As Andy says, warm up your comment pens. We'll have a model comment letter ready with blanks for you to fill in. As we work on this, any ideas or questions you have would enrich the model -- and each other's comments!
This proposal will cause some major changes -- including how to capture data. A very important question is what additional costs will be. I think the compliance world should think very hard about what new processes are involved.
The other concern is cost. Several of the Governors raised some serious concerns about costs. This is clearly an area for comment.