Your EFT processor should be able to help you with this. Especially for a new bank - you might not go directly through Visa due to costs (you might go through ICBA or another group). Once you contract with your EFT processor, they will be able to get all the agreements for you and help you through the process.
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"The reason I talk to myself is because I'm the only one whose answers I accept."
- George Carlin