
MLO # on Ad
rlcarey - 07/19/21 06:40 PM
New York 349 863
Reg O Retention
Soccer - 06/23/21 07:08 PM
North Carolina 86 241
Convenience Store Gambling Machines
rlcarey - 05/20/21 03:46 PM
Ohio (1 viewing) 207 504
Trade Name and Beneficial Ownership
Pinhead76 - 06/10/21 05:35 PM
Oklahoma (1 viewing) 567 1967
Oklahoma Driver's License paper verification
danyielg - 08/24/21 07:21 PM
Pennsylvania 462 1405
Deceased Customers
Grandkids R Great - 04/13/21 05:07 PM
South Carolina (1 viewing) 206 642
Add mortgage satisfaction fee to payoff quote
Cowboys Fan - 02/19/21 02:06 PM
Tennessee 390 1036
Maturity dates on Note and Deed of Trust
rlcarey - 09/06/21 01:21 PM
Texas 1632 6872
Refi HE Loan into a Non-HE - Refi Notice
rlcarey - 08/11/21 02:12 PM
Virginia 119 290
Washington State 150 418
Retainage agreement?
Puzzled - 01/10/20 05:17 PM
Washington, DC 8 13
Abandoned Property Policy
Bruce Gollop - 05/10/21 04:58 PM
Wisconsin
Wisconsin state-specific discussion forum
407 1573
Funeral or Burial Trust Accounts
Margarita - 08/05/21 06:51 PM
Wyoming 13 37
death of custodian
lOvEwYo - 10/08/14 04:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (34 viewing)
The spot to blow off steam and have fun.
25060 912236
Song Titles
GuitarDude - 16 hours ago
The BOL Couch (2 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1706 57961
can't do anything right
TryingtoComply - 09/14/21 12:29 AM